Kuap. Ru - Balance sheet with turnover of РЕГИОНАЛЬНЫЙ БАНК СБЕРЕЖЕНИЙ, analysis of turnover of bank's accounts

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	REGIONALNIY BANK SBEREZHENIY	add to comparison
Central Bank of Russia registration number: 3367

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.


Turnover by thous. rub.					Period change
ASSETS	54 454 127	125 939 374	22 014 880	15 674 690	-38 779 437	-71,2%
High liquid assets	15 891 932	25 624 436	5 393 467	1 971 530	-13 920 402	-87,6%
Cash and equivalents	9 651 476	20 815 363	4 668 652	1 484 878	-8 166 598	-84,6%
Cash	342 552	1 455 948	1 621 992	357 599	15 047	4,4%
in cash and en route	342 552	1 455 948	1 621 992	357 599	15 047	4,4%
Nostro account with Central Bank	9 308 924	19 359 415	3 046 660	1 127 279	-8 181 645	-87,9%
Nostro accounts	5 814 233	4 413 515	717 185	480 752	-5 333 481	-91,7%
Residents	5 814 233	4 413 515	717 185	480 752	-5 333 481	-91,7%
Provision for impairment of high-liquid assets	426 223	395 558	7 630	5 900	-420 323	-98,6%
Interest-earning assets	4 208 678	23 962 983	3 586 421	992 643	-3 216 035	-76,4%
Dues from banks	575 281	31 980	700 360	67 118	-508 163	-88,3%
Residents	550 266	1 939	700 319	66 901	-483 365	-87,8%
up to 30 days	266	1 939	100 319	1 901	1 635	614,7%
up to 180 days	550 000	-	600 000	65 000	-485 000	-88,2%
Provision for impairment of loans to banks	25 015	30 041	41	217	-24 798	-99,1%
Securities	2 969 894	21 077 152	400 259	921	-2 968 973	-100,0%
Bonds	2 864 703	21 077 150	259	921	-2 863 782	-100,0%
Federal Loan Bonds (OFZs), OBRs	2 862 548	21 075 254	93	97	-2 862 451	-100,0%
Valuation allowance	2 155	1 896	166	824	-1 331	-61,8%
Promissory notes	105 191	2	400 000	-	-105 191	-100,0%
Banks	105 191	2	400 000	-	-105 191	-100,0%
Loans to corporate clients	663 058	2 851 518	2 484 403	862 209	199 151	30,0%
residents	580 500	2 002 000	2 105 000	565 500	-15 000	-2,6%
up to 30 days	-	-	-	22 500	22 500	-
up to 180 days	-	-	-	100 000	100 000	-
up to 1 year	530 500	1 954 000	2 105 000	443 000	-87 500	-16,5%
up to 3 years	50 000	48 000	-	-	-50 000	-100,0%
Past-due	840	840	1 654	18 013	17 173	2 044,4%
residents	840	840	1 654	18 013	17 173	2 044,4%
Provision for impairment of corporate loans	81 718	848 678	377 749	278 696	196 978	241,0%
residents	81 718	848 678	377 749	278 696	196 978	241,0%
Loans to individuals	445	2 333	1 399	62 395	61 950	13 921,3%
Standard	-	2 000	1 000	31 080	31 080	-
up to 180 days	-	-	-	80	80	-
up to 1 year	-	-	-	11 000	11 000	-
up to 3 years	-	2 000	1 000	20 000	20 000	-
more than 3 years	-	-	-	-	-	-
Past-due	-	-	2	3	3	-
Past-due	-	-	2	3	3	-
Provision for impairment of loans to individuals	445	333	397	31 312	30 867	6 936,4%
Provision for impairment of loans past-due	-	-	-	-	-	-
Other assets	34 353 517	76 351 955	13 034 992	12 710 517	-21 643 000	-63,0%
Mandatory reserves with Central Bank	-	1 536	4 307	-	-	-
Premises and equipment	3 794 461	25 185 025	1 183 944	1 121 523	-2 672 938	-70,4%
Purchase cost	3 794 461	25 185 025	1 179 736	1 120 366	-2 674 095	-70,5%
Depreciation	-	-	4 208	1 157	1 157	-
Accrued interest not yet received	50 478	95 496	51 253	105 573	55 095	109,1%
Factoring	999 470	1 768 252	68 964	178 975	-820 495	-82,1%
Other assets	29 359 120	48 962 396	11 624 475	11 093 643	-18 265 477	-62,2%
Provision for impairment of other assets	149 988	339 250	102 049	210 803	60 815	40,5%
Deferred tax asset	-	-	-	-	-	-
LIABILITIES	33 721 707	64 551 076	18 106 804	15 192 045	-18 529 662	-54,9%
Dues to banks	3 188 653	9 956 421	2 327 569	1 196 195	-1 992 458	-62,5%
On demand	2 808 653	9 507 421	2 227 569	817 195	-1 991 458	-70,9%
Residents	2 808 653	9 507 421	2 227 569	817 195	-1 991 458	-70,9%
Term	380 000	449 000	100 000	379 000	-1 000	-0,3%
Residents	380 000	449 000	100 000	379 000	-1 000	-0,3%
up to 30 days	290 000	80 000	-	-	-290 000	-100,0%
up to 180 days	90 000	369 000	100 000	379 000	289 000	321,1%
On demand	1 482 737	3 032 389	3 810 526	1 605 415	122 678	8,3%
Corporate clients	980 761	2 941 126	2 690 952	1 085 852	105 091	10,7%
Residents	980 761	2 941 126	2 690 949	1 084 036	103 275	10,5%
Non-residents	-	-	3	1 816	1 816	-
Individuals	501 976	91 263	1 119 574	519 563	17 587	3,5%
Residents	501 650	88 829	1 118 583	519 353	17 703	3,5%
Non-residents	326	2 434	991	210	-116	-35,6%
Term	32 055	83 858	48 678	348 035	315 980	985,7%
Corporate clients	-	-	-	-	-	-
Residents	-	-	-	-	-	-
up to 3 years	-	-	-	-	-	-
Individuals	32 055	83 858	48 678	348 035	315 980	985,7%
residents	31 418	81 362	48 509	347 775	316 357	1 006,9%
up to 1 year	19 413	41 791	39 576	336 610	317 197	1 633,9%
up to 3 years	12 005	39 571	8 933	11 165	-840	-7,0%
non-residents	637	2 496	169	260	-377	-59,2%
up to 1 year	555	-	-	-	-555	-100,0%
up to 3 years	82	2 496	169	260	178	217,1%
Securities issued	458	5 799	215 780	721 317	720 859	157 392,8%
Promissory notes	458	5 799	215 780	721 317	720 859	157 392,8%
up to 30 days	-	-	200 000	-	-	-
up to 180 days	-	-	-	700 000	700 000	-
up to 1 year	14	35	3 861	20 000	19 986	142 757,1%
more than 3 years	444	5 764	6 147	-	-444	-100,0%
Discount accrued	-	-	5 772	1 317	1 317	-
Other liabilities	29 017 804	51 472 609	11 704 251	11 321 083	-17 696 721	-61,0%
Other liabilities	28 966 667	51 418 603	11 647 527	11 269 083	-17 697 584	-61,1%
Accrued interest not yet paid	51 137	54 006	56 724	52 000	863	1,7%
EQUITY	1 707 137	2 274 113	654 935	1 769 841	62 704	3,7%
Capital	200 000	799	141	467 130	267 130	133,6%
Profit from previous years	-	-	-	-	-	-
Retained earnings from previous years	-	-	-	-	-	-
Current year profit	1 507 018	2 273 186	654 700	1 302 347	-204 671	-13,6%
Current year retained earnings	1 507 018	2 273 186	654 700	1 302 347	-204 671	-13,6%
Future expenses	119	128	94	364	245	205,9%
OFF-BALANCE SHEET	9 308	1 868	11 883	59 175	49 867	535,7%
Contingent liabilities	403	1 036	10 952	1 390	987	244,9%
Guarantees issued	403	1 036	10 952	1 390	987	244,9%
Collateral on loans	8 270	-	-	55 050	46 780	565,7%
goods	8 270	-	-	35 050	26 780	323,8%
securities	-	-	-	20 000	20 000	-
Unprocessed payments	122	318	434	18	-104	-85,2%
Due to lack of funds on client accounts	122	318	434	18	-104	-85,2%
Other off-balance sheet accounts	513	514	497	2 717	2 204	429,6%
Accrued interest not yet received	513	514	497	2 717	2 204	429,6%
Written-off loans	-	-	-	-	-	-
Past due ratio, total	-	-	-	-	-	-
Past due ratio, individuals	-	-	-	-	-	-
Past due ratio, corporates	-	-	-	-	-	-
Past due ratio, corporates + entrepreneurs	-	-	-	-	-	-
Risk-weighted assets	-	-	-	-	-	-