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	NEOPOLIS-BANKI want to buy a report	add to comparison
Central Bank of Russia registration number: 2809

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Balance Profit Profitability

Capital (f. 134, 123) Ratios (f. 135) IFRS reports

Financial analysis Statutory reports

• Aggregated balance
• Balance sheets w/o corrections
• Balance turnover
• Turnover dynamics
• Currency balance
• Form 101
• Profitability

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.

Balance sheet position, thous. rub.	01.02.2011	>> Turnover >>	01.03.2011 01.02.2011 01.01.2011 01.12.2010 01.11.2010 01.10.2010 01.09.2010 01.08.2010 01.07.2010 01.06.2010 01.05.2010 01.04.2010 01.03.2010 01.02.2010 01.01.2010 01.12.2009 01.11.2009 01.10.2009 01.09.2009 01.08.2009 01.07.2009 01.06.2009 01.05.2009 01.04.2009 01.03.2009 01.02.2009 01.01.2009 01.12.2008 01.11.2008 01.10.2008 01.09.2008 01.08.2008 01.07.2008 01.06.2008 01.05.2008 01.04.2008 01.03.2008 01.02.2008 01.01.2008	Turnover / amount	Turnover / assets	Period change
ASSETS	941 589	6 103 157	763 081	6,5	8,0	-178 508	-19,0%
High liquid assets	567 904	4 718 194	385 261	8,3	6,2	-182 643	-32,2%
Cash and equivalents	553 791	4 426 988	307 013	8,0	5,8	-246 778	-44,6%
Cash	376 537	960 805	212 741	2,6	1,3	-163 796	-43,5%
in cash and en route	161 028	651 639	36 063	4,0	0,9	-124 965	-77,6%
in operational cash offices	213 951	304 183	176 002	1,4	0,4	-37 949	-17,7%
in ATMs	1 558	4 983	676	3,2	0,0	-882	-56,6%
Nostro account with Central Bank	177 254	3 466 183	94 272	19,6	4,5	-82 982	-46,8%
Nostro accounts	14 113	354 228	78 207	25,1	0,5	64 094	454,1%
Residents	14 113	354 228	78 207	25,1	0,5	64 094	454,1%
Money in transfer	-	1 113	41	-	-	41	-
Interest-earning assets	367 320	1 113 583	370 780	3,0	1,5	3 460	0,9%
Dues from banks	105 000	920 008	15 289	8,8	1,2	-89 711	-85,4%
Residents	105 000	920 008	15 289	8,8	1,2	-89 711	-85,4%
up to 30 days	105 000	920 008	15 289	8,8	1,2	-89 711	-85,4%
Securities	106 366	96 813	39 816	0,9	0,1	-66 550	-62,6%
Promissory notes	106 366	96 813	39 816	0,9	0,1	-66 550	-62,6%
Banks	106 366	96 813	39 816	0,9	0,1	-66 550	-62,6%
Loans to corporate clients	70 159	190 079	205 023	2,7	0,2	134 864	192,2%
residents	77 781	161 928	232 604	2,1	0,2	154 823	199,0%
up to 30 days	1 671	3 625	834	2,2	0,0	-837	-50,1%
up to 180 days	41 500	25 000	66 400	0,6	0,0	24 900	60,0%
up to 1 year	-	134 140	134 140	-	-	134 140	-
up to 3 years	34 610	3 380	31 230	0,1	0,0	-3 380	-9,8%
Past-due	11 225	10 840	385	1,0	0,0	-10 840	-96,6%
residents	11 225	10 840	385	1,0	0,0	-10 840	-96,6%
Provision for impairment of corporate loans	-18 847	37 270	-27 966	2,0	0,0	-9 119	48,4%
residents	-18 847	37 270	-27 966	2,0	0,0	-9 119	48,4%
Loans to individuals	97 075	52 041	111 071	0,5	0,1	13 996	14,4%
Standard	117 771	31 210	137 987	0,3	0,0	20 216	17,2%
up to 30 days	1 813	1 122	1 501	0,6	0,0	-312	-17,2%
up to 180 days	3 850	3 500	350	0,9	0,0	-3 500	-90,9%
up to 1 year	21 161	11 000	28 640	0,5	0,0	7 479	35,3%
up to 3 years	52 075	6 200	55 424	0,1	0,0	3 349	6,4%
more than 3 years	38 872	13 200	52 072	0,3	0,0	13 200	34,0%
Past-due	153	120	156	0,8	0,0	3	2,0%
Past-due	153	120	156	0,8	0,0	3	2,0%
Provision for impairment of loans to individuals	-20 849	26 934	-27 072	1,3	0,0	-6 223	29,8%
Provision for impairment of loans past-due	-11 280	10 903	-419	1,0	0,0	10 861	-96,3%
Other assets	6 365	275 515	7 040	43,3	0,4	675	10,6%
Mandatory reserves with Central Bank	7 813	1 507	9 312	0,2	0,0	1 499	19,2%
Premises and equipment	6 599	82 323	6 516	12,5	0,1	-83	-1,3%
Purchase cost	12 115	82 240	12 183	6,8	0,1	68	0,6%
Depreciation	-5 516	151	-5 667	0,0	0,0	-151	2,7%
Accrued interest not yet received	79	3 894	14	49,3	0,0	-65	-82,3%
Other assets	6 353	160 062	3 623	25,2	0,2	-2 730	-43,0%
Provision for impairment of other assets	-14 479	30 607	-12 425	2,1	0,0	2 054	-14,2%
LIABILITIES	734 408	3 063 106	559 317	4,2	4,0	-175 091	-23,8%
Dues to banks	7 521	1 606	7 534	0,2	0,0	13	0,2%
On demand	7 521	217	7 534	0,0	0,0	13	0,2%
Residents	7 521	217	7 534	0,0	0,0	13	0,2%
Other dues to banks	-	1 389	-	-	-	-	-
On demand	661 603	2 857 816	506 432	4,3	3,7	-155 171	-23,5%
Corporate clients	656 230	2 842 762	502 525	4,3	3,7	-153 705	-23,4%
State-owned enterprises	354 318	-	354 318	0,0	0,0	-	0,0%
Residents	301 769	2 842 080	148 027	9,4	3,7	-153 742	-50,9%
Non-residents	143	719	180	5,0	0,0	37	25,9%
Individuals	5 373	15 054	3 907	2,8	0,0	-1 466	-27,3%
Residents	5 312	15 044	3 841	2,8	0,0	-1 471	-27,7%
Non-residents	61	15	66	0,2	0,0	5	8,2%
Term	44 202	7 224	38 682	0,2	0,0	-5 520	-12,5%
Corporate clients	15	-	15	0,0	0,0	-	0,0%
Residents	15	-	15	0,0	0,0	-	0,0%
up to 30 days	15	-	15	0,0	0,0	-	0,0%
Individuals	44 187	7 224	38 667	0,2	0,0	-5 520	-12,5%
residents	44 166	7 209	38 661	0,2	0,0	-5 505	-12,5%
up to 30 days	3	-	3	0,0	0,0	-	0,0%
up to 180 days	1 748	583	1 748	0,3	0,0	-	0,0%
up to 1 year	3 066	72	3 043	0,0	0,0	-23	-0,8%
up to 3 years	36 850	6 483	31 396	0,2	0,0	-5 454	-14,8%
more than 3 years	2 499	71	2 471	0,0	0,0	-28	-1,1%
non-residents	21	15	6	0,7	0,0	-15	-71,4%
up to 3 years	21	15	6	0,7	0,0	-15	-71,4%
Securities issued	-	2 090	-	-	-	-	-
Promissory notes	-	2 090	-	-	-	-	-
more than 180 days	-	1 990	-	-	-	-	-
Discount accrued	-	100	-	-	-	-	-
Other liabilities	21 082	194 383	6 669	9,2	0,3	-14 413	-68,4%
Other liabilities	20 882	194 212	6 311	9,3	0,3	-14 571	-69,8%
Accrued interest not yet paid	200	329	358	1,6	0,0	158	79,0%
EQUITY	207 181	103 990	203 764	0,5	0,1	-3 417	-1,6%
Capital	191 869	-	191 869	0,0	0,0	-	0,0%
Profit from previous years	14 698	115	14 803	0,0	0,0	105	0,7%
Retained earnings from previous years	14 698	115	14 803	0,0	0,0	105	0,7%
Current year profit	4 299	103 856	788	24,2	0,1	-3 511	-81,7%
Current year retained earnings	4 299	103 856	788	24,2	0,1	-3 511	-81,7%
Future expenses	-3 685	124	-3 696	0,0	0,0	-11	0,3%
OFF-BALANCE SHEET	-63 896	196 381	-32 825	3,1	0,3	31 071	-48,6%
Contingent liabilities	-95 721	183 737	-76 730	1,9	0,2	18 991	-19,8%
Guarantees issued	-68 472	-	-68 472	0,0	0,0	-	0,0%
Unused credit limits opened	-27 249	183 737	-8 258	6,7	0,2	18 991	-69,7%
Collateral on loans	32 459	26 580	46 541	0,8	0,0	14 082	43,4%
goods	32 459	26 580	46 541	0,8	0,0	14 082	43,4%
Other off-balance sheet accounts	-634	2 148	-2 636	3,4	0,0	-2 002	315,8%
Accrued interest not yet received	2 003	2 148	1	1,1	0,0	-2 002	-100,0%
Written-off interest	-688	-	-688	0,0	0,0	-	0,0%
Written-off loans	-1 949	-	-1 949	0,0	0,0	-	0,0%
Credit card balances	1 813	1 122	1 501	0,6	0,0	-312	-17,2%
Past due ratio, total	550	-	15	0,0	0,0	-535	-97,3%
Past due ratio, individuals	13	-	11	0,0	0,0	-2	-15,4%
Past due ratio, corporates	1 261	-	17	0,0	0,0	-1 244	-98,7%
Past due ratio, corporates + entrepreneurs	1 261	-	17	0,0	0,0	-1 244	-98,7%

You can also get acquainted with balance sheet aggregation methodics.