Kuap. Ru - Balance sheet with turnover of ИНСТРОЙБАНК, analysis of turnover of bank's accounts

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	INSTROYBANK	add to comparison
Central Bank of Russia registration number: 2743

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.


Balance sheet position, thous. rub.	01.07.2013	>> Turnover >>		Turnover / amount	Turnover / assets	Period change
ASSETS	248 465	496 089	262 877	2,0	1,9	14 412	5,8%
High liquid assets	88 935	320 176	115 247	3,6	1,2	26 312	29,6%
Cash and equivalents	88 412	318 577	114 673	3,6	1,2	26 261	29,7%
Cash	83 160	60 989	88 809	0,7	0,2	5 649	6,8%
in cash and en route	83 160	60 989	88 809	0,7	0,2	5 649	6,8%
Nostro account with Central Bank	5 252	257 588	25 864	49,0	1,0	20 612	392,5%
Nostro accounts	523	1 599	574	3,1	0,0	51	9,8%
Residents	523	1 599	574	3,1	0,0	51	9,8%
Money in transfer	-	-	-	-	-	-	-
Interest-earning assets	145 124	160 521	133 203	1,1	0,6	-11 921	-8,2%
Dues from banks	-	130 000	-	-	-	-	-
Residents	-	130 000	-	-	-	-	-
up to 30 days	-	130 000	-	-	-	-	-
Securities	22 011	27 914	-	1,3	0,1	-22 011	-100,0%
Promissory notes	22 011	27 914	-	1,3	0,1	-22 011	-100,0%
Corporate	22 233	27 914	-	1,3	0,1	-22 233	-100,0%
Provision for impairment of promissory notes	-222	222	-	1,0	0,0	222	-100,0%
Loans to corporate clients	19 000	11 700	30 700	0,6	0,0	11 700	61,6%
residents	19 000	11 700	30 700	0,6	0,0	11 700	61,6%
up to 180 days	16 000	-	16 000	0,0	0,0	-	0,0%
more than 3 years	3 000	11 700	14 700	3,9	0,0	11 700	390,0%
Loans to individuals	104 113	2 607	102 503	0,0	0,0	-1 610	-1,5%
Standard	104 466	2 607	102 759	0,0	0,0	-1 707	-1,6%
up to 3 years	147	17	130	0,1	0,0	-17	-11,6%
more than 3 years	104 319	2 590	102 629	0,0	0,0	-1 690	-1,6%
Provision for impairment of loans to individuals	-353	97	-256	0,3	0,0	97	-27,5%
Other assets	14 406	27 313	14 427	1,9	0,1	21	0,1%
Mandatory reserves with Central Bank	3 573	87	3 486	0,0	0,0	-87	-2,4%
Premises and equipment	235	22 323	226	95,0	0,1	-9	-3,8%
Purchase cost	3 856	22 316	3 854	5,8	0,1	-2	-0,1%
Depreciation	-3 621	7	-3 628	0,0	0,0	-7	0,2%
Accrued interest not yet received	794	2 035	860	2,6	0,0	66	8,3%
Other assets	110 305	2 959	110 354	0,0	0,0	49	0,0%
Provision for impairment of other assets	-100 501	5	-100 499	0,0	0,0	2	-0,0%
LIABILITIES	130 040	202 431	144 761	1,6	0,8	14 721	11,3%
On demand	18 773	200 176	33 493	10,7	0,8	14 720	78,4%
Corporate clients	16 104	199 890	31 227	12,4	0,8	15 123	93,9%
Residents	14 992	199 208	30 214	13,3	0,8	15 222	101,5%
Non-residents	1 112	781	1 013	0,7	0,0	-99	-8,9%
Individuals	2 669	689	2 266	0,3	0,0	-403	-15,1%
Residents	2 623	687	2 220	0,3	0,0	-403	-15,4%
Non-residents	46	2	46	0,0	0,0	-	0,0%
Term	353	15	354	0,0	0,0	1	0,3%
Individuals	353	15	354	0,0	0,0	1	0,3%
residents	353	15	354	0,0	0,0	1	0,3%
up to 3 years	353	15	354	0,0	0,0	1	0,3%
Securities issued	110 000	-	110 000	0,0	0,0	-	0,0%
Promissory notes	110 000	-	110 000	0,0	0,0	-	0,0%
up to 3 years	70 000	-	70 000	0,0	0,0	-	0,0%
more than 3 years	40 000	-	40 000	0,0	0,0	-	0,0%
Other liabilities	914	2 240	914	2,5	0,0	-	0,0%
Other liabilities	904	2 239	902	2,5	0,0	-2	-0,2%
Accrued interest not yet paid	10	3	12	0,3	0,0	2	20,0%
EQUITY	118 425	3 477	118 116	0,0	0,0	-309	-0,3%
Capital	188 693	-	188 693	0,0	0,0	-	0,0%
Profit from previous years	8 000	-	8 000	0,0	0,0	-	0,0%
Retained earnings from previous years	8 000	-	8 000	0,0	0,0	-	0,0%
Current year profit	-78 274	3 462	-78 587	0,0	0,0	-313	0,4%
Current year retained earnings	-78 274	3 462	-78 587	0,0	0,0	-313	0,4%
Future expenses	6	19	10	3,2	0,0	4	66,7%
OFF-BALANCE SHEET	20 236	25 000	6 936	1,2	0,1	-13 300	-65,7%
Contingent liabilities	-	25 000	-13 300	-	-	-13 300	-
Unused credit limits opened	-	25 000	-13 300	-	-	-13 300	-
Collateral on loans	20 236	-	20 236	0,0	0,0	-	0,0%
goods	20 236	-	20 236	0,0	0,0	-	0,0%
Past due ratio, total	-	-	-	-	-	-	-
Past due ratio, individuals	-	-	-	-	-	-	-
Past due ratio, corporates	-	-	-	-	-	-	-
Past due ratio, corporates + entrepreneurs	-	-	-	-	-	-	-