ASSETS |
114 940 487 629 |
114 940 487 629 |
|
High liquid assets |
11 256 223 981 |
11 256 223 981 |
|
Cash and equivalents |
5 900 996 799 |
5 900 996 799 |
|
Cash |
2 391 147 351 |
2 391 147 351 |
|
in cash and en route |
1 637 092 408 |
1 637 092 408 |
|
in ATMs |
432 814 821 |
432 814 821 |
|
precious metals |
321 234 435 |
321 234 435 |
|
gems |
5 687 |
5 687 |
|
Nostro account with Central Bank |
3 509 849 448 |
3 509 849 448 |
|
Nostro accounts |
4 535 563 053 |
4 535 563 053 |
|
Non-residents |
1 860 128 706 |
1 860 128 706 |
|
Residents |
2 675 434 347 |
2 675 434 347 |
|
Money in transfer |
845 285 843 |
845 285 843 |
|
Provision for impairment of high-liquid assets |
-25 621 714 |
-25 621 714 |
|
Interest-earning assets |
106 141 683 499 |
106 141 683 499 |
|
Dues from banks |
12 924 976 787 |
12 924 976 787 |
|
Central Bank of Russia |
1 328 741 556 |
1 328 741 556 |
|
Residents |
9 871 608 079 |
9 871 608 079 |
|
up to 30 days |
6 508 730 607 |
6 508 730 607 |
|
up to 180 days |
2 228 764 750 |
2 228 764 750 |
|
more than 180 days |
1 134 112 722 |
1 134 112 722 |
|
Non-residents |
1 717 809 413 |
1 717 809 413 |
|
up to 30 days |
999 534 300 |
999 534 300 |
|
up to 180 days |
208 306 919 |
208 306 919 |
|
more than 180 days |
509 968 194 |
509 968 194 |
|
Loans past-due |
146 991 916 |
146 991 916 |
|
non-residents |
64 614 055 |
64 614 055 |
|
residents |
82 377 861 |
82 377 861 |
|
Provision for impairment of loans to banks |
-140 174 177 |
-140 174 177 |
|
Securities |
17 748 419 206 |
17 748 419 206 |
|
Bonds |
16 636 652 798 |
16 636 652 798 |
|
Federal Loan Bonds (OFZs), OBRs |
8 511 528 390 |
8 511 528 390 |
|
Corporate bonds |
2 839 979 214 |
2 839 979 214 |
|
Financial institutions bonds |
369 204 001 |
369 204 001 |
|
Foreign sovereign bonds |
169 092 991 |
169 092 991 |
|
Corporate foreign bonds |
1 935 245 850 |
1 935 245 850 |
|
Foreign financial institutions bonds |
22 574 855 |
22 574 855 |
|
Valuation allowance |
-529 576 437 |
-529 576 437 |
|
Pledged under REPO |
3 334 500 143 |
3 334 500 143 |
|
Past-due |
347 949 142 |
347 949 142 |
|
Provision for impairment of bonds |
-363 845 351 |
-363 845 351 |
|
Promissory notes |
33 715 623 |
33 715 623 |
|
Corporate |
33 772 582 |
33 772 582 |
|
Banks |
949 165 |
949 165 |
|
Provision for impairment of promissory notes |
-1 006 124 |
-1 006 124 |
|
Stocks |
462 693 836 |
462 693 836 |
|
Residents |
358 806 156 |
358 806 156 |
|
Non-residents |
86 430 460 |
86 430 460 |
|
Valuation allowance |
-12 095 982 |
-12 095 982 |
|
Pledged under REPO |
31 391 088 |
31 391 088 |
|
Provision for impairment of stocks |
-1 837 886 |
-1 837 886 |
|
Mutual funds |
615 356 949 |
615 356 949 |
|
Loans to corporate clients |
54 359 463 123 |
54 359 463 123 |
|
residents |
45 405 581 574 |
45 405 581 574 |
|
up to 30 days |
3 985 434 909 |
3 985 434 909 |
|
up to 180 days |
2 415 621 476 |
2 415 621 476 |
|
up to 1 year |
6 518 576 789 |
6 518 576 789 |
|
up to 3 years |
7 374 156 893 |
7 374 156 893 |
|
more than 3 years |
25 111 791 507 |
25 111 791 507 |
|
non-residents |
5 662 115 709 |
5 662 115 709 |
|
up to 30 days |
267 906 844 |
267 906 844 |
|
up to 180 days |
207 096 444 |
207 096 444 |
|
up to 1 year |
354 682 582 |
354 682 582 |
|
up to 3 years |
565 512 775 |
565 512 775 |
|
more than 3 years |
4 266 917 064 |
4 266 917 064 |
|
state-owned enterprises |
1 565 462 823 |
1 565 462 823 |
|
up to 30 days |
26 470 784 |
26 470 784 |
|
up to 180 days |
83 726 805 |
83 726 805 |
|
up to 1 year |
198 172 363 |
198 172 363 |
|
up to 3 years |
478 795 008 |
478 795 008 |
|
more than 3 years |
778 297 863 |
778 297 863 |
|
Past-due |
3 065 320 315 |
3 065 320 315 |
|
residents |
2 547 324 796 |
2 547 324 796 |
|
non-residents |
495 724 481 |
495 724 481 |
|
state-owned enterprises |
22 271 038 |
22 271 038 |
|
Provision for impairment of corporate loans |
-1 339 017 298 |
-1 339 017 298 |
|
residents |
-1 182 926 059 |
-1 182 926 059 |
|
non-residents |
-142 966 905 |
-142 966 905 |
|
state-owned enterprises |
-13 124 334 |
-13 124 334 |
|
Loans to private entrepreneurs |
687 936 279 |
687 936 279 |
|
up to 30 days |
23 607 418 |
23 607 418 |
|
up to 180 days |
12 783 980 |
12 783 980 |
|
up to 1 year |
53 304 754 |
53 304 754 |
|
up to 3 years |
233 750 164 |
233 750 164 |
|
more than 3 years |
325 599 891 |
325 599 891 |
|
Past-due |
59 769 986 |
59 769 986 |
|
Provision for impairment of loans to private entrepreneurs |
-20 879 914 |
-20 879 914 |
|
Loans to individuals |
23 989 061 562 |
23 989 061 562 |
|
Standard |
23 385 295 753 |
23 385 295 753 |
|
up to 30 days |
1 967 440 120 |
1 967 440 120 |
|
up to 180 days |
10 127 344 |
10 127 344 |
|
up to 1 year |
130 356 642 |
130 356 642 |
|
up to 3 years |
1 104 377 716 |
1 104 377 716 |
|
more than 3 years |
20 172 993 931 |
20 172 993 931 |
|
Past-due |
1 227 489 841 |
1 227 489 841 |
|
Past-due |
1 227 489 841 |
1 227 489 841 |
|
Provision for impairment of loans to individuals |
-623 724 032 |
-623 724 032 |
|
Provision for impairment of loans past-due |
-3 568 173 458 |
-3 568 173 458 |
|
Other assets |
-2 457 419 851 |
-2 457 419 851 |
|
Mandatory reserves with Central Bank |
790 786 988 |
790 786 988 |
|
Premises and equipment |
2 125 255 836 |
2 125 255 836 |
|
Purchase cost |
3 176 795 045 |
3 176 795 045 |
|
Depreciation |
-1 051 539 209 |
-1 051 539 209 |
|
Accrued interest not yet received |
915 098 059 |
915 098 059 |
|
Assets under management |
82 144 787 |
82 144 787 |
|
Other assets |
-7 742 216 957 |
-7 742 216 957 |
|
Investments in subsidiaries |
1 213 187 484 |
1 213 187 484 |
|
Provision for impairment of other assets |
-1 715 500 493 |
-1 715 500 493 |
|
Derivatives - assets |
1 384 351 521 |
1 384 351 521 |
|
Deferred tax asset |
489 472 924 |
489 472 924 |
|
LIABILITIES |
106 727 827 065 |
106 727 827 065 |
|
Dues to banks |
15 362 541 636 |
15 362 541 636 |
|
On demand |
1 016 440 619 |
1 016 440 619 |
|
Residents |
393 057 011 |
393 057 011 |
|
Non-residents |
623 383 608 |
623 383 608 |
|
Term |
14 130 936 769 |
14 130 936 769 |
|
Central Bank of Russia |
3 280 097 685 |
3 280 097 685 |
|
up to 30 days |
930 811 098 |
930 811 098 |
|
up to 180 days |
17 574 350 |
17 574 350 |
|
more than 180 days |
2 150 567 691 |
2 150 567 691 |
|
other |
181 144 546 |
181 144 546 |
|
Residents |
10 035 840 173 |
10 035 840 173 |
|
up to 30 days |
6 682 912 856 |
6 682 912 856 |
|
up to 180 days |
2 349 788 545 |
2 349 788 545 |
|
more than 180 days |
1 001 951 846 |
1 001 951 846 |
|
Past-due |
1 186 926 |
1 186 926 |
|
Non-residents |
814 998 911 |
814 998 911 |
|
up to 30 days |
175 041 459 |
175 041 459 |
|
up to 180 days |
47 376 070 |
47 376 070 |
|
more than 180 days |
592 581 382 |
592 581 382 |
|
Other dues to banks |
215 164 248 |
215 164 248 |
|
On demand |
37 311 862 698 |
37 311 862 698 |
|
Corporate clients |
20 388 537 815 |
20 388 537 815 |
|
State-owned enterprises |
2 323 445 978 |
2 323 445 978 |
|
Residents |
17 050 535 332 |
17 050 535 332 |
|
Non-residents |
1 014 556 505 |
1 014 556 505 |
|
Individuals |
16 026 710 332 |
16 026 710 332 |
|
Residents |
15 691 610 190 |
15 691 610 190 |
|
Non-residents |
335 100 142 |
335 100 142 |
|
Brokerage accounts |
896 614 551 |
896 614 551 |
|
Residents |
826 376 959 |
826 376 959 |
|
Non-residents |
70 237 592 |
70 237 592 |
|
Term |
47 399 817 552 |
47 399 817 552 |
|
Corporate clients |
26 718 925 524 |
26 718 925 524 |
|
Residents |
17 345 623 929 |
17 345 623 929 |
|
up to 30 days |
4 684 439 534 |
4 684 439 534 |
|
up to 180 days |
4 776 336 532 |
4 776 336 532 |
|
up to 1 year |
1 728 941 417 |
1 728 941 417 |
|
up to 3 years |
1 795 785 394 |
1 795 785 394 |
|
more than 3 years |
4 360 121 052 |
4 360 121 052 |
|
Non-residents |
1 936 828 058 |
1 936 828 058 |
|
up to 30 days |
100 949 692 |
100 949 692 |
|
up to 180 days |
73 196 173 |
73 196 173 |
|
up to 1 year |
36 495 376 |
36 495 376 |
|
up to 3 years |
75 845 864 |
75 845 864 |
|
more than 3 years |
1 650 340 953 |
1 650 340 953 |
|
State-owned enterprises |
7 436 473 537 |
7 436 473 537 |
|
up to 30 days |
1 524 734 865 |
1 524 734 865 |
|
up to 180 days |
3 396 732 687 |
3 396 732 687 |
|
up to 1 year |
796 955 456 |
796 955 456 |
|
up to 3 years |
107 770 066 |
107 770 066 |
|
more than 3 years |
1 610 280 463 |
1 610 280 463 |
|
Individuals |
20 680 892 028 |
20 680 892 028 |
|
residents |
20 493 290 784 |
20 493 290 784 |
|
up to 30 days |
75 970 555 |
75 970 555 |
|
up to 180 days |
1 177 188 251 |
1 177 188 251 |
|
up to 1 year |
8 194 654 707 |
8 194 654 707 |
|
up to 3 years |
9 438 995 300 |
9 438 995 300 |
|
more than 3 years |
1 606 481 971 |
1 606 481 971 |
|
non-residents |
187 601 244 |
187 601 244 |
|
up to 30 days |
586 008 |
586 008 |
|
up to 180 days |
19 036 960 |
19 036 960 |
|
up to 1 year |
55 484 538 |
55 484 538 |
|
up to 3 years |
92 117 114 |
92 117 114 |
|
more than 3 years |
20 376 624 |
20 376 624 |
|
Securities issued |
3 010 270 932 |
3 010 270 932 |
|
Bonds |
2 697 497 951 |
2 697 497 951 |
|
Promissory notes |
307 520 773 |
307 520 773 |
|
on demand |
63 776 914 |
63 776 914 |
|
up to 30 days |
1 656 863 |
1 656 863 |
|
up to 180 days |
21 290 368 |
21 290 368 |
|
up to 1 year |
78 551 891 |
78 551 891 |
|
up to 3 years |
67 386 247 |
67 386 247 |
|
more than 3 years |
74 858 490 |
74 858 490 |
|
Depositary certificates |
5 252 208 |
5 252 208 |
|
up to 30 days |
5 220 308 |
5 220 308 |
|
more than 180 days |
31 900 |
31 900 |
|
Other liabilities |
3 643 334 247 |
3 643 334 247 |
|
Other liabilities |
1 541 534 993 |
1 541 534 993 |
|
Accrued interest not yet paid |
748 612 047 |
748 612 047 |
|
Liabilities past-due |
3 647 858 |
3 647 858 |
|
Derivatives - liabilities |
1 255 734 930 |
1 255 734 930 |
|
Deferred tax liabilities |
93 804 419 |
93 804 419 |
|
EQUITY |
8 212 660 564 |
8 212 660 564 |
|
Capital |
3 727 771 360 |
3 727 771 360 |
|
Profit from previous years |
4 340 504 167 |
4 340 504 167 |
|
Retained earnings from previous years |
4 340 504 167 |
4 340 504 167 |
|
Current year profit |
144 385 037 |
144 385 037 |
|
Current year retained earnings |
144 385 037 |
144 385 037 |
|
OFF-BALANCE SHEET |
40 858 410 884 |
40 858 410 884 |
|
Unused credit limits available |
4 116 191 984 |
4 116 191 984 |
|
Contingent liabilities |
-40 042 788 268 |
-40 042 788 268 |
|
Guarantees issued |
-7 661 178 037 |
-7 661 178 037 |
|
Unused credit limits opened |
-24 904 323 044 |
-24 904 323 044 |
|
Unused guarantee limits |
-7 477 287 187 |
-7 477 287 187 |
|
Collateral on loans |
72 756 839 236 |
72 756 839 236 |
|
goods |
58 016 437 628 |
58 016 437 628 |
|
securities |
14 737 161 718 |
14 737 161 718 |
|
precious metals |
3 239 890 |
3 239 890 |
|
Unprocessed payments |
5 897 089 346 |
5 897 089 346 |
|
Due to lack of funds in bank |
3 421 |
3 421 |
|
Due to lack of funds on client accounts |
5 897 085 925 |
5 897 085 925 |
|
Other off-balance sheet accounts |
-1 868 921 414 |
-1 868 921 414 |
|
Written-off interest |
-328 627 895 |
-328 627 895 |
|
Written-off loans to banks |
-54 387 535 |
-54 387 535 |
|
Written-off loans |
-1 485 905 984 |
-1 485 905 984 |
|
Reserve rates: |
| |
Loans to banks: | -1,07% |
-100,0% |
|
Customer loans, total: | -6,79% |
-100,0% |
|
including corporate loans: | -2,41% |
-100,0% |
|
including individual loans: | -2,53% |
-100,0% |
|
Past-due rate: |
-5,37% |
-100,0% |
|
corporate clients: |
-5,54% |
-100,0% |
|
individuals: |
-4,99% |
-100,0% |
|