ASSETS |
115 934 889 129 |
115 934 889 129 |
|
High liquid assets |
8 739 249 405 |
8 739 249 405 |
|
Cash and equivalents |
5 716 204 824 |
5 716 204 824 |
|
Cash |
2 262 197 387 |
2 262 197 387 |
|
in cash and en route |
1 523 497 701 |
1 523 497 701 |
|
in ATMs |
425 140 045 |
425 140 045 |
|
precious metals |
313 553 954 |
313 553 954 |
|
gems |
5 687 |
5 687 |
|
Nostro account with Central Bank |
3 454 007 437 |
3 454 007 437 |
|
Nostro accounts |
2 247 783 669 |
2 247 783 669 |
|
Non-residents |
1 810 034 053 |
1 810 034 053 |
|
Residents |
437 749 616 |
437 749 616 |
|
Money in transfer |
798 954 002 |
798 954 002 |
|
Provision for impairment of high-liquid assets |
-23 693 090 |
-23 693 090 |
|
Interest-earning assets |
96 759 664 873 |
96 759 664 873 |
|
Dues from banks |
12 417 746 616 |
12 417 746 616 |
|
Central Bank of Russia |
1 035 547 870 |
1 035 547 870 |
|
Residents |
9 688 099 164 |
9 688 099 164 |
|
up to 30 days |
6 363 039 470 |
6 363 039 470 |
|
up to 180 days |
2 193 359 270 |
2 193 359 270 |
|
more than 180 days |
1 131 700 424 |
1 131 700 424 |
|
Non-residents |
1 686 949 331 |
1 686 949 331 |
|
up to 30 days |
974 076 051 |
974 076 051 |
|
up to 180 days |
204 693 532 |
204 693 532 |
|
more than 180 days |
508 179 748 |
508 179 748 |
|
Loans past-due |
144 766 887 |
144 766 887 |
|
non-residents |
64 613 466 |
64 613 466 |
|
residents |
80 153 421 |
80 153 421 |
|
Provision for impairment of loans to banks |
-137 616 636 |
-137 616 636 |
|
Securities |
16 196 283 397 |
16 196 283 397 |
|
Bonds |
15 108 877 575 |
15 108 877 575 |
|
Federal Loan Bonds (OFZs), OBRs |
7 185 114 622 |
7 185 114 622 |
|
Corporate bonds |
2 757 352 078 |
2 757 352 078 |
|
Financial institutions bonds |
348 629 421 |
348 629 421 |
|
Foreign sovereign bonds |
166 840 570 |
166 840 570 |
|
Corporate foreign bonds |
1 880 576 733 |
1 880 576 733 |
|
Foreign financial institutions bonds |
21 888 082 |
21 888 082 |
|
Valuation allowance |
-517 379 407 |
-517 379 407 |
|
Pledged under REPO |
3 281 464 977 |
3 281 464 977 |
|
Past-due |
347 591 361 |
347 591 361 |
|
Provision for impairment of bonds |
-363 200 862 |
-363 200 862 |
|
Promissory notes |
30 925 796 |
30 925 796 |
|
Corporate |
31 852 685 |
31 852 685 |
|
Banks |
-98 391 |
-98 391 |
|
Provision for impairment of promissory notes |
-828 498 |
-828 498 |
|
Stocks |
451 427 494 |
451 427 494 |
|
Residents |
351 109 621 |
351 109 621 |
|
Non-residents |
81 137 148 |
81 137 148 |
|
Valuation allowance |
-11 438 445 |
-11 438 445 |
|
Pledged under REPO |
30 620 424 |
30 620 424 |
|
Provision for impairment of stocks |
-1 254 |
-1 254 |
|
Mutual funds |
605 052 532 |
605 052 532 |
|
Loans to corporate clients |
47 330 657 439 |
47 330 657 439 |
|
residents |
38 433 578 738 |
38 433 578 738 |
|
up to 30 days |
3 970 237 663 |
3 970 237 663 |
|
up to 180 days |
2 343 590 056 |
2 343 590 056 |
|
up to 1 year |
6 384 901 124 |
6 384 901 124 |
|
up to 3 years |
7 228 034 206 |
7 228 034 206 |
|
more than 3 years |
18 506 815 689 |
18 506 815 689 |
|
non-residents |
5 647 728 889 |
5 647 728 889 |
|
up to 30 days |
267 281 423 |
267 281 423 |
|
up to 180 days |
206 488 220 |
206 488 220 |
|
up to 1 year |
351 889 315 |
351 889 315 |
|
up to 3 years |
563 296 005 |
563 296 005 |
|
more than 3 years |
4 258 773 926 |
4 258 773 926 |
|
state-owned enterprises |
1 547 927 638 |
1 547 927 638 |
|
up to 30 days |
26 398 193 |
26 398 193 |
|
up to 180 days |
82 978 637 |
82 978 637 |
|
up to 1 year |
191 756 444 |
191 756 444 |
|
up to 3 years |
472 734 809 |
472 734 809 |
|
more than 3 years |
774 059 555 |
774 059 555 |
|
Past-due |
2 999 401 057 |
2 999 401 057 |
|
residents |
2 484 108 555 |
2 484 108 555 |
|
non-residents |
493 131 187 |
493 131 187 |
|
state-owned enterprises |
22 161 315 |
22 161 315 |
|
Provision for impairment of corporate loans |
-1 297 978 883 |
-1 297 978 883 |
|
residents |
-1 144 923 838 |
-1 144 923 838 |
|
non-residents |
-140 870 371 |
-140 870 371 |
|
state-owned enterprises |
-12 184 674 |
-12 184 674 |
|
Loans to private entrepreneurs |
648 101 396 |
648 101 396 |
|
up to 30 days |
23 307 837 |
23 307 837 |
|
up to 180 days |
11 910 257 |
11 910 257 |
|
up to 1 year |
50 296 440 |
50 296 440 |
|
up to 3 years |
223 902 334 |
223 902 334 |
|
more than 3 years |
300 208 639 |
300 208 639 |
|
Past-due |
57 426 566 |
57 426 566 |
|
Provision for impairment of loans to private entrepreneurs |
-18 950 677 |
-18 950 677 |
|
Loans to individuals |
23 668 225 848 |
23 668 225 848 |
|
Standard |
23 081 048 255 |
23 081 048 255 |
|
up to 30 days |
1 958 897 349 |
1 958 897 349 |
|
up to 180 days |
9 721 373 |
9 721 373 |
|
up to 1 year |
124 333 492 |
124 333 492 |
|
up to 3 years |
1 051 978 880 |
1 051 978 880 |
|
more than 3 years |
19 936 117 161 |
19 936 117 161 |
|
Past-due |
1 195 804 469 |
1 195 804 469 |
|
Past-due |
1 195 804 469 |
1 195 804 469 |
|
Provision for impairment of loans to individuals |
-608 626 876 |
-608 626 876 |
|
Provision for impairment of loans past-due |
-3 501 349 823 |
-3 501 349 823 |
|
Other assets |
10 435 974 851 |
10 435 974 851 |
|
Mandatory reserves with Central Bank |
771 800 129 |
771 800 129 |
|
Premises and equipment |
2 048 445 021 |
2 048 445 021 |
|
Purchase cost |
3 059 338 023 |
3 059 338 023 |
|
Depreciation |
-1 010 893 002 |
-1 010 893 002 |
|
Accrued interest not yet received |
906 288 818 |
906 288 818 |
|
Assets under management |
82 144 787 |
82 144 787 |
|
Other assets |
5 236 329 947 |
5 236 329 947 |
|
Investments in subsidiaries |
1 214 001 527 |
1 214 001 527 |
|
Provision for impairment of other assets |
-1 689 030 178 |
-1 689 030 178 |
|
Derivatives - assets |
1 383 139 216 |
1 383 139 216 |
|
Deferred tax asset |
482 855 584 |
482 855 584 |
|
LIABILITIES |
104 956 464 277 |
104 956 464 277 |
|
Dues to banks |
15 107 854 992 |
15 107 854 992 |
|
On demand |
963 670 658 |
963 670 658 |
|
Residents |
362 947 221 |
362 947 221 |
|
Non-residents |
600 723 437 |
600 723 437 |
|
Term |
13 932 772 566 |
13 932 772 566 |
|
Central Bank of Russia |
3 276 992 604 |
3 276 992 604 |
|
up to 30 days |
930 811 098 |
930 811 098 |
|
up to 180 days |
17 345 512 |
17 345 512 |
|
more than 180 days |
2 147 818 341 |
2 147 818 341 |
|
other |
181 017 653 |
181 017 653 |
|
Residents |
9 925 388 848 |
9 925 388 848 |
|
up to 30 days |
6 625 222 569 |
6 625 222 569 |
|
up to 180 days |
2 330 068 545 |
2 330 068 545 |
|
more than 180 days |
968 910 808 |
968 910 808 |
|
Past-due |
1 186 926 |
1 186 926 |
|
Non-residents |
730 391 114 |
730 391 114 |
|
up to 30 days |
166 636 653 |
166 636 653 |
|
up to 180 days |
19 437 137 |
19 437 137 |
|
more than 180 days |
544 317 324 |
544 317 324 |
|
Other dues to banks |
211 411 768 |
211 411 768 |
|
On demand |
36 740 305 853 |
36 740 305 853 |
|
Corporate clients |
19 975 072 570 |
19 975 072 570 |
|
State-owned enterprises |
2 315 023 146 |
2 315 023 146 |
|
Residents |
16 685 556 449 |
16 685 556 449 |
|
Non-residents |
974 492 975 |
974 492 975 |
|
Individuals |
15 894 883 140 |
15 894 883 140 |
|
Residents |
15 562 769 571 |
15 562 769 571 |
|
Non-residents |
332 113 569 |
332 113 569 |
|
Brokerage accounts |
870 350 143 |
870 350 143 |
|
Residents |
814 166 003 |
814 166 003 |
|
Non-residents |
56 184 140 |
56 184 140 |
|
Term |
46 576 399 879 |
46 576 399 879 |
|
Corporate clients |
26 445 455 943 |
26 445 455 943 |
|
Residents |
17 168 498 643 |
17 168 498 643 |
|
up to 30 days |
4 613 073 665 |
4 613 073 665 |
|
up to 180 days |
4 736 665 190 |
4 736 665 190 |
|
up to 1 year |
1 704 386 046 |
1 704 386 046 |
|
up to 3 years |
1 780 300 487 |
1 780 300 487 |
|
more than 3 years |
4 334 073 255 |
4 334 073 255 |
|
Non-residents |
1 888 322 323 |
1 888 322 323 |
|
up to 30 days |
98 225 869 |
98 225 869 |
|
up to 180 days |
68 874 849 |
68 874 849 |
|
up to 1 year |
36 315 043 |
36 315 043 |
|
up to 3 years |
60 254 976 |
60 254 976 |
|
more than 3 years |
1 624 651 586 |
1 624 651 586 |
|
State-owned enterprises |
7 388 634 977 |
7 388 634 977 |
|
up to 30 days |
1 523 658 330 |
1 523 658 330 |
|
up to 180 days |
3 387 754 387 |
3 387 754 387 |
|
up to 1 year |
796 194 356 |
796 194 356 |
|
up to 3 years |
107 582 566 |
107 582 566 |
|
more than 3 years |
1 573 445 338 |
1 573 445 338 |
|
Individuals |
20 130 943 936 |
20 130 943 936 |
|
residents |
19 948 318 172 |
19 948 318 172 |
|
up to 30 days |
74 742 787 |
74 742 787 |
|
up to 180 days |
1 157 539 500 |
1 157 539 500 |
|
up to 1 year |
8 095 147 890 |
8 095 147 890 |
|
up to 3 years |
9 086 857 482 |
9 086 857 482 |
|
more than 3 years |
1 534 030 513 |
1 534 030 513 |
|
non-residents |
182 625 764 |
182 625 764 |
|
up to 30 days |
585 902 |
585 902 |
|
up to 180 days |
18 728 947 |
18 728 947 |
|
up to 1 year |
54 971 805 |
54 971 805 |
|
up to 3 years |
88 116 112 |
88 116 112 |
|
more than 3 years |
20 222 998 |
20 222 998 |
|
Securities issued |
2 987 770 309 |
2 987 770 309 |
|
Bonds |
2 687 197 899 |
2 687 197 899 |
|
Promissory notes |
295 322 002 |
295 322 002 |
|
on demand |
61 688 169 |
61 688 169 |
|
up to 30 days |
1 586 863 |
1 586 863 |
|
up to 180 days |
19 179 738 |
19 179 738 |
|
up to 1 year |
76 525 630 |
76 525 630 |
|
up to 3 years |
62 780 980 |
62 780 980 |
|
more than 3 years |
73 560 622 |
73 560 622 |
|
Depositary certificates |
5 250 408 |
5 250 408 |
|
up to 30 days |
5 220 308 |
5 220 308 |
|
more than 180 days |
30 100 |
30 100 |
|
Other liabilities |
3 544 133 244 |
3 544 133 244 |
|
Other liabilities |
1 463 384 788 |
1 463 384 788 |
|
Accrued interest not yet paid |
735 190 531 |
735 190 531 |
|
Liabilities past-due |
3 597 014 |
3 597 014 |
|
Derivatives - liabilities |
1 254 318 051 |
1 254 318 051 |
|
Deferred tax liabilities |
87 642 860 |
87 642 860 |
|
EQUITY |
10 978 424 852 |
10 978 424 852 |
|
Capital |
4 187 092 100 |
4 187 092 100 |
|
Profit from previous years |
6 651 654 836 |
6 651 654 836 |
|
Retained earnings from previous years |
6 651 654 836 |
6 651 654 836 |
|
Current year profit |
139 677 916 |
139 677 916 |
|
Current year retained earnings |
139 677 916 |
139 677 916 |
|
OFF-BALANCE SHEET |
39 710 021 678 |
39 710 021 678 |
|
Unused credit limits available |
4 048 435 684 |
4 048 435 684 |
|
Contingent liabilities |
-39 672 033 141 |
-39 672 033 141 |
|
Guarantees issued |
-7 459 178 569 |
-7 459 178 569 |
|
Unused credit limits opened |
-24 769 225 224 |
-24 769 225 224 |
|
Unused guarantee limits |
-7 443 629 348 |
-7 443 629 348 |
|
Collateral on loans |
71 530 566 033 |
71 530 566 033 |
|
goods |
56 893 363 012 |
56 893 363 012 |
|
securities |
14 637 143 794 |
14 637 143 794 |
|
precious metals |
59 227 |
59 227 |
|
Unprocessed payments |
5 625 393 813 |
5 625 393 813 |
|
Due to lack of funds in bank |
3 421 |
3 421 |
|
Due to lack of funds on client accounts |
5 625 390 392 |
5 625 390 392 |
|
Other off-balance sheet accounts |
-1 822 340 711 |
-1 822 340 711 |
|
Written-off interest |
-319 092 734 |
-319 092 734 |
|
Written-off loans to banks |
-53 867 961 |
-53 867 961 |
|
Written-off loans |
-1 449 380 016 |
-1 449 380 016 |
|
Reserve rates: |
| |
Loans to banks: | -1,10% |
-100,0% |
|
Customer loans, total: | -7,31% |
-100,0% |
|
including corporate loans: | -2,67% |
-100,0% |
|
including individual loans: | -2,51% |
-100,0% |
|
Past-due rate: |
-5,78% |
-100,0% |
|
corporate clients: |
-6,20% |
-100,0% |
|
individuals: |
-4,93% |
-100,0% |
|