ASSETS |
103 594 137 837 |
103 594 137 837 |
|
High liquid assets |
7 775 220 442 |
7 775 220 442 |
|
Cash and equivalents |
5 257 008 537 |
5 257 008 537 |
|
Cash |
2 091 734 577 |
2 091 734 577 |
|
in cash and en route |
1 409 224 796 |
1 409 224 796 |
|
in ATMs |
375 678 995 |
375 678 995 |
|
precious metals |
306 825 099 |
306 825 099 |
|
gems |
5 687 |
5 687 |
|
Nostro account with Central Bank |
3 165 273 960 |
3 165 273 960 |
|
Nostro accounts |
1 796 399 781 |
1 796 399 781 |
|
Non-residents |
1 504 056 485 |
1 504 056 485 |
|
Residents |
292 343 296 |
292 343 296 |
|
Money in transfer |
742 590 006 |
742 590 006 |
|
Provision for impairment of high-liquid assets |
-20 777 882 |
-20 777 882 |
|
Interest-earning assets |
86 801 243 846 |
86 801 243 846 |
|
Dues from banks |
10 110 751 913 |
10 110 751 913 |
|
Central Bank of Russia |
511 896 519 |
511 896 519 |
|
Residents |
8 250 666 166 |
8 250 666 166 |
|
up to 30 days |
5 568 073 539 |
5 568 073 539 |
|
up to 180 days |
1 644 012 811 |
1 644 012 811 |
|
more than 180 days |
1 038 579 816 |
1 038 579 816 |
|
Non-residents |
1 346 667 500 |
1 346 667 500 |
|
up to 30 days |
768 648 012 |
768 648 012 |
|
up to 180 days |
148 947 924 |
148 947 924 |
|
more than 180 days |
429 071 564 |
429 071 564 |
|
Loans past-due |
91 269 012 |
91 269 012 |
|
non-residents |
63 815 085 |
63 815 085 |
|
residents |
27 453 927 |
27 453 927 |
|
Provision for impairment of loans to banks |
-89 747 284 |
-89 747 284 |
|
Securities |
13 738 275 722 |
13 738 275 722 |
|
Bonds |
12 814 332 654 |
12 814 332 654 |
|
Federal Loan Bonds (OFZs), OBRs |
6 396 354 243 |
6 396 354 243 |
|
Corporate bonds |
2 458 293 440 |
2 458 293 440 |
|
Financial institutions bonds |
223 085 337 |
223 085 337 |
|
Foreign sovereign bonds |
142 755 458 |
142 755 458 |
|
Corporate foreign bonds |
1 581 793 750 |
1 581 793 750 |
|
Foreign financial institutions bonds |
17 297 086 |
17 297 086 |
|
Valuation allowance |
-446 934 571 |
-446 934 571 |
|
Pledged under REPO |
2 456 935 125 |
2 456 935 125 |
|
Past-due |
47 600 077 |
47 600 077 |
|
Provision for impairment of bonds |
-62 847 291 |
-62 847 291 |
|
Promissory notes |
21 401 507 |
21 401 507 |
|
Corporate |
27 743 969 |
27 743 969 |
|
Banks |
-6 258 026 |
-6 258 026 |
|
Provision for impairment of promissory notes |
-84 436 |
-84 436 |
|
Stocks |
379 611 640 |
379 611 640 |
|
Residents |
289 447 561 |
289 447 561 |
|
Non-residents |
62 367 048 |
62 367 048 |
|
Valuation allowance |
10 410 305 |
10 410 305 |
|
Pledged under REPO |
17 387 077 |
17 387 077 |
|
Provision for impairment of stocks |
-351 |
-351 |
|
Mutual funds |
522 929 921 |
522 929 921 |
|
Loans to corporate clients |
43 367 145 167 |
43 367 145 167 |
|
residents |
36 471 500 013 |
36 471 500 013 |
|
up to 30 days |
3 891 746 340 |
3 891 746 340 |
|
up to 180 days |
2 101 736 401 |
2 101 736 401 |
|
up to 1 year |
5 873 558 464 |
5 873 558 464 |
|
up to 3 years |
6 766 233 797 |
6 766 233 797 |
|
more than 3 years |
17 838 225 011 |
17 838 225 011 |
|
non-residents |
5 405 466 207 |
5 405 466 207 |
|
up to 30 days |
247 327 211 |
247 327 211 |
|
up to 180 days |
196 931 591 |
196 931 591 |
|
up to 1 year |
313 327 220 |
313 327 220 |
|
up to 3 years |
516 220 566 |
516 220 566 |
|
more than 3 years |
4 131 659 619 |
4 131 659 619 |
|
state-owned enterprises |
1 429 415 293 |
1 429 415 293 |
|
up to 30 days |
26 384 051 |
26 384 051 |
|
up to 180 days |
71 449 322 |
71 449 322 |
|
up to 1 year |
176 721 530 |
176 721 530 |
|
up to 3 years |
420 998 464 |
420 998 464 |
|
more than 3 years |
733 861 926 |
733 861 926 |
|
Past-due |
1 273 154 503 |
1 273 154 503 |
|
residents |
1 067 584 544 |
1 067 584 544 |
|
non-residents |
187 353 038 |
187 353 038 |
|
state-owned enterprises |
18 216 921 |
18 216 921 |
|
Provision for impairment of corporate loans |
-1 212 390 849 |
-1 212 390 849 |
|
residents |
-1 068 130 348 |
-1 068 130 348 |
|
non-residents |
-130 662 679 |
-130 662 679 |
|
state-owned enterprises |
-13 597 822 |
-13 597 822 |
|
Loans to private entrepreneurs |
567 071 733 |
567 071 733 |
|
up to 30 days |
21 422 352 |
21 422 352 |
|
up to 180 days |
9 174 464 |
9 174 464 |
|
up to 1 year |
42 989 795 |
42 989 795 |
|
up to 3 years |
205 543 453 |
205 543 453 |
|
more than 3 years |
255 172 195 |
255 172 195 |
|
Past-due |
49 313 128 |
49 313 128 |
|
Provision for impairment of loans to private entrepreneurs |
-16 543 654 |
-16 543 654 |
|
Loans to individuals |
20 838 322 860 |
20 838 322 860 |
|
Standard |
20 429 730 603 |
20 429 730 603 |
|
up to 30 days |
1 715 405 512 |
1 715 405 512 |
|
up to 180 days |
7 556 314 |
7 556 314 |
|
up to 1 year |
62 210 885 |
62 210 885 |
|
up to 3 years |
787 713 225 |
787 713 225 |
|
more than 3 years |
17 856 844 667 |
17 856 844 667 |
|
Past-due |
906 223 691 |
906 223 691 |
|
Past-due |
906 223 691 |
906 223 691 |
|
Provision for impairment of loans to individuals |
-497 631 434 |
-497 631 434 |
|
Provision for impairment of loans past-due |
-1 820 323 549 |
-1 820 323 549 |
|
Other assets |
9 017 673 549 |
9 017 673 549 |
|
Mandatory reserves with Central Bank |
702 656 705 |
702 656 705 |
|
Premises and equipment |
1 809 770 041 |
1 809 770 041 |
|
Purchase cost |
2 678 092 565 |
2 678 092 565 |
|
Depreciation |
-868 322 524 |
-868 322 524 |
|
Accrued interest not yet received |
822 536 803 |
822 536 803 |
|
Assets under management |
79 556 075 |
79 556 075 |
|
Other assets |
3 951 186 368 |
3 951 186 368 |
|
Investments in subsidiaries |
1 139 473 728 |
1 139 473 728 |
|
Provision for impairment of other assets |
-1 123 721 379 |
-1 123 721 379 |
|
Derivatives - assets |
1 332 046 387 |
1 332 046 387 |
|
Deferred tax asset |
304 168 821 |
304 168 821 |
|
LIABILITIES |
92 760 407 852 |
92 760 407 852 |
|
Dues to banks |
11 211 847 763 |
11 211 847 763 |
|
On demand |
746 046 500 |
746 046 500 |
|
Residents |
226 881 077 |
226 881 077 |
|
Non-residents |
519 165 423 |
519 165 423 |
|
Term |
10 302 664 049 |
10 302 664 049 |
|
Central Bank of Russia |
1 647 130 752 |
1 647 130 752 |
|
up to 30 days |
930 000 000 |
930 000 000 |
|
up to 180 days |
15 015 681 |
15 015 681 |
|
more than 180 days |
529 069 252 |
529 069 252 |
|
other |
173 045 819 |
173 045 819 |
|
Residents |
8 092 201 219 |
8 092 201 219 |
|
up to 30 days |
5 727 965 805 |
5 727 965 805 |
|
up to 180 days |
1 929 119 961 |
1 929 119 961 |
|
more than 180 days |
433 928 527 |
433 928 527 |
|
Past-due |
1 186 926 |
1 186 926 |
|
Non-residents |
563 332 078 |
563 332 078 |
|
up to 30 days |
144 188 965 |
144 188 965 |
|
up to 180 days |
17 057 285 |
17 057 285 |
|
more than 180 days |
402 085 828 |
402 085 828 |
|
Other dues to banks |
163 137 214 |
163 137 214 |
|
On demand |
34 150 704 414 |
34 150 704 414 |
|
Corporate clients |
18 375 895 346 |
18 375 895 346 |
|
State-owned enterprises |
2 219 206 654 |
2 219 206 654 |
|
Residents |
15 354 070 108 |
15 354 070 108 |
|
Non-residents |
802 618 584 |
802 618 584 |
|
Individuals |
14 937 023 864 |
14 937 023 864 |
|
Residents |
14 616 892 665 |
14 616 892 665 |
|
Non-residents |
320 131 199 |
320 131 199 |
|
Brokerage accounts |
837 785 204 |
837 785 204 |
|
Residents |
782 601 332 |
782 601 332 |
|
Non-residents |
55 183 872 |
55 183 872 |
|
Term |
41 653 975 286 |
41 653 975 286 |
|
Corporate clients |
23 944 267 754 |
23 944 267 754 |
|
Residents |
15 887 153 975 |
15 887 153 975 |
|
up to 30 days |
4 062 548 789 |
4 062 548 789 |
|
up to 180 days |
4 440 278 982 |
4 440 278 982 |
|
up to 1 year |
1 549 963 372 |
1 549 963 372 |
|
up to 3 years |
1 628 852 324 |
1 628 852 324 |
|
more than 3 years |
4 205 510 508 |
4 205 510 508 |
|
Non-residents |
1 696 239 999 |
1 696 239 999 |
|
up to 30 days |
56 016 101 |
56 016 101 |
|
up to 180 days |
57 759 984 |
57 759 984 |
|
up to 1 year |
24 022 528 |
24 022 528 |
|
up to 3 years |
18 890 701 |
18 890 701 |
|
more than 3 years |
1 539 550 685 |
1 539 550 685 |
|
State-owned enterprises |
6 360 873 780 |
6 360 873 780 |
|
up to 30 days |
1 480 503 620 |
1 480 503 620 |
|
up to 180 days |
3 287 282 840 |
3 287 282 840 |
|
up to 1 year |
722 587 647 |
722 587 647 |
|
up to 3 years |
89 880 936 |
89 880 936 |
|
more than 3 years |
780 618 737 |
780 618 737 |
|
Individuals |
17 709 707 532 |
17 709 707 532 |
|
residents |
17 538 158 442 |
17 538 158 442 |
|
up to 30 days |
74 591 187 |
74 591 187 |
|
up to 180 days |
1 066 617 728 |
1 066 617 728 |
|
up to 1 year |
7 596 502 216 |
7 596 502 216 |
|
up to 3 years |
7 466 674 334 |
7 466 674 334 |
|
more than 3 years |
1 333 772 977 |
1 333 772 977 |
|
non-residents |
171 549 090 |
171 549 090 |
|
up to 30 days |
545 902 |
545 902 |
|
up to 180 days |
18 151 610 |
18 151 610 |
|
up to 1 year |
53 406 844 |
53 406 844 |
|
up to 3 years |
82 208 219 |
82 208 219 |
|
more than 3 years |
17 236 515 |
17 236 515 |
|
Securities issued |
2 701 906 112 |
2 701 906 112 |
|
Bonds |
2 445 399 311 |
2 445 399 311 |
|
Promissory notes |
251 298 982 |
251 298 982 |
|
on demand |
56 575 494 |
56 575 494 |
|
up to 30 days |
850 357 |
850 357 |
|
up to 180 days |
16 186 670 |
16 186 670 |
|
up to 1 year |
66 367 784 |
66 367 784 |
|
up to 3 years |
46 747 859 |
46 747 859 |
|
more than 3 years |
64 570 818 |
64 570 818 |
|
Depositary certificates |
5 207 819 |
5 207 819 |
|
up to 30 days |
5 207 819 |
5 207 819 |
|
Other liabilities |
3 041 974 277 |
3 041 974 277 |
|
Other liabilities |
1 100 609 762 |
1 100 609 762 |
|
Accrued interest not yet paid |
664 565 816 |
664 565 816 |
|
Liabilities past-due |
3 545 790 |
3 545 790 |
|
Derivatives - liabilities |
1 213 272 654 |
1 213 272 654 |
|
Deferred tax liabilities |
59 980 255 |
59 980 255 |
|
EQUITY |
10 833 729 985 |
10 833 729 985 |
|
Capital |
3 375 495 898 |
3 375 495 898 |
|
Profit from previous years |
7 330 335 016 |
7 330 335 016 |
|
Retained earnings from previous years |
7 330 335 016 |
7 330 335 016 |
|
Current year profit |
127 899 071 |
127 899 071 |
|
Current year retained earnings |
127 899 071 |
127 899 071 |
|
OFF-BALANCE SHEET |
36 681 781 413 |
36 681 781 413 |
|
Unused credit limits available |
3 551 527 751 |
3 551 527 751 |
|
Contingent liabilities |
-36 877 890 760 |
-36 877 890 760 |
|
Guarantees issued |
-6 460 479 916 |
-6 460 479 916 |
|
Unused credit limits opened |
-23 457 792 284 |
-23 457 792 284 |
|
Unused guarantee limits |
-6 959 618 560 |
-6 959 618 560 |
|
Collateral on loans |
65 923 941 096 |
65 923 941 096 |
|
goods |
52 199 851 197 |
52 199 851 197 |
|
securities |
13 724 089 845 |
13 724 089 845 |
|
precious metals |
54 |
54 |
|
Unprocessed payments |
5 073 255 056 |
5 073 255 056 |
|
Due to lack of funds in bank |
3 421 |
3 421 |
|
Due to lack of funds on client accounts |
5 073 251 635 |
5 073 251 635 |
|
Other off-balance sheet accounts |
-989 051 730 |
-989 051 730 |
|
Written-off interest |
-155 696 016 |
-155 696 016 |
|
Written-off loans to banks |
-51 668 148 |
-51 668 148 |
|
Written-off loans |
-781 687 566 |
-781 687 566 |
|
Reserve rates: |
| |
Loans to banks: | -0,88% |
-100,0% |
|
Customer loans, total: | -5,29% |
-100,0% |
|
including corporate loans: | -2,72% |
-100,0% |
|
including individual loans: | -2,33% |
-100,0% |
|
Past-due rate: |
-3,35% |
-100,0% |
|
corporate clients: |
-2,93% |
-100,0% |
|
individuals: |
-4,25% |
-100,0% |
|