Kuap. Ru - Balance sheet of ГРУППА «СМОЛЕНСКИЙ БАНК», analysis of f.101

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GROUP �SMOLENSKIY BANK�

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IFRS reports

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	32 956 531	32 956 531
High liquid assets	2 152 455	2 152 455
Cash and equivalents	533 437	533 437
Cash	436 876	436 876
in cash and en route	201 797	201 797
in ATMs	235 079	235 079
Nostro account with Central Bank	96 561	96 561
Nostro accounts	1 778 491	1 778 491
Non-residents	4 867	4 867
Residents	1 773 624	1 773 624
Money in transfer	54 965	54 965
Provision for impairment of high-liquid assets	-214 438	-214 438
Interest-earning assets	25 689 037	25 689 037
Dues from banks	435 630	435 630
Residents	440 010	440 010
up to 180 days	438 010	438 010
more than 180 days	2 000	2 000
Provision for impairment of loans to banks	-4 380	-4 380
Securities	5 330 481	5 330 481
Bonds	2 223 872	2 223 872
Federal Loan Bonds (OFZs), OBRs	4 752	4 752
Financial institutions bonds	72 629	72 629
Valuation allowance	-13 449	-13 449
Pledged under REPO	2 159 940	2 159 940
Promissory notes	1 290 196	1 290 196
Corporate	2 198 106	2 198 106
Banks	129 122	129 122
Provision for impairment of promissory notes	-1 037 032	-1 037 032
Stocks	1 816 413	1 816 413
Residents	1 645 243	1 645 243
Valuation allowance	-318 254	-318 254
Pledged under REPO	492 526	492 526
Provision for impairment of stocks	-3 102	-3 102
Loans to corporate clients	14 255 722	14 255 722
residents	15 888 578	15 888 578
up to 30 days	200 692	200 692
up to 180 days	524 129	524 129
up to 1 year	8 846 788	8 846 788
up to 3 years	4 377 985	4 377 985
more than 3 years	1 938 984	1 938 984
Past-due	436 482	436 482
residents	436 482	436 482
Provision for impairment of corporate loans	-2 069 338	-2 069 338
residents	-2 069 338	-2 069 338
Loans to private entrepreneurs	92 777	92 777
up to 1 year	15 000	15 000
up to 3 years	5 768	5 768
more than 3 years	68 648	68 648
Past-due	13 746	13 746
Provision for impairment of loans to private entrepreneurs	-10 385	-10 385
Loans to individuals	5 574 427	5 574 427
Standard	6 020 731	6 020 731
up to 30 days	563 089	563 089
up to 180 days	518 768	518 768
up to 1 year	272 489	272 489
up to 3 years	2 108 817	2 108 817
more than 3 years	2 557 568	2 557 568
Past-due	736 640	736 640
Past-due	736 640	736 640
Provision for impairment of loans to individuals	-1 182 944	-1 182 944
Other assets	5 115 039	5 115 039
Mandatory reserves with Central Bank	914 241	914 241
Premises and equipment	1 869 360	1 869 360
Purchase cost	2 139 445	2 139 445
Depreciation	-270 085	-270 085
Accrued interest not yet received	49 244	49 244
Factoring	175 526	175 526
Non-current assets	8 758	8 758
Other assets	2 381 160	2 381 160
Provision for impairment of other assets	-283 250	-283 250
LIABILITIES	30 701 614	30 701 614
Dues to banks	4 154 807	4 154 807
On demand	1 565 003	1 565 003
Residents	1 448 065	1 448 065
Non-residents	116 938	116 938
Term	2 589 804	2 589 804
Central Bank of Russia	2 050 251	2 050 251
other	2 050 251	2 050 251
Residents	539 553	539 553
up to 30 days	101 526	101 526
up to 180 days	438 010	438 010
Past-due	17	17
On demand	8 126 544	8 126 544
Corporate clients	5 935 530	5 935 530
State-owned enterprises	24 850	24 850
Residents	5 905 308	5 905 308
Non-residents	5 372	5 372
Individuals	2 177 985	2 177 985
Residents	2 147 471	2 147 471
Non-residents	30 514	30 514
Brokerage accounts	13 029	13 029
Residents	13 029	13 029
Term	15 616 096	15 616 096
Corporate clients	3 363 498	3 363 498
Residents	1 297 008	1 297 008
up to 180 days	643 670	643 670
up to 1 year	188 151	188 151
up to 3 years	308 135	308 135
more than 3 years	157 052	157 052
Non-residents	1 965 000	1 965 000
more than 3 years	1 965 000	1 965 000
State-owned enterprises	101 490	101 490
up to 1 year	1 490	1 490
up to 3 years	100 000	100 000
Individuals	12 252 598	12 252 598
residents	12 116 979	12 116 979
up to 30 days	71 873	71 873
up to 180 days	119 754	119 754
up to 1 year	2 462 791	2 462 791
up to 3 years	8 947 893	8 947 893
more than 3 years	514 668	514 668
non-residents	135 619	135 619
up to 180 days	1 660	1 660
up to 1 year	16 189	16 189
up to 3 years	113 567	113 567
more than 3 years	4 203	4 203
Securities issued	414 190	414 190
Promissory notes	414 190	414 190
on demand	218 650	218 650
up to 30 days	15 600	15 600
up to 180 days	48 196	48 196
up to 1 year	23 999	23 999
up to 3 years	64 430	64 430
more than 3 years	43 315	43 315
Other liabilities	2 389 977	2 389 977
Other liabilities	2 046 146	2 046 146
Accrued interest not yet paid	343 831	343 831
EQUITY	2 254 917	2 254 917
Capital	2 263 651	2 263 651
Profit from previous years	236 834	236 834
Retained earnings from previous years	236 834	236 834
Current year profit	-243 823	-243 823
Current year retained earnings	-243 823	-243 823
Future expenses	-1 745	-1 745
OFF-BALANCE SHEET	8 744 770	8 744 770
Contingent liabilities	-5 291 122	-5 291 122
Guarantees issued	-4 652 640	-4 652 640
Unused credit limits opened	-606 054	-606 054
Unused guarantee limits	-32 428	-32 428
Collateral on loans	13 681 309	13 681 309
goods	13 268 943	13 268 943
securities	412 366	412 366
Other off-balance sheet accounts	354 583	354 583
Accrued interest not yet received	601 647	601 647
Written-off interest	-26 219	-26 219
Written-off loans	-220 845	-220 845
Reserve rates:
Loans to banks:	-1,00%	-100,0%
Customer loans, total:	-14,02%	-100,0%
including corporate loans:	-12,66%	-100,0%
including individual loans:	-17,51%	-100,0%
Past-due rate:	-5,12%	-100,0%
corporate clients:	-2,74%	-100,0%
individuals:	-10,90%	-100,0%

You can also get acquainted with balance sheet aggregation methodics.

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