Kuap. Ru - Balance sheet with turnover of РОЯЛ КРЕДИТ БАНК, analysis of turnover of bank's accounts

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	ROYAL KREDIT BANK	add to comparison
Central Bank of Russia registration number: 783 retail funding

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.


Turnover by thous. rub.					Period change
ASSETS	42 608 817	46 187 986	42 895 831	31 640 300	-10 968 517	-25,7%
High liquid assets	19 496 747	20 208 800	17 504 436	14 373 939	-5 122 808	-26,3%
Cash and equivalents	16 390 078	17 314 257	13 781 905	11 444 899	-4 945 179	-30,2%
Cash	2 671 244	2 436 834	2 986 206	2 132 217	-539 027	-20,2%
in cash and en route	1 609 527	1 427 687	1 690 664	1 172 172	-437 355	-27,2%
in ATMs	1 061 717	1 009 147	1 295 542	960 045	-101 672	-9,6%
Nostro account with Central Bank	13 718 834	14 877 423	10 795 699	9 312 682	-4 406 152	-32,1%
Nostro accounts	1 800 583	1 626 546	2 066 309	1 750 635	-49 948	-2,8%
Residents	1 800 583	1 626 546	2 066 309	1 750 635	-49 948	-2,8%
Money in transfer	1 306 021	1 257 964	1 645 981	1 158 238	-147 783	-11,3%
Provision for impairment of high-liquid assets	65	10 033	10 241	20 167	20 102	30 926,2%
Interest-earning assets	8 341 128	6 508 691	2 489 372	4 440 351	-3 900 777	-46,8%
Dues from banks	8 180 359	6 351 505	2 265 652	4 351 347	-3 829 012	-46,8%
Central Bank of Russia	8 180 000	6 350 000	2 265 000	4 350 000	-3 830 000	-46,8%
Residents	359	1 505	652	1 347	988	275,2%
up to 30 days	359	1 505	652	1 347	988	275,2%
Provision for impairment of loans to banks	-	-	-	-	-	-
Securities	839	20 714	22 069	21 091	20 252	2 413,8%
Bonds	839	20 714	22 069	21 091	20 252	2 413,8%
Federal Loan Bonds (OFZs), OBRs	-	20 049	20 261	20 307	20 307	-
Corporate bonds	787	658	709	709	-78	-9,9%
Valuation allowance	52	7	1 099	75	23	44,2%
Loans to corporate clients	142 384	116 923	167 054	61 504	-80 880	-56,8%
residents	104 111	81 695	88 355	47 994	-56 117	-53,9%
up to 30 days	3 274	5 106	8 166	4 829	1 555	47,5%
up to 180 days	85 837	49 074	79 706	43 162	-42 675	-49,7%
up to 1 year	5 000	24 148	350	3	-4 997	-99,9%
up to 3 years	10 000	3 367	133	-	-10 000	-100,0%
more than 3 years	-	-	-	-	-	-
Past-due	30 769	24 703	31 257	5 504	-25 265	-82,1%
residents	30 769	24 703	31 257	5 504	-25 265	-82,1%
Provision for impairment of corporate loans	7 504	10 525	47 442	8 006	502	6,7%
residents	7 504	10 525	47 442	8 006	502	6,7%
Loans to private entrepreneurs	9 747	7 280	10 134	1 235	-8 512	-87,3%
up to 180 days	-	-	254	62	62	-
up to 3 years	-	-	-	-	-	-
more than 3 years	7 213	4 865	900	162	-7 051	-97,8%
Past-due	1	279	95	212	211	21 100,0%
Provision for impairment of loans to private entrepreneurs	2 533	2 136	8 885	799	-1 734	-68,5%
Loans to individuals	7 799	12 269	24 463	5 174	-2 625	-33,7%
Standard	4 758	8 056	10 955	3 830	-928	-19,5%
up to 30 days	4 758	7 515	10 865	3 830	-928	-19,5%
up to 1 year	-	-	-	-	-	-
up to 3 years	-	-	90	-	-	-
more than 3 years	-	541	-	-	-	-
Past-due	78	88	65	83	5	6,4%
Past-due	78	88	65	83	5	6,4%
Provision for impairment of loans to individuals	2 963	4 125	13 443	1 261	-1 702	-57,4%
Provision for impairment of loans past-due	-	-	-	-	-	-
Other assets	14 770 942	19 470 495	22 902 023	12 826 010	-1 944 932	-13,2%
Mandatory reserves with Central Bank	-	905	1 501	-	-	-
Premises and equipment	1 252 723	1 602 767	1 824 168	1 960 995	708 272	56,5%
Purchase cost	1 252 723	1 602 379	1 823 989	1 960 995	708 272	56,5%
Depreciation	-	388	179	-	-	-
Accrued interest not yet received	7 784	6 121	4 595	6 093	-1 691	-21,7%
Other assets	13 416 212	17 753 847	20 618 713	10 746 586	-2 669 626	-19,9%
Provision for impairment of other assets	94 223	106 855	453 046	112 336	18 113	19,2%
Deferred tax asset	-	-	-	-	-	-
LIABILITIES	18 048 986	23 115 586	27 202 502	16 929 972	-1 119 014	-6,2%
Dues to banks	1 016 894	1 174 704	1 144 895	1 149 896	133 002	13,1%
Term	2 203	38 084	-	2 990	787	35,7%
Central Bank of Russia	2 203	38 084	-	2 990	787	35,7%
up to 30 days	2 203	38 084	-	2 990	787	35,7%
Other dues to banks	1 014 691	1 136 620	1 144 895	1 146 906	132 215	13,0%
On demand	7 331 600	7 303 775	10 153 447	6 752 067	-579 533	-7,9%
Corporate clients	6 902 635	6 939 959	9 325 662	6 278 162	-624 473	-9,0%
Residents	4 709 080	5 662 937	7 741 804	5 974 295	1 265 215	26,9%
Non-residents	2 193 555	1 277 022	1 583 858	303 867	-1 889 688	-86,1%
Individuals	428 965	363 816	827 785	473 905	44 940	10,5%
Residents	426 755	363 306	826 459	472 364	45 609	10,7%
Non-residents	2 210	510	1 326	1 541	-669	-30,3%
Term	1 398 353	1 489 720	2 264 899	2 210 363	812 010	58,1%
Corporate clients	1 042 952	1 222 699	1 823 872	1 674 282	631 330	60,5%
Residents	1 042 952	1 222 699	1 823 872	1 674 282	631 330	60,5%
up to 30 days	1 022 024	1 184 829	1 369 138	1 661 328	639 304	62,6%
up to 180 days	20 928	37 870	454 734	12 954	-7 974	-38,1%
up to 1 year	-	-	-	-	-	-
more than 3 years	-	-	-	-	-	-
Individuals	355 401	267 021	441 027	536 081	180 680	50,8%
residents	355 401	267 021	441 027	536 081	180 680	50,8%
up to 180 days	161 035	75 082	109 388	215 670	54 635	33,9%
up to 1 year	134 150	132 221	190 716	219 412	85 262	63,6%
up to 3 years	58 766	55 055	127 008	90 934	32 168	54,7%
more than 3 years	1 450	4 663	13 915	10 065	8 615	594,1%
non-residents	-	-	-	-	-	-
up to 1 year	-	-	-	-	-	-
up to 3 years	-	-	-	-	-	-
Other liabilities	8 302 139	13 147 387	13 639 261	6 817 646	-1 484 493	-17,9%
Other liabilities	8 283 351	13 125 965	13 617 774	6 792 831	-1 490 520	-18,0%
Accrued interest not yet paid	16 718	21 422	21 487	24 815	8 097	48,4%
Deferred tax liabilities	2 070	-	-	-	-2 070	-100,0%
EQUITY	182 553	439 563	452 942	6 867 140	6 684 587	3 661,7%
Capital	-	915	-	12 749	12 749	-
Profit from previous years	-	-	-	3 321 678	3 321 678	-
Retained earnings from previous years	-	-	-	3 321 678	3 321 678	-
Current year profit	182 553	438 648	452 942	3 532 713	3 350 160	1 835,2%
Current year retained earnings	182 553	438 648	452 942	3 532 713	3 350 160	1 835,2%
OFF-BALANCE SHEET	182 354	159 508	217 320	65 848	-116 506	-63,9%
Unused credit limits available	2 203	38 084	-	2 990	787	35,7%
Contingent liabilities	101 207	94 173	121 118	57 725	-43 482	-43,0%
Guarantees issued	-	-	-	-	-	-
Unused credit limits opened	101 207	94 173	121 118	57 725	-43 482	-43,0%
Collateral on loans	71 018	26 876	86 747	-	-71 018	-100,0%
goods	71 018	26 876	86 747	-	-71 018	-100,0%
securities	-	-	-	-	-	-
Unprocessed payments	7 926	375	1 128	5 133	-2 793	-35,2%
Due to lack of funds on client accounts	7 926	375	1 128	5 133	-2 793	-35,2%
Other off-balance sheet accounts	-	-	8 327	-	-	-
Written-off interest	-	-	347	-	-	-
Written-off loans	-	-	7 980	-	-	-
Credit card balances	4 758	7 515	10 865	3 830	-928	-19,5%
Past due ratio, total	-	-	-	-	-	-
Past due ratio, individuals	-	-	-	-	-	-
Past due ratio, corporates	-	-	-	-	-	-
Past due ratio, entrepreneurs	-	-	-	-	-	-
Past due ratio, corporates + entrepreneurs	-	-	-	-	-	-
Risk-weighted assets	-	-	-	-	-	-