Kuap. Ru - Financial analysis of the bank РАСЧЕТНЫЕ РЕШЕНИЯ, key financial ratios, bank's reports analysis

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Our statistics

  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • Belarussian banks - 39
  • Balances (f. 101), ratios (f. 135) and capital (f. 123 and 134) available
    at 1 February 2022
  • Income (f. 102) available
    at 1 January 2022
 

RASCHETNIE RESHENIYA

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Central Bank of Russia registration number: 3524  complies with 213-FZ (work with state companies)

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.


Key financial ratios of the bank since the beginning of each year
  12 mon.
2021
9 mon.
2021
6 mon.
2021
3 mon.
2021
12 mon.
2020
9 mon.
2020
6 mon.
2020
3 mon.
2020
12 mon.
2019
9 mon.
2019
6 mon.
2019
3 mon.
2019
RoA11,78%15,10%14,21%0,00%11,39%15,81%14,49%15,35%15,52%17,92%14,45%18,64%
RoE78,32%99,02%94,75%0,00%79,12%79,79%67,99%79,35%79,88%94,92%100,81%97,67%
Leverage
cap. adequacy
6,6 / 15,0%6,6 / 15,3%6,7 / 15,0%5,8 / 17,2%6,9 / 14,4%5,0 / 19,8%4,7 / 21,3%5,2 / 19,3%5,1 / 19,4%5,3 / 18,9%7,0 / 14,3%5,2 / 19,1%
NIM5,23%5,34%4,77%0,00%3,45%4,37%5,16%5,83%5,01%6,24%5,77%7,31%
Return on
assets
5,24%5,35%4,79%0,00%3,46%4,38%5,16%5,83%5,01%6,24%5,77%7,31%
Cost of
liabilities
0,01%0,02%0,02%0,00%0,01%0,01%0,00%0,00%0,00%0,00%0,00%0,00%
Net
spread
5,23%5,33%4,77%0,00%3,45%4,37%5,16%5,83%5,01%6,24%5,77%7,31%
Cost /
income
27,10%24,83%26,27%0,00%21,23%17,92%19,27%19,33%24,01%23,92%27,76%32,63%
Cost of
assets
6,18%6,55%6,49%0,00%4,07%4,34%4,82%5,09%6,14%7,00%6,97%10,47%
Net
assets
3 110 9802 413 6372 485 6013 502 9133 713 2732 985 4712 948 4162 721 6772 169 7561 668 5541 754 9641 298 438
Average
equity
467 903368 106372 775602 098534 918591 815628 566526 590421 539315 122251 578247 836
Average
% assets
2 819 0472 312 5002 388 7503 425 0003 644 2502 928 7502 637 5002 419 0002 138 7501 642 5001 707 5001 202 250
Average
% liabilities
2 488 6281 900 6351 968 1572 711 6222 981 8382 219 7982 153 6562 097 2421 674 9241 290 6021 433 672954 532
NII147 45592 63557 08629 626125 82296 01668 06135 259107 18076 98749 31122 001
NCI496 101365 748238 67094 023573 297436 004262 069124 088440 088284 074165 21574 433
NCI / NII336,4%394,8%418,1%317,4%455,6%454,1%385,1%351,9%410,6%369,0%335,0%338,3%

Key financial ratios of the bank for the quarter specified
  4 Q
2021
3 Q
2021
2 Q
2021
1 Q
2021
4 Q
2020
3 Q
2020
2 Q
2020
1 Q
2020
4 Q
2019
3 Q
2019
2 Q
2019
1 Q
2019
RoA11,97%16,03%20,55%0,00%7,44%18,81%14,81%15,35%20,72%23,38%15,11%18,64%
RoE79,60%105,14%137,07%0,00%51,65%94,93%69,50%79,35%106,66%123,81%105,40%97,67%
Leverage
cap. adequacy
6,6 / 15,0%6,6 / 15,3%6,7 / 15,0%5,8 / 17,2%6,9 / 14,4%5,0 / 19,8%4,7 / 21,3%5,2 / 19,3%5,1 / 19,4%5,3 / 18,9%7,0 / 14,3%5,2 / 19,1%
NIM7,77%6,14%4,59%0,00%3,27%3,81%4,97%5,83%5,64%6,73%6,39%7,31%
Return on
assets
7,78%6,16%4,61%0,00%3,28%3,85%4,97%5,83%5,64%6,73%6,39%7,31%
Cost of
liabilities
0,01%0,01%0,02%0,00%0,02%0,04%0,00%0,00%0,00%0,00%0,00%0,00%
Net
spread
7,77%6,15%4,59%0,00%3,26%3,81%4,97%5,83%5,64%6,73%6,39%7,31%
Cost /
income
32,72%22,21%21,70%0,00%31,79%15,71%19,23%19,33%24,20%18,29%23,78%32,63%
Cost of
assets
8,59%6,24%6,24%0,00%5,81%4,33%4,98%5,09%8,42%6,52%6,57%10,47%
Net
assets
3 110 9802 413 6372 485 6013 502 9133 713 2732 985 4712 948 4162 721 6772 169 7561 668 5541 754 9641 298 438
Average
equity
467 903368 106372 775602 098534 918591 815628 566526 590421 539315 122251 578247 836
Average
% assets
2 819 0472 312 5002 388 7503 425 0003 644 2502 928 7502 637 5002 419 0002 138 7501 642 5001 707 5001 202 250
Average
% liabilities
2 488 6281 900 6351 968 1572 711 6222 981 8382 219 7982 153 6562 097 2421 674 9241 290 6021 433 672954 532
NII54 82035 54927 46029 62629 80627 95532 80235 25930 19327 67627 31022 001
NCI130 353127 078144 64794 023137 293173 935137 981124 088156 014118 85990 78274 433
NCI / NII237,8%357,5%526,8%317,4%460,6%622,2%420,6%351,9%516,7%429,5%332,4%338,3%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.