Kuap. Ru - Balance sheet with turnover of ЕВРОПЕЙСКИЙ ЭКСПРЕСС, analysis of turnover of bank's accounts

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	EVROPEYSKIY EHKSPRESS	add to comparison
Central Bank of Russia registration number: 3449

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.


Balance sheet position, thous. rub.	01.10.2014	>> Turnover >>		Turnover / amount	Turnover / assets	Period change
ASSETS	808 829	3 557 883	461 963	4,4	7,7	-346 866	-42,9%
High liquid assets	245 751	2 330 762	80 884	9,5	5,0	-164 867	-67,1%
Cash and equivalents	237 610	2 299 925	77 795	9,7	5,0	-159 815	-67,3%
Cash	128 216	687 274	61 049	5,4	1,5	-67 167	-52,4%
in cash and en route	121 016	679 147	59 499	5,6	1,5	-61 517	-50,8%
in ATMs	7 200	8 127	1 550	1,1	0,0	-5 650	-78,5%
Nostro account with Central Bank	109 394	1 612 651	16 746	14,7	3,5	-92 648	-84,7%
Nostro accounts	8 133	9 596	3 089	1,2	0,0	-5 044	-62,0%
Non-residents	-	-	-	-	-	-	-
Residents	8 133	9 596	3 089	1,2	0,0	-5 044	-62,0%
Money in transfer	8	14 460	-	1 807,5	0,0	-8	-100,0%
Exchange accounts	-	6 781	-	-	-	-	-
Provision for impairment of high-liquid assets	-	-	-	-	-	-	-
Interest-earning assets	530 822	1 160 922	316 530	2,2	2,5	-214 292	-40,4%
Dues from banks	150 591	1 090 023	1 736	7,2	2,4	-148 855	-98,8%
Central Bank of Russia	150 000	1 090 000	-	7,3	2,4	-150 000	-100,0%
Residents	591	1 168	1 736	2,0	0,0	1 145	193,7%
up to 30 days	591	1 168	1 736	2,0	0,0	1 145	193,7%
Provision for impairment of loans to banks	-	-	-	-	-	-	-
Loans to corporate clients	368 187	70 500	303 012	0,2	0,2	-65 175	-17,7%
residents	423 731	70 500	353 231	0,2	0,2	-70 500	-16,6%
up to 1 year	423 731	70 500	353 231	0,2	0,2	-70 500	-16,6%
Past-due	-	-	-	-	-	-	-
residents	-	-	-	-	-	-	-
Provision for impairment of corporate loans	-55 544	5 325	-50 219	0,1	0,0	5 325	-9,6%
residents	-55 544	5 325	-50 219	0,1	0,0	5 325	-9,6%
Loans to individuals	12 044	399	11 782	0,0	0,0	-262	-2,2%
Standard	15 386	374	15 012	0,0	0,0	-374	-2,4%
up to 1 year	12 673	291	12 382	0,0	0,0	-291	-2,3%
up to 3 years	2 713	83	2 630	0,0	0,0	-83	-3,1%
Provision for impairment of loans to individuals	-3 342	137	-3 230	0,0	0,0	112	-3,4%
Provision for impairment of loans past-due	-	-	-	-	-	-	-
Other assets	32 256	98 492	64 549	3,1	0,2	32 293	100,1%
Mandatory reserves with Central Bank	24 871	6 471	18 400	0,3	0,0	-6 471	-26,0%
Premises and equipment	4 490	34 752	4 357	7,7	0,1	-133	-3,0%
Purchase cost	5 709	34 656	5 672	6,1	0,1	-37	-0,6%
Depreciation	-1 219	96	-1 315	0,1	0,0	-96	7,9%
Accrued interest not yet received	-	6 502	-	-	-	-	-
Other assets	3 503	57 328	45 140	16,4	0,1	41 637	1 188,6%
Provision for impairment of other assets	-608	2 783	-3 348	4,6	0,0	-2 740	450,7%
LIABILITIES	443 128	869 461	94 046	2,0	1,9	-349 082	-78,8%
Dues to banks	50 037	-	50 037	0,0	0,0	-	0,0%
On demand	37	-	37	0,0	0,0	-	0,0%
Residents	37	-	37	0,0	0,0	-	0,0%
Term	50 000	-	50 000	0,0	0,0	-	0,0%
Non-residents	50 000	-	50 000	0,0	0,0	-	0,0%
more than 180 days	50 000	-	50 000	0,0	0,0	-	0,0%
On demand	344 865	778 481	28 877	2,3	1,7	-315 988	-91,6%
Corporate clients	306 532	712 175	21 029	2,3	1,5	-285 503	-93,1%
State-owned enterprises	38 484	50 579	5	1,3	0,1	-38 479	-100,0%
Residents	268 048	661 596	21 024	2,5	1,4	-247 024	-92,2%
Non-residents	-	-	-	-	-	-	-
Individuals	38 333	66 306	7 848	1,7	0,1	-30 485	-79,5%
Residents	36 131	64 060	7 847	1,8	0,1	-28 284	-78,3%
Non-residents	2 202	2 246	1	1,0	0,0	-2 201	-100,0%
Term	46 987	58 650	12 291	1,2	0,1	-34 696	-73,8%
Corporate clients	10 032	10 004	28	1,0	0,0	-10 004	-99,7%
Residents	10 032	10 004	28	1,0	0,0	-10 004	-99,7%
up to 180 days	10 004	10 000	4	1,0	0,0	-10 000	-100,0%
up to 1 year	28	4	24	0,1	0,0	-4	-14,3%
Individuals	36 955	48 646	12 263	1,3	0,1	-24 692	-66,8%
residents	36 903	48 630	12 219	1,3	0,1	-24 684	-66,9%
up to 30 days	4	12	-	3,0	0,0	-4	-100,0%
up to 180 days	3 566	3 508	188	1,0	0,0	-3 378	-94,7%
up to 1 year	2 641	3 318	610	1,3	0,0	-2 031	-76,9%
up to 3 years	25 990	41 716	6 347	1,6	0,1	-19 643	-75,6%
more than 3 years	4 702	448	5 074	0,1	0,0	372	7,9%
non-residents	52	16	44	0,3	0,0	-8	-15,4%
up to 30 days	-	-	-	-	-	-	-
up to 180 days	28	12	20	0,4	0,0	-8	-28,6%
up to 1 year	24	4	24	0,2	0,0	-	0,0%
Other liabilities	1 239	33 932	2 841	27,4	0,1	1 602	129,3%
Other liabilities	545	32 950	2 648	60,5	0,1	2 103	385,9%
Accrued interest not yet paid	694	1 483	193	2,1	0,0	-501	-72,2%
EQUITY	365 701	112 429	367 917	0,3	0,2	2 216	0,6%
Capital	227 068	84 859	227 068	0,4	0,2	-	0,0%
Current year profit	139 286	27 260	141 530	0,2	0,1	2 244	1,6%
Current year retained earnings	139 286	27 260	141 530	0,2	0,1	2 244	1,6%
Future expenses	-653	338	-681	0,5	0,0	-28	4,3%
OFF-BALANCE SHEET	5 054 638	558 952	5 504 159	0,1	1,2	449 521	8,9%
Collateral on loans	253 693	1 720	255 413	0,0	0,0	1 720	0,7%
goods	240 128	1 720	241 848	0,0	0,0	1 720	0,7%
securities	13 565	-	13 565	0,0	0,0	-	0,0%
Unprocessed payments	4 801 094	558 952	5 248 895	0,1	1,2	447 801	9,3%
Due to lack of funds on client accounts	4 801 094	558 952	5 248 895	0,1	1,2	447 801	9,3%
Other off-balance sheet accounts	-149	-	-149	0,0	0,0	-	0,0%
Written-off interest	-35	-	-35	0,0	0,0	-	0,0%
Written-off loans	-114	-	-114	0,0	0,0	-	0,0%
Past due ratio, total	-	-	-	-	-	-	-
Past due ratio, individuals	-	-	-	-	-	-	-
Past due ratio, corporates	-	-	-	-	-	-	-
Past due ratio, corporates + entrepreneurs	-	-	-	-	-	-	-
Risk-weighted assets	630 282	-	-	0,0	0,0	-630 282	-100,0%