Kuap. Ru - Balance sheet of ВСЕРОССИЙСКИЙ БАНК РАЗВИТИЯ РЕГИОНОВ, analysis of f.101

	VSEROSSIYSKIY BANK RAZVITIYA REGIONOV	add to comparison
Central Bank of Russia registration number: 3287 state-controlled, CB RF representative, complies with 214-FZ (equity construction), complies with 213-FZ (work with state companies), complies with 185-FZ (work with housing and utilities infrastructure)

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	1 201 336 955	1 201 336 955
High liquid assets	96 513 263	96 513 263
Cash and equivalents	30 313 557	30 313 557
Cash	8 419 169	8 419 169
in cash and en route	6 528 886	6 528 886
in ATMs	1 884 596	1 884 596
gems	5 687	5 687
Nostro account with Central Bank	21 894 388	21 894 388
Nostro accounts	63 614 101	63 614 101
Non-residents	18 984 417	18 984 417
Residents	44 629 684	44 629 684
Money in transfer	2 588 077	2 588 077
Provision for impairment of high-liquid assets	-2 472	-2 472
Interest-earning assets	960 816 648	960 816 648
Dues from banks	322 818 829	322 818 829
Residents	321 136 717	321 136 717
up to 30 days	75 301 755	75 301 755
up to 180 days	124 235 704	124 235 704
more than 180 days	121 599 258	121 599 258
Non-residents	3 064 372	3 064 372
up to 30 days	31 905	31 905
more than 180 days	3 032 467	3 032 467
Provision for impairment of loans to banks	-1 382 260	-1 382 260
Securities	140 879 488	140 879 488
Bonds	140 719 436	140 719 436
Federal Loan Bonds (OFZs), OBRs	12 335 428	12 335 428
Corporate bonds	52 242 534	52 242 534
Financial institutions bonds	42 269 227	42 269 227
Corporate foreign bonds	28 392 979	28 392 979
Foreign financial institutions bonds	761 970	761 970
Valuation allowance	-4 184 417	-4 184 417
Pledged under REPO	8 901 818	8 901 818
Provision for impairment of bonds	-103	-103
Stocks	160 052	160 052
Residents	7 525	7 525
Non-residents	6 804	6 804
Valuation allowance	145 723	145 723
Loans to corporate clients	445 641 604	445 641 604
residents	325 908 232	325 908 232
up to 30 days	53 948	53 948
up to 180 days	6 450 896	6 450 896
up to 1 year	118 691 205	118 691 205
up to 3 years	119 786 210	119 786 210
more than 3 years	80 925 973	80 925 973
non-residents	92 641 235	92 641 235
up to 30 days	184 986	184 986
up to 1 year	1 392 931	1 392 931
up to 3 years	7 781 740	7 781 740
more than 3 years	83 281 578	83 281 578
state-owned enterprises	33 849 265	33 849 265
up to 30 days	120 567	120 567
up to 180 days	653 129	653 129
up to 1 year	317 641	317 641
up to 3 years	2 965 810	2 965 810
more than 3 years	29 792 118	29 792 118
Past-due	1 398 775	1 398 775
residents	1 371 730	1 371 730
non-residents	26 997	26 997
state-owned enterprises	48	48
Provision for impairment of corporate loans	-8 155 903	-8 155 903
residents	-4 639 737	-4 639 737
non-residents	-3 433 411	-3 433 411
state-owned enterprises	-82 755	-82 755
Loans to private entrepreneurs	89	89
Past-due	274	274
Provision for impairment of loans to private entrepreneurs	-185	-185
Loans to individuals	51 476 638	51 476 638
Standard	51 522 142	51 522 142
up to 30 days	289 432	289 432
up to 180 days	3 338	3 338
up to 1 year	62 290	62 290
up to 3 years	1 383 900	1 383 900
more than 3 years	49 783 182	49 783 182
Past-due	1 409 043	1 409 043
Past-due	1 409 043	1 409 043
Provision for impairment of loans to individuals	-1 454 547	-1 454 547
Other assets	144 007 044	144 007 044
Mandatory reserves with Central Bank	10 843 576	10 843 576
Premises and equipment	8 535 960	8 535 960
Purchase cost	11 809 910	11 809 910
Depreciation	-3 273 950	-3 273 950
Accrued interest not yet received	5 792 551	5 792 551
Other assets	121 336 743	121 336 743
Investments in subsidiaries	83 591	83 591
Provision for impairment of other assets	-4 791 303	-4 791 303
Derivatives - assets	1 271 045	1 271 045
Deferred tax asset	934 881	934 881
LIABILITIES	1 065 378 767	1 065 378 767
Dues to banks	37 615 718	37 615 718
On demand	694 601	694 601
Residents	694 583	694 583
Non-residents	18	18
Term	33 861 993	33 861 993
Residents	32 861 993	32 861 993
up to 30 days	32 861 993	32 861 993
Non-residents	1 000 000	1 000 000
up to 30 days	1 000 000	1 000 000
Other dues to banks	3 059 124	3 059 124
On demand	445 724 027	445 724 027
Corporate clients	424 898 059	424 898 059
State-owned enterprises	472 701	472 701
Residents	395 564 644	395 564 644
Non-residents	28 860 714	28 860 714
Individuals	20 733 164	20 733 164
Residents	20 487 508	20 487 508
Non-residents	245 656	245 656
Brokerage accounts	92 804	92 804
Residents	92 800	92 800
Non-residents	4	4
Term	553 595 407	553 595 407
Corporate clients	349 940 083	349 940 083
Residents	285 411 395	285 411 395
up to 30 days	7 773 446	7 773 446
up to 180 days	54 116 320	54 116 320
up to 1 year	70 123 623	70 123 623
up to 3 years	136 479 287	136 479 287
more than 3 years	16 918 719	16 918 719
Non-residents	10 360	10 360
up to 180 days	6 650	6 650
up to 1 year	3 710	3 710
State-owned enterprises	64 518 328	64 518 328
up to 30 days	328 597	328 597
up to 180 days	36 014 700	36 014 700
up to 1 year	28 175 031	28 175 031
Individuals	203 655 324	203 655 324
residents	203 385 058	203 385 058
up to 180 days	1 301 448	1 301 448
up to 1 year	30 385 589	30 385 589
up to 3 years	166 782 018	166 782 018
more than 3 years	4 916 003	4 916 003
non-residents	270 266	270 266
up to 180 days	153	153
up to 1 year	247 058	247 058
up to 3 years	9 291	9 291
more than 3 years	13 764	13 764
Securities issued	12 077 915	12 077 915
Bonds	10 000 281	10 000 281
Promissory notes	2 077 634	2 077 634
on demand	9 750	9 750
up to 3 years	2 067 884	2 067 884
Other liabilities	16 365 700	16 365 700
Other liabilities	10 630 165	10 630 165
Accrued interest not yet paid	5 701 990	5 701 990
Derivatives - liabilities	33 545	33 545
EQUITY	135 958 188	135 958 188
Capital	90 068 421	90 068 421
Profit from previous years	42 998 460	42 998 460
Retained earnings from previous years	42 998 460	42 998 460
Current year profit	2 891 307	2 891 307
Current year retained earnings	2 891 307	2 891 307
OFF-BALANCE SHEET	-694 765 987	-694 765 987
Contingent liabilities	-991 362 116	-991 362 116
Guarantees issued	-153 743 760	-153 743 760
Unused credit limits opened	-620 425 517	-620 425 517
Unused guarantee limits	-217 192 839	-217 192 839
Collateral on loans	289 529 393	289 529 393
goods	246 689 372	246 689 372
securities	42 840 021	42 840 021
Unprocessed payments	7 313 987	7 313 987
Due to lack of funds on client accounts	7 313 987	7 313 987
Other off-balance sheet accounts	-247 251	-247 251
Written-off interest	-117 665	-117 665
Written-off loans	-129 586	-129 586
Credit card balances	289 432	289 432
Risk-weighted assets	895 610 169	895 610 169
Reserve rates:
Loans to banks:	-0,43%	-100,0%
Customer loans, total:	-1,90%	-100,0%
including corporate loans:	-1,80%	-100,0%
including individual loans:	-2,75%	-100,0%
Past-due rate:	-0,55%	-100,0%
corporate clients:	-0,31%	-100,0%
individuals:	-2,66%	-100,0%