Kuap. Ru - Balance sheet with turnover of СТЕЛЛА-БАНК, analysis of turnover of bank's accounts

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	STELLA-BANK	add to comparison
Central Bank of Russia registration number: 2948

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.


Turnover by thous. rub.					Period change
ASSETS	17 966 704	15 910 091	19 013 328	23 770 887	5 804 183	32,3%
High liquid assets	12 988 902	9 798 734	11 728 918	14 528 716	1 539 814	11,9%
Cash and equivalents	11 177 902	9 134 115	10 783 310	13 763 445	2 585 543	23,1%
Cash	4 213 696	2 447 574	2 595 925	3 537 750	-675 946	-16,0%
in cash and en route	4 207 142	2 445 135	2 592 683	3 534 422	-672 720	-16,0%
in ATMs	6 171	2 439	3 219	3 258	-2 913	-47,2%
precious metals	383	-	23	70	-313	-81,7%
Nostro account with Central Bank	6 964 206	6 686 541	8 187 385	10 225 695	3 261 489	46,8%
Nostro accounts	1 249 678	378 191	462 592	342 812	-906 866	-72,6%
Residents	1 249 678	378 191	462 592	342 812	-906 866	-72,6%
Money in transfer	561 320	286 268	482 455	417 879	-143 441	-25,6%
Provision for impairment of high-liquid assets	2	160	561	4 580	4 578	228 900,0%
Interest-earning assets	3 409 253	5 653 543	6 488 037	8 098 211	4 688 958	137,5%
Dues from banks	3 130 276	5 481 227	6 150 307	7 920 111	4 789 835	153,0%
Central Bank of Russia	3 130 000	5 480 000	6 150 000	7 920 000	4 790 000	153,0%
Residents	276	1 227	307	109	-167	-60,5%
more than 180 days	276	1 227	307	109	-167	-60,5%
Provision for impairment of loans to banks	-	-	-	2	2	-
Securities	239	-	-	-	-239	-100,0%
Stocks	239	-	-	-	-239	-100,0%
Residents	-	-	-	-	-	-
Provision for impairment of stocks	239	-	-	-	-239	-100,0%
Loans to corporate clients	117 793	102 834	232 884	79 211	-38 582	-32,8%
residents	109 585	89 559	217 356	37 866	-71 719	-65,4%
up to 180 days	12 282	12 479	7 258	14 476	2 194	17,9%
up to 1 year	33 129	72 280	69 648	23 390	-9 739	-29,4%
up to 3 years	62 984	4 800	140 000	-	-62 984	-100,0%
more than 3 years	1 190	-	450	-	-1 190	-100,0%
Past-due	83	118	92	23	-60	-72,3%
residents	83	118	92	23	-60	-72,3%
Provision for impairment of corporate loans	8 125	13 157	15 436	41 322	33 197	408,6%
residents	8 125	13 157	15 436	41 322	33 197	408,6%
Loans to individuals	160 945	69 482	104 846	98 889	-62 056	-38,6%
Standard	36 091	34 077	31 674	4 718	-31 373	-86,9%
up to 30 days	619	280	436	419	-200	-32,3%
up to 180 days	2 000	2 150	500	1 435	-565	-28,3%
up to 1 year	14 734	7 987	3 917	1 844	-12 890	-87,5%
up to 3 years	5 106	11 093	6 108	-	-5 106	-100,0%
more than 3 years	13 632	12 567	20 713	1 020	-12 612	-92,5%
Past-due	64 575	22 172	31 177	9 099	-55 476	-85,9%
Past-due	64 575	22 172	31 177	9 099	-55 476	-85,9%
Provision for impairment of loans to individuals	60 279	13 233	41 995	85 072	24 793	41,1%
Provision for impairment of loans past-due	-	-	-	-	-	-
Other assets	1 568 549	457 814	796 373	1 143 960	-424 589	-27,1%
Mandatory reserves with Central Bank	-	1 438	2 242	547	547	-
Premises and equipment	26 862	26 814	87 697	226 490	199 628	743,2%
Purchase cost	25 939	5 748	87 697	226 026	200 087	771,4%
Depreciation	923	21 066	-	464	-459	-49,7%
Accrued interest not yet received	883	1 615	4 809	11 105	10 222	1 157,6%
Factoring	-	-	-	-	-	-
Non-current assets	-	-	-	-	-	-
Other assets	1 528 828	400 849	695 644	893 546	-635 282	-41,6%
Provision for impairment of other assets	11 976	27 098	5 981	12 272	296	2,5%
Deferred tax asset	-	-	-	-	-	-
LIABILITIES	9 843 321	3 605 660	5 431 991	6 694 381	-3 148 940	-32,0%
Dues to banks	121	179	15	13	-108	-89,3%
On demand	121	179	15	13	-108	-89,3%
Non-residents	121	179	15	13	-108	-89,3%
On demand	7 778 105	2 756 575	4 107 851	5 163 003	-2 615 102	-33,6%
Corporate clients	6 285 360	2 303 380	3 095 514	3 844 124	-2 441 236	-38,8%
Residents	6 106 197	2 224 963	2 992 851	3 726 011	-2 380 186	-39,0%
Non-residents	179 163	78 417	102 663	118 113	-61 050	-34,1%
Individuals	1 492 745	453 195	977 270	1 318 879	-173 866	-11,6%
Residents	1 492 745	453 192	977 097	1 318 877	-173 868	-11,6%
Non-residents	-	3	173	2	2	-
Brokerage accounts	-	-	35 067	-	-	-
Residents	-	-	35 067	-	-	-
Term	164 374	319 985	455 254	510 407	346 033	210,5%
Corporate clients	10 000	11 000	15 000	35 000	25 000	250,0%
Residents	10 000	11 000	15 000	35 000	25 000	250,0%
up to 1 year	-	-	-	-	-	-
up to 3 years	-	1 000	-	-	-	-
more than 3 years	10 000	10 000	15 000	35 000	25 000	250,0%
Individuals	154 374	308 985	440 254	475 407	321 033	208,0%
residents	154 374	308 985	440 254	475 268	320 894	207,9%
up to 180 days	65 843	104 576	97 866	102 012	36 169	54,9%
up to 1 year	9 688	23 757	19 334	31 164	21 476	221,7%
up to 3 years	78 843	180 652	323 054	342 092	263 249	333,9%
non-residents	-	-	-	139	139	-
up to 3 years	-	-	-	139	139	-
Securities issued	1 139	1 953	242	-	-1 139	-100,0%
Promissory notes	1 139	1 953	242	-	-1 139	-100,0%
on demand	-	1 711	242	-	-	-
up to 180 days	1 139	242	-	-	-1 139	-100,0%
up to 1 year	-	-	-	-	-	-
up to 3 years	-	-	-	-	-	-
Other liabilities	1 899 582	526 968	868 629	1 020 958	-878 624	-46,3%
Other liabilities	1 898 296	525 953	867 965	1 019 669	-878 627	-46,3%
Accrued interest not yet paid	1 286	1 015	664	1 289	3	0,2%
EQUITY	272 285	5 803 235	5 753 745	310 589	38 304	14,1%
Capital	-	-	-	-	-	-
Profit from previous years	-	2 692 669	5 382 411	5 828	5 828	-
Retained earnings from previous years	-	2 692 669	5 382 411	5 828	5 828	-
Current year profit	270 925	3 110 344	371 138	304 722	33 797	12,5%
Current year retained earnings	270 925	3 110 344	371 138	304 722	33 797	12,5%
Future expenses	1 360	222	196	39	-1 321	-97,1%
OFF-BALANCE SHEET	318 827	145 259	207 366	421 593	102 766	32,2%
Contingent liabilities	100 552	64 685	30 164	84 077	-16 475	-16,4%
Guarantees issued	40 062	3 821	752	2 821	-37 241	-93,0%
Unused credit limits opened	60 490	60 864	29 412	81 256	20 766	34,3%
Collateral on loans	185 207	45 005	78 803	292 495	107 288	57,9%
goods	183 857	43 294	66 618	292 495	108 638	59,1%
securities	1 350	1 711	12 185	-	-1 350	-100,0%
Unprocessed payments	29 528	30 450	94 125	43 121	13 593	46,0%
Due to lack of funds on client accounts	29 528	30 450	94 125	43 121	13 593	46,0%
Other off-balance sheet accounts	3 540	5 119	4 274	1 900	-1 640	-46,3%
Accrued interest not yet received	1 883	2 511	2 395	1 115	-768	-40,8%
Written-off interest	945	1 488	1 072	448	-497	-52,6%
Written-off loans to banks	-	-	-	-	-	-
Written-off loans	712	1 120	807	337	-375	-52,7%
Credit card balances	619	280	436	419	-200	-32,3%
Past due ratio, total	-	-	-	-	-	-
Past due ratio, individuals	-	-	-	-	-	-
Past due ratio, corporates	-	-	-	-	-	-
Past due ratio, corporates + entrepreneurs	-	-	-	-	-	-
Risk-weighted assets	-	-	-	-	-	-