Kuap. Ru - Balance sheet with turnover of ВОЛГО-КАМСКИЙ БАНК, analysis of turnover of bank's accounts

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	VOLGO-KAMSKIY BANK	add to comparison
Central Bank of Russia registration number: 282

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.


Turnover by thous. rub.					Period change
ASSETS	38 794 999	46 248 515	35 322 447	33 515 203	-5 279 796	-13,6%
High liquid assets	36 629 729	42 302 314	33 646 654	30 636 830	-5 992 899	-16,4%
Cash and equivalents	35 225 610	36 920 230	31 503 731	29 755 561	-5 470 049	-15,5%
Cash	6 188 987	5 520 237	5 093 834	7 833 744	1 644 757	26,6%
in cash and en route	5 805 398	5 134 709	4 741 185	7 496 962	1 691 564	29,1%
in ATMs	383 589	385 528	352 649	336 782	-46 807	-12,2%
Nostro account with Central Bank	29 036 623	31 399 993	26 409 897	21 921 817	-7 114 806	-24,5%
Nostro accounts	1 253 451	5 253 183	1 995 576	749 574	-503 877	-40,2%
Residents	1 253 451	5 253 183	1 995 576	749 574	-503 877	-40,2%
Money in transfer	150 668	128 901	147 347	131 695	-18 973	-12,6%
Interest-earning assets	1 640 624	3 453 660	1 265 597	792 748	-847 876	-51,7%
Dues from banks	235 000	1 746 000	150 000	-	-235 000	-100,0%
Central Bank of Russia	-	1 200 000	-	-	-	-
Residents	235 000	546 000	150 000	-	-235 000	-100,0%
up to 30 days	235 000	496 000	150 000	-	-235 000	-100,0%
up to 180 days	-	50 000	-	-	-	-
Securities	1 505	-	1 353	4 449	2 944	195,6%
Stocks	1 505	-	1 353	4 449	2 944	195,6%
Residents	-	-	-	-	-	-
Valuation allowance	1 505	-	1 353	4 449	2 944	195,6%
Loans to corporate clients	967 626	861 294	734 998	453 477	-514 149	-53,1%
residents	917 188	765 131	660 567	405 030	-512 158	-55,8%
up to 180 days	110 490	325 891	426 533	159 510	49 020	44,4%
up to 1 year	734 840	118 499	148 786	183 020	-551 820	-75,1%
up to 3 years	71 858	320 741	85 248	62 500	-9 358	-13,0%
more than 3 years	-	-	-	-	-	-
Past-due	-	2 827	2 735	21 591	21 591	-
residents	-	2 827	2 735	21 591	21 591	-
Provision for impairment of corporate loans	50 438	93 336	71 696	26 856	-23 582	-46,8%
residents	50 438	93 336	71 696	26 856	-23 582	-46,8%
Loans to private entrepreneurs	25 500	5 000	-	-	-25 500	-100,0%
up to 1 year	15 500	-	-	-	-15 500	-100,0%
up to 3 years	10 000	5 000	-	-	-10 000	-100,0%
Loans to individuals	410 993	841 366	379 246	334 822	-76 171	-18,5%
Standard	243 704	715 239	268 194	190 663	-53 041	-21,8%
up to 30 days	198 200	200 265	197 412	108 163	-90 037	-45,4%
up to 180 days	-	-	-	-	-	-
up to 1 year	29 878	502 197	44 205	67 017	37 139	124,3%
up to 3 years	13 600	3 710	8 370	7 170	-6 430	-47,3%
more than 3 years	2 026	9 067	18 207	8 313	6 287	310,3%
Past-due	1 192	682	1 147	29 380	28 188	2 364,8%
Past-due	1 192	682	1 147	29 380	28 188	2 364,8%
Provision for impairment of loans to individuals	166 097	125 445	109 905	114 779	-51 318	-30,9%
Provision for impairment of loans past-due	-	-	-	-	-	-
Other assets	524 646	492 541	410 196	2 085 625	1 560 979	297,5%
Mandatory reserves with Central Bank	155	1 000	79	42	-113	-72,9%
Premises and equipment	55 988	2 275	4 198	49 871	-6 117	-10,9%
Purchase cost	55 988	2 275	3 887	49 871	-6 117	-10,9%
Depreciation	-	-	311	-	-	-
Accrued interest not yet received	66 104	53 212	52 849	53 815	-12 289	-18,6%
Other assets	398 013	408 949	335 353	1 979 724	1 581 711	397,4%
Provision for impairment of other assets	4 386	27 105	17 717	2 173	-2 213	-50,5%
LIABILITIES	62 605 404	61 926 821	56 031 444	53 186 268	-9 419 136	-15,0%
Dues to banks	490 000	-	464 573	845 000	355 000	72,4%
Term	490 000	-	464 573	845 000	355 000	72,4%
Residents	490 000	-	464 573	845 000	355 000	72,4%
up to 30 days	490 000	-	464 573	845 000	355 000	72,4%
On demand	58 786 108	60 105 714	53 750 369	47 038 057	-11 748 051	-20,0%
Corporate clients	55 707 487	58 393 271	52 532 260	45 610 993	-10 096 494	-18,1%
State-owned enterprises	2 873	473	12 271	233	-2 640	-91,9%
Residents	55 663 019	58 355 110	52 478 869	45 574 487	-10 088 532	-18,1%
Non-residents	41 595	37 688	41 120	36 273	-5 322	-12,8%
Individuals	3 078 621	1 712 443	1 218 109	1 427 064	-1 651 557	-53,6%
Residents	3 073 658	1 706 237	1 204 868	1 424 933	-1 648 725	-53,6%
Non-residents	4 963	6 206	13 241	2 131	-2 832	-57,1%
Term	1 137 500	784 335	709 241	2 833 326	1 695 826	149,1%
Corporate clients	41 405	23 350	38 555	62 300	20 895	50,5%
Residents	41 405	23 350	38 555	62 300	20 895	50,5%
up to 180 days	-	20 000	30 000	30 000	30 000	-
up to 1 year	10 005	1 000	3 000	8 250	-1 755	-17,5%
up to 3 years	3 900	2 350	5 555	19 050	15 150	388,5%
more than 3 years	27 500	-	-	5 000	-22 500	-81,8%
Individuals	1 096 095	760 985	670 686	2 771 026	1 674 931	152,8%
residents	1 094 420	760 702	669 862	2 765 349	1 670 929	152,7%
up to 180 days	14 682	14 372	10 271	22 655	7 973	54,3%
up to 1 year	46 095	42 223	25 637	37 358	-8 737	-19,0%
up to 3 years	1 023 503	684 237	592 397	2 652 740	1 629 237	159,2%
more than 3 years	10 140	19 870	41 557	52 596	42 456	418,7%
non-residents	1 675	283	824	5 677	4 002	238,9%
up to 180 days	50	131	1	1 136	1 086	2 172,0%
up to 1 year	5	5	21	1 130	1 125	22 500,0%
up to 3 years	1 620	147	802	3 409	1 789	110,4%
more than 3 years	-	-	-	2	2	-
Securities issued	1 222 760	398 905	317 358	220 915	-1 001 845	-81,9%
Promissory notes	1 222 760	398 905	317 358	220 915	-1 001 845	-81,9%
on demand	1 159 781	321 479	238 804	132 735	-1 027 046	-88,6%
up to 30 days	-	36 088	-	-	-	-
up to 180 days	-	10 108	10 486	10 370	10 370	-
up to 1 year	62 822	30 673	67 129	72 246	9 424	15,0%
up to 3 years	-	-	-	5 232	5 232	-
more than 3 years	-	-	-	-	-	-
Discount accrued	157	557	939	332	175	111,5%
Other liabilities	969 036	637 867	789 903	2 248 970	1 279 934	132,1%
Other liabilities	949 841	620 666	773 412	2 233 644	1 283 803	135,2%
Accrued interest not yet paid	19 195	17 201	16 491	15 061	-4 134	-21,5%
Liabilities past-due	-	-	-	265	265	-
EQUITY	419 128	391 232	302 158	299 761	-119 367	-28,5%
Capital	139 340	-	-	-	-139 340	-100,0%
Profit from previous years	-	-	-	-	-	-
Retained earnings from previous years	-	-	-	-	-	-
Current year profit	279 442	391 134	301 930	299 696	20 254	7,2%
Current year retained earnings	279 442	391 134	301 930	299 696	20 254	7,2%
Future expenses	346	98	228	65	-281	-81,2%
OFF-BALANCE SHEET	812 329	772 628	542 496	665 474	-146 855	-18,1%
Contingent liabilities	660 102	531 252	355 048	372 678	-287 424	-43,5%
Guarantees issued	1 096	1 528	2 000	-	-1 096	-100,0%
Unused credit limits opened	659 006	529 724	353 048	372 678	-286 328	-43,4%
Collateral on loans	152 227	241 376	185 721	292 796	140 569	92,3%
goods	94 579	213 236	127 322	228 259	133 680	141,3%
securities	57 648	28 140	58 399	64 537	6 889	12,0%
Other off-balance sheet accounts	-	-	1 727	-	-	-
Accrued interest not yet received	-	-	1 727	-	-	-
Written-off interest	-	-	-	-	-	-
Written-off loans	-	-	-	-	-	-
Credit card balances	198 200	200 265	197 412	108 163	-90 037	-45,4%
Past due ratio, total	-	-	-	-	-	-
Past due ratio, individuals	-	-	-	-	-	-
Past due ratio, corporates	-	-	-	-	-	-
Past due ratio, entrepreneurs	-	-	-	-	-	-
Past due ratio, corporates + entrepreneurs	-	-	-	-	-	-