Kuap. Ru - Balance sheet with turnover of ТУСАР, analysis of turnover of bank's accounts

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	TUSAR	add to comparison
Central Bank of Russia registration number: 2712 retail funding

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.


Balance sheet position, thous. rub.	01.08.2015	>> Turnover >>		Turnover / amount	Turnover / assets	Period change
ASSETS	18 267 009	21 836 262	17 554 769	1,2	1,2	-712 240	-3,9%
High liquid assets	1 217 317	8 664 273	501 442	7,1	0,5	-715 875	-58,8%
Cash and equivalents	1 022 837	8 450 579	312 386	8,3	0,5	-710 451	-69,5%
Cash	747 872	1 369 233	305 409	1,8	0,1	-442 463	-59,2%
in cash and en route	747 872	1 369 233	305 409	1,8	0,1	-442 463	-59,2%
Nostro account with Central Bank	274 965	7 081 346	6 977	25,8	0,4	-267 988	-97,5%
Nostro accounts	188 271	211 175	182 174	1,1	0,0	-6 097	-3,2%
Non-residents	159 819	38 994	180 104	0,2	0,0	20 285	12,7%
Residents	28 452	192 466	2 070	6,8	0,0	-26 382	-92,7%
Money in transfer	6 209	3 192	6 883	0,5	0,0	674	10,9%
Provision for impairment of high-liquid assets	-	1	-1	-	-	-1	-
Interest-earning assets	15 776 240	5 634 446	14 850 663	0,4	0,3	-925 577	-5,9%
Dues from banks	100 000	936 800	-	9,4	0,1	-100 000	-100,0%
Residents	100 000	935 000	-	9,4	0,1	-100 000	-100,0%
up to 30 days	-	835 000	-	-	-	-	-
up to 180 days	100 000	100 000	-	1,0	0,0	-100 000	-100,0%
Provision for impairment of loans to banks	-	1 800	-	-	-	-	-
Securities	-	220 000	220 000	-	-	220 000	-
Promissory notes	-	220 000	220 000	-	-	220 000	-
Banks	-	220 000	220 000	-	-	220 000	-
Loans to corporate clients	15 612 887	4 352 852	14 571 180	0,3	0,2	-1 041 707	-6,7%
residents	15 041 453	2 147 420	15 101 179	0,1	0,1	59 726	0,4%
up to 30 days	8 348	13 001	4 859	1,6	0,0	-3 489	-41,8%
up to 180 days	900	-	900	0,0	0,0	-	0,0%
up to 1 year	5 999 359	1 387 981	4 700 303	0,2	0,1	-1 299 056	-21,7%
up to 3 years	9 032 846	2 048 983	10 395 117	0,2	0,1	1 362 271	15,1%
more than 3 years	-	-	-	-	-	-	-
Past-due	1 800 297	541 849	1 826 846	0,3	0,0	26 549	1,5%
residents	1 800 297	541 849	1 826 846	0,3	0,0	26 549	1,5%
Provision for impairment of corporate loans	-1 228 863	1 749 858	-2 356 845	1,4	0,1	-1 127 982	91,8%
residents	-1 228 863	1 749 858	-2 356 845	1,4	0,1	-1 127 982	91,8%
Loans to private entrepreneurs	5 347	1 852	3 614	0,3	0,0	-1 733	-32,4%
up to 180 days	500	500	-	1,0	0,0	-500	-100,0%
up to 1 year	500	500	-	1,0	0,0	-500	-100,0%
up to 3 years	4 494	850	3 644	0,2	0,0	-850	-18,9%
Past-due	-	6	6	-	-	6	-
Provision for impairment of loans to private entrepreneurs	-147	115	-36	0,8	0,0	111	-75,5%
Loans to individuals	58 006	342 942	55 869	5,9	0,0	-2 137	-3,7%
Standard	61 894	340 886	57 213	5,5	0,0	-4 681	-7,6%
up to 180 days	-	288 360	-	-	-	-	-
up to 1 year	9 789	45 949	3 948	4,7	0,0	-5 841	-59,7%
up to 3 years	37 591	7 737	38 973	0,2	0,0	1 382	3,7%
more than 3 years	14 514	222	14 292	0,0	0,0	-222	-1,5%
Past-due	3 903	488	3 988	0,1	0,0	85	2,2%
Past-due	3 903	488	3 988	0,1	0,0	85	2,2%
Provision for impairment of loans to individuals	-7 791	4 121	-5 332	0,5	0,0	2 459	-31,6%
Provision for impairment of loans past-due	-	-	-	-	-	-	-
Other assets	1 273 452	8 466 755	2 202 664	6,6	0,5	929 212	73,0%
Mandatory reserves with Central Bank	424 441	12 573	437 014	0,0	0,0	12 573	3,0%
Premises and equipment	667 123	941 748	665 692	1,4	0,1	-1 431	-0,2%
Purchase cost	759 964	940 188	759 932	1,2	0,1	-32	-0,0%
Depreciation	-92 841	1 560	-94 240	0,0	0,0	-1 399	1,5%
Accrued interest not yet received	-	232 642	-	-	-	-	-
Non-current assets	127 511	232 617	360 128	1,8	0,0	232 617	182,4%
Other assets	77 922	7 045 889	779 008	90,4	0,4	701 086	899,7%
Provision for impairment of other assets	-23 545	18 350	-39 178	0,8	0,0	-15 633	66,4%
LIABILITIES	16 786 360	5 313 478	17 182 044	0,3	0,3	395 684	2,4%
Dues to banks	-	83	-	-	-	-	-
Other dues to banks	-	83	-	-	-	-	-
On demand	659 541	3 356 560	725 425	5,1	0,2	65 884	10,0%
Corporate clients	412 149	2 117 376	268 552	5,1	0,1	-143 597	-34,8%
State-owned enterprises	100 385	105 731	767	1,1	0,0	-99 618	-99,2%
Residents	310 676	2 009 512	266 489	6,5	0,1	-44 187	-14,2%
Non-residents	1 088	2 341	1 296	2,2	0,0	208	19,1%
Individuals	247 392	1 382 781	456 873	5,6	0,1	209 481	84,7%
Residents	247 116	1 381 339	456 468	5,6	0,1	209 352	84,7%
Non-residents	276	1 442	405	5,2	0,0	129	46,7%
Term	16 070 530	1 627 316	16 385 970	0,1	0,1	315 440	2,0%
Corporate clients	572 671	130 063	551 591	0,2	0,0	-21 080	-3,7%
Residents	572 671	130 063	551 591	0,2	0,0	-21 080	-3,7%
up to 180 days	129 080	130 063	108 000	1,0	0,0	-21 080	-16,3%
up to 1 year	18 250	-	18 250	0,0	0,0	-	0,0%
up to 3 years	25 341	-	25 341	0,0	0,0	-	0,0%
more than 3 years	400 000	-	400 000	0,0	0,0	-	0,0%
Individuals	15 497 859	1 518 333	15 834 379	0,1	0,1	336 520	2,2%
residents	15 460 566	1 513 056	15 796 382	0,1	0,1	335 816	2,2%
up to 180 days	39 546	21 244	30 772	0,5	0,0	-8 774	-22,2%
up to 1 year	128 588	16 678	122 247	0,1	0,0	-6 341	-4,9%
up to 3 years	15 292 432	1 490 249	15 643 363	0,1	0,1	350 931	2,3%
non-residents	37 293	5 277	37 997	0,1	0,0	704	1,9%
up to 1 year	1 895	963	1 138	0,5	0,0	-757	-39,9%
up to 3 years	35 398	5 071	36 859	0,1	0,0	1 461	4,1%
Other liabilities	56 289	329 519	70 649	5,9	0,0	14 360	25,5%
Other liabilities	8 859	322 379	18 622	36,4	0,0	9 763	110,2%
Accrued interest not yet paid	2 917	2 503	2 115	0,9	0,0	-802	-27,5%
Liabilities past-due	-	5 439	5 399	-	-	5 399	-
Deferred tax liabilities	44 513	-	44 513	0,0	0,0	-	0,0%
EQUITY	1 480 649	3 806 026	372 725	2,6	0,2	-1 107 924	-74,8%
Capital	856 831	-	856 831	0,0	0,0	-	0,0%
Profit from previous years	443 236	-	443 236	0,0	0,0	-	0,0%
Retained earnings from previous years	443 236	-	443 236	0,0	0,0	-	0,0%
Current year profit	186 788	3 804 238	-922 512	20,4	0,2	-1 109 300	-593,9%
Current year retained earnings	186 788	3 804 238	-922 512	20,4	0,2	-1 109 300	-593,9%
Future expenses	-6 206	3 164	-4 830	0,5	0,0	1 376	-22,2%
OFF-BALANCE SHEET	10 224 744	371 075	10 498 697	0,0	0,0	273 953	2,7%
Contingent liabilities	-170 796	24 320	-184 521	0,1	0,0	-13 725	8,0%
Guarantees issued	-122 710	-	-122 710	0,0	0,0	-	0,0%
Unused credit limits opened	-48 086	24 320	-61 811	0,5	0,0	-13 725	28,5%
Collateral on loans	9 940 798	344 799	10 217 040	0,0	0,0	276 242	2,8%
goods	9 932 997	344 799	10 209 239	0,0	0,0	276 242	2,8%
securities	7 801	-	7 801	0,0	0,0	-	0,0%
Unprocessed payments	439 017	5 661	443 222	0,0	0,0	4 205	1,0%
Due to lack of funds in bank	-	1 548	1 548	-	-	1 548	-
Due to lack of funds on client accounts	439 017	4 113	441 674	0,0	0,0	2 657	0,6%
Other off-balance sheet accounts	15 725	7 731	22 956	0,5	0,0	7 231	46,0%
Accrued interest not yet received	17 930	7 731	25 161	0,4	0,0	7 231	40,3%
Written-off interest	-182	-	-182	0,0	0,0	-	0,0%
Written-off loans to banks	-606	-	-606	0,0	0,0	-	0,0%
Written-off loans	-1 417	-	-1 417	0,0	0,0	-	0,0%
Past due ratio, total	1 067	-	1 077	0,0	0,0	10	0,9%
Past due ratio, individuals	593	-	652	0,0	0,0	59	9,9%
Past due ratio, corporates	1 069	-	1 079	0,0	0,0	10	0,9%
Past due ratio, entrepreneurs	-	-	16	-	-	16	-
Past due ratio, corporates + entrepreneurs	1 069	-	1 079	0,0	0,0	10	0,9%
Risk-weighted assets	18 094 216	-	18 397 739	0,0	0,0	303 523	1,7%