Kuap. Ru - Balance sheet of the bank КУБАНЬ КРЕДИТ, clean (not adjusted)

	KUBAN KREDIT	add to comparison
Central Bank of Russia registration number: 2518 retail funding, CB RF representative, complies with 214-FZ (equity construction), complies with 213-FZ (work with state companies)

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is not adjusted for any analytical corrections, all the data is presented according to f. 101.


Balance sheet position, thous. rub.			Period change
ASSETS	131 523 893	131 523 893
High liquid assets	8 579 058	8 579 058
Cash and equivalents	7 526 086	7 526 086
Cash	4 467 165	4 467 165
in cash and en route	2 078 166	2 078 166
in ATMs	1 070 713	1 070 713
precious metals	1 318 286	1 318 286
Nostro account with Central Bank	3 058 921	3 058 921
Nostro accounts	460 218	460 218
Non-residents	209 134	209 134
Residents	251 084	251 084
Money in transfer	593 093	593 093
Provision for impairment of high-liquid assets	-339	-339
Interest-earning assets	115 492 895	115 492 895
Dues from banks	6 059 583	6 059 583
Residents	6 059 783	6 059 783
up to 30 days	1 059 783	1 059 783
up to 180 days	3 000 000	3 000 000
more than 180 days	2 000 000	2 000 000
Provision for impairment of loans to banks	-200	-200
Securities	33 056 640	33 056 640
Bonds	32 031 941	32 031 941
Federal Loan Bonds (OFZs), OBRs	14 236 808	14 236 808
Corporate bonds	10 625 511	10 625 511
Financial institutions bonds	6 059 597	6 059 597
Valuation allowance	-120 693	-120 693
Pledged under REPO	1 309 059	1 309 059
Provision for impairment of bonds	-78 341	-78 341
Promissory notes	1 024 699	1 024 699
Banks	1 027 370	1 027 370
Provision for impairment of promissory notes	-2 671	-2 671
Loans to corporate clients	47 969 518	47 969 518
residents	49 598 457	49 598 457
up to 30 days	432 102	432 102
up to 180 days	1 215 261	1 215 261
up to 1 year	12 369 317	12 369 317
up to 3 years	9 849 277	9 849 277
more than 3 years	25 732 500	25 732 500
Past-due	584 189	584 189
residents	584 184	584 184
state-owned enterprises	5	5
Provision for impairment of corporate loans	-2 213 128	-2 213 128
residents	-2 213 343	-2 213 343
state-owned enterprises	215	215
Loans to private entrepreneurs	8 879 961	8 879 961
up to 30 days	106 880	106 880
up to 180 days	156 635	156 635
up to 1 year	1 641 358	1 641 358
up to 3 years	1 493 334	1 493 334
more than 3 years	5 683 308	5 683 308
Past-due	96 157	96 157
Provision for impairment of loans to private entrepreneurs	-297 711	-297 711
Loans to individuals	20 468 139	20 468 139
Standard	20 259 224	20 259 224
up to 30 days	11 017	11 017
up to 180 days	126	126
up to 1 year	15 428	15 428
up to 3 years	436 673	436 673
more than 3 years	19 795 980	19 795 980
Past-due	305 081	305 081
Past-due	305 081	305 081
Provision for impairment of loans to individuals	-96 166	-96 166
Provision for impairment of loans past-due	-940 946	-940 946
Other assets	7 451 940	7 451 940
Mandatory reserves with Central Bank	819 034	819 034
Premises and equipment	6 040 214	6 040 214
Purchase cost	8 154 198	8 154 198
Depreciation	-2 113 984	-2 113 984
Accrued interest not yet received	511 118	511 118
Other assets	637 892	637 892
Provision for impairment of other assets	-558 186	-558 186
Derivatives - assets	1 868	1 868
LIABILITIES	113 694 954	113 694 954
Dues to banks	1 962 114	1 962 114
Term	1 959 322	1 959 322
Central Bank of Russia	702 579	702 579
more than 180 days	702 579	702 579
Residents	1 256 743	1 256 743
up to 30 days	1 256 743	1 256 743
Other dues to banks	2 792	2 792
On demand	24 037 770	24 037 770
Corporate clients	17 860 524	17 860 524
State-owned enterprises	93 021	93 021
Residents	17 721 487	17 721 487
Non-residents	46 016	46 016
Individuals	6 177 246	6 177 246
Residents	6 099 458	6 099 458
Non-residents	77 788	77 788
Term	85 522 345	85 522 345
Corporate clients	16 507 139	16 507 139
Residents	16 407 039	16 407 039
up to 30 days	277 730	277 730
up to 180 days	8 683 285	8 683 285
up to 1 year	7 295 944	7 295 944
up to 3 years	91 858	91 858
more than 3 years	58 222	58 222
State-owned enterprises	100 100	100 100
up to 1 year	100 100	100 100
Individuals	69 015 206	69 015 206
residents	68 919 463	68 919 463
up to 180 days	10 216 872	10 216 872
up to 1 year	25 677 667	25 677 667
up to 3 years	27 120 005	27 120 005
more than 3 years	5 904 919	5 904 919
non-residents	95 743	95 743
up to 180 days	10 297	10 297
up to 1 year	32 635	32 635
up to 3 years	38 406	38 406
more than 3 years	14 405	14 405
Securities issued	209 623	209 623
Promissory notes	209 623	209 623
on demand	46 159	46 159
up to 3 years	163 464	163 464
Other liabilities	1 963 102	1 963 102
Other liabilities	737 001	737 001
Accrued interest not yet paid	834 150	834 150
Deferred tax liabilities	391 951	391 951
EQUITY	17 828 939	17 828 939
Capital	3 858 623	3 858 623
Profit from previous years	13 940 584	13 940 584
Retained earnings from previous years	13 940 584	13 940 584
Current year profit	29 732	29 732
Current year retained earnings	29 732	29 732
OFF-BALANCE SHEET	95 232 607	95 232 607
Unused credit limits available	2 000 000	2 000 000
Contingent liabilities	-18 518 081	-18 518 081
Guarantees issued	-4 874 554	-4 874 554
Unused credit limits opened	-10 048 705	-10 048 705
Unused guarantee limits	-3 594 822	-3 594 822
Collateral on loans	108 025 428	108 025 428
goods	89 190 223	89 190 223
securities	18 835 205	18 835 205
Unprocessed payments	4 116 322	4 116 322
Due to lack of funds on client accounts	4 116 322	4 116 322
Other off-balance sheet accounts	-391 062	-391 062
Written-off interest	-45 440	-45 440
Written-off loans	-345 622	-345 622
Credit card balances	11 017	11 017
Risk-weighted assets	110 701 026	110 701 026
Reserve rates:
Loans to banks:	-0,00%	-100,0%
Customer loans, total:	-4,00%	-100,0%
including corporate loans:	-4,23%	-100,0%
including individual loans:	-0,47%	-100,0%
Past-due rate:	-1,23%	-100,0%
corporate clients:	-1,15%	-100,0%
individuals:	-1,48%	-100,0%