NOVOKIB |
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Central Bank of Russia registration number: 1747 retail lending |
On this page you can see detailed breakdown of aggregated balance sheet (analogue of f. 101 reported to Cenbtal Bank of Russia but with aggregated balance sheet item added). You can also get acquainted with balance sheet aggregation methodics.
Balance account |
Incoming amount | Turnover by | Outgoing amount | ||||||
in roubles | in foreign crnc., precious metals |
total | in roubles | in foreign crnc., precious metals |
total | in roubles | in foreign crnc., precious metals |
total | |
ASSETS | |||||||||
High liquid assets | |||||||||
Cash and equivalents | |||||||||
Cash | |||||||||
in cash and en route | |||||||||
20202 | 18 761 | 2 098 | 20 859 | 131 905 | 11 569 | 143 474 | 18 514 | 2 232 | 20 746 |
20209 | 0 | 0 | 0 | 34 585 | 465 | 35 050 | 0 | 0 | 0 |
in exchange offices | |||||||||
in operational cash offices | |||||||||
in ATMs | |||||||||
20208 | 6 919 | 0 | 6 919 | 5 770 | 0 | 5 770 | 6 413 | 0 | 6 413 |
precious metals | |||||||||
gems | |||||||||
Cash on hand | |||||||||
Nostro account with Central Bank | |||||||||
30102 | 36 033 | 0 | 36 033 | 4 533 219 | 0 | 4 533 219 | 8 767 | 0 | 8 767 |
Cash and equivalents | |||||||||
Other demand deposit | |||||||||
Nostro accounts | |||||||||
Non-residents | |||||||||
Residents | |||||||||
30110 | 24 899 | 3 437 | 28 336 | 126 239 | 441 | 126 680 | 19 073 | 3 758 | 22 831 |
Money in transfer | |||||||||
30215 | 180 | 445 | 625 | 0 | 34 | 34 | 180 | 467 | 647 |
30221 | 0 | 0 | 0 | 16 300 | 0 | 16 300 | 0 | 0 | 0 |
30233 | 45 | 0 | 45 | 2 460 | 176 | 2 636 | 71 | 0 | 71 |
Exchange accounts | |||||||||
Provision for impairment of high-liquid assets | |||||||||
30126 | -69 | 0 | -69 | 0 | 0 | 0 | -76 | 0 | -76 |
30128 | 58 | 0 | 58 | 0 | 0 | 0 | 58 | 0 | 58 |
30129 | -69 | 0 | -69 | 0 | 0 | 0 | -69 | 0 | -69 |
30226 | -6 | 0 | -6 | 0 | 0 | 0 | -7 | 0 | -7 |
Interest-earning assets | |||||||||
Dues from banks | |||||||||
Central Bank of Russia | |||||||||
31902 | 0 | 0 | 0 | 2 602 500 | 0 | 2 602 500 | 144 100 | 0 | 144 100 |
31903 | 0 | 0 | 0 | 1 238 000 | 0 | 1 238 000 | 250 000 | 0 | 250 000 |
31904 | 375 300 | 0 | 375 300 | 0 | 0 | 0 | 0 | 0 | 0 |
Residents | |||||||||
up to 30 days | |||||||||
32201 | 1 128 | 0 | 1 128 | 6 | 0 | 6 | 1 134 | 0 | 1 134 |
up to 180 days | |||||||||
more than 180 days | |||||||||
Non-residents | |||||||||
up to 30 days | |||||||||
up to 180 days | |||||||||
more than 180 days | |||||||||
Loans past-due | |||||||||
residents | |||||||||
non-residents | |||||||||
Provision for impairment of loans to banks | |||||||||
Loans to banks | |||||||||
Securities | |||||||||
Bonds | |||||||||
Federal Loan Bonds (OFZs), OBRs | |||||||||
Corporate bonds | |||||||||
Financial institutions bonds | |||||||||
Foreign sovereign bonds | |||||||||
Corporate foreign bonds | |||||||||
Foreign financial institutions bonds | |||||||||
Valuation allowance | |||||||||
Pledged under REPO | |||||||||
Past-due | |||||||||
Provision for impairment of bonds | |||||||||
Debt securities | |||||||||
Promissory notes | |||||||||
Sovereign | |||||||||
Corporate | |||||||||
Banks | |||||||||
Foreign sovereign | |||||||||
Corporate foreign | |||||||||
Foreign banks | |||||||||
Provision for impairment of promissory notes | |||||||||
Promissory notes | |||||||||
Stocks | |||||||||
Residents | |||||||||
Non-residents | |||||||||
Valuation allowance | |||||||||
Pledged under REPO | |||||||||
Provision for impairment of stocks | |||||||||
Trade securities | |||||||||
Securities held for sale | |||||||||
Provision for impairment of securities held for sale | |||||||||
Securities held to maturity | |||||||||
Provision for impairment of securities held to maturity | |||||||||
Mutual funds | |||||||||
Equity instruments | |||||||||
Loans to corporate clients | |||||||||
residents | |||||||||
up to 30 days | |||||||||
45201 | 69 004 | 0 | 69 004 | 98 633 | 0 | 98 633 | 77 896 | 0 | 77 896 |
up to 180 days | |||||||||
45204 | 24 900 | 0 | 24 900 | 0 | 0 | 0 | 0 | 0 | 0 |
45205 | 97 550 | 0 | 97 550 | 45 900 | 0 | 45 900 | 95 950 | 0 | 95 950 |
up to 1 year | |||||||||
45206 | 57 648 | 0 | 57 648 | 3 343 | 0 | 3 343 | 38 340 | 0 | 38 340 |
up to 3 years | |||||||||
45207 | 91 704 | 0 | 91 704 | 1 594 | 0 | 1 594 | 87 938 | 0 | 87 938 |
more than 3 years | |||||||||
45208 | 57 056 | 0 | 57 056 | 4 344 | 0 | 4 344 | 59 825 | 0 | 59 825 |
non-residents | |||||||||
up to 30 days | |||||||||
up to 180 days | |||||||||
up to 1 year | |||||||||
up to 3 years | |||||||||
more than 3 years | |||||||||
state-owned enterprises | |||||||||
up to 30 days | |||||||||
up to 180 days | |||||||||
up to 1 year | |||||||||
up to 3 years | |||||||||
more than 3 years | |||||||||
Past-due | |||||||||
residents | |||||||||
45812 | 3 553 | 0 | 3 553 | 6 | 0 | 6 | 3 557 | 0 | 3 557 |
45912 | 500 | 0 | 500 | 0 | 0 | 0 | 500 | 0 | 500 |
non-residents | |||||||||
state-owned enterprises | |||||||||
Provision for impairment of corporate loans | |||||||||
residents | |||||||||
45215 | -5 626 | 0 | -5 626 | -994 | 0 | -994 | -5 514 | 0 | -5 514 |
45216 | 2 713 | 0 | 2 713 | 0 | 0 | 0 | 2 672 | 0 | 2 672 |
45217 | -2 913 | 0 | -2 913 | -6 | 0 | -6 | -2 907 | 0 | -2 907 |
non-residents | |||||||||
state-owned enterprises | |||||||||
Loans to corporate clients | |||||||||
Provision for impairment of corporate loans | |||||||||
Loans to private entrepreneurs | |||||||||
up to 30 days | |||||||||
up to 180 days | |||||||||
up to 1 year | |||||||||
up to 3 years | |||||||||
more than 3 years | |||||||||
45408 | 2 600 | 0 | 2 600 | 0 | 0 | 0 | 2 500 | 0 | 2 500 |
Past-due | |||||||||
45814 | 28 | 0 | 28 | 3 | 0 | 3 | 31 | 0 | 31 |
Provision for impairment of loans to private entrepreneurs | |||||||||
45417 | -62 | 0 | -62 | 0 | 0 | 0 | -62 | 0 | -62 |
Loans to individuals | |||||||||
Standard | |||||||||
up to 30 days | |||||||||
up to 180 days | |||||||||
up to 1 year | |||||||||
45505 | 16 | 0 | 16 | 0 | 0 | 0 | 13 | 0 | 13 |
up to 3 years | |||||||||
45506 | 36 068 | 0 | 36 068 | 310 | 0 | 310 | 33 712 | 0 | 33 712 |
more than 3 years | |||||||||
45507 | 218 974 | 0 | 218 974 | 2 997 | 0 | 2 997 | 219 132 | 0 | 219 132 |
Memo: mortgage loans | |||||||||
Past-due | |||||||||
45815 | 11 898 | 0 | 11 898 | 733 | 0 | 733 | 12 130 | 0 | 12 130 |
45915 | 1 603 | 0 | 1 603 | 337 | 0 | 337 | 1 610 | 0 | 1 610 |
Memo: mortgage loans past-due | |||||||||
Provision for impairment of loans to individuals | |||||||||
45515 | -10 058 | 0 | -10 058 | -2 562 | 0 | -2 562 | -9 776 | 0 | -9 776 |
45523 | 3 783 | 0 | 3 783 | 0 | 0 | 0 | 3 762 | 0 | 3 762 |
45524 | -2 581 | 0 | -2 581 | -1 | 0 | -1 | -2 580 | 0 | -2 580 |
Loans to individuals | |||||||||
Provision for impairment of loans to individuals | |||||||||
Provision for impairment of loans past-due | |||||||||
45818 | -14 497 | 0 | -14 497 | -579 | 0 | -579 | -14 711 | 0 | -14 711 |
45820 | 987 | 0 | 987 | 0 | 0 | 0 | 987 | 0 | 987 |
45821 | -589 | 0 | -589 | 0 | 0 | 0 | -589 | 0 | -589 |
45918 | -1 853 | 0 | -1 853 | -110 | 0 | -110 | -1 885 | 0 | -1 885 |
45920 | 141 | 0 | 141 | 0 | 0 | 0 | 141 | 0 | 141 |
45921 | -154 | 0 | -154 | 0 | 0 | 0 | -154 | 0 | -154 |
Provision for impairment of loans | |||||||||
Loans and advances | |||||||||
Provision for impairment of loans | |||||||||
Past-due loans | |||||||||
Other assets | |||||||||
Mandatory reserves with Central Bank | |||||||||
30202 | 2 391 | 0 | 2 391 | 10 | 0 | 10 | 2 401 | 0 | 2 401 |
Premises and equipment | |||||||||
Purchase cost | |||||||||
60401 | 27 706 | 0 | 27 706 | 0 | 0 | 0 | 27 706 | 0 | 27 706 |
60804 | 23 784 | 0 | 23 784 | 0 | 0 | 0 | 23 784 | 0 | 23 784 |
60901 | 1 891 | 0 | 1 891 | 0 | 0 | 0 | 1 891 | 0 | 1 891 |
61002 | 100 | 0 | 100 | 0 | 0 | 0 | 100 | 0 | 100 |
61008 | 620 | 0 | 620 | 29 | 0 | 29 | 618 | 0 | 618 |
61009 | 21 | 0 | 21 | 1 | 0 | 1 | 21 | 0 | 21 |
Depreciation | |||||||||
60414 | -22 044 | 0 | -22 044 | 0 | 0 | 0 | -22 199 | 0 | -22 199 |
60805 | -9 071 | 0 | -9 071 | 0 | 0 | 0 | -9 750 | 0 | -9 750 |
60903 | -1 622 | 0 | -1 622 | 0 | 0 | 0 | -1 647 | 0 | -1 647 |
Property, plant and equipment | |||||||||
Investment properties | |||||||||
Accrued interest not yet received | |||||||||
47427 | 1 623 | 0 | 1 623 | 9 031 | 0 | 9 031 | 1 640 | 0 | 1 640 |
Acquired claims | |||||||||
Acquired claims secured by real estate | |||||||||
Factoring | |||||||||
Assets under management | |||||||||
Non-current assets | |||||||||
Other assets | |||||||||
47423 | 5 | 0 | 5 | 11 | 0 | 11 | 4 | 0 | 4 |
47447 | 3 439 | 0 | 3 439 | 0 | 0 | 0 | 3 273 | 0 | 3 273 |
47452 | -808 | 0 | -808 | -26 | 0 | -26 | -782 | 0 | -782 |
60302 | 2 | 0 | 2 | 0 | 0 | 0 | 2 | 0 | 2 |
60308 | 16 | 0 | 16 | 22 | 0 | 22 | 4 | 0 | 4 |
60310 | 147 | 0 | 147 | 154 | 0 | 154 | 147 | 0 | 147 |
60312 | 1 934 | 0 | 1 934 | 1 805 | 0 | 1 805 | 1 984 | 0 | 1 984 |
60323 | 182 | 0 | 182 | 4 | 0 | 4 | 180 | 0 | 180 |
62001 | 3 211 | 0 | 3 211 | 0 | 0 | 0 | 2 861 | 0 | 2 861 |
Investments in subsidiaries | |||||||||
Provision for impairment of other assets | |||||||||
47425 | -443 | 0 | -443 | -669 | 0 | -669 | -226 | 0 | -226 |
47465 | 216 | 0 | 216 | 0 | 0 | 0 | 215 | 0 | 215 |
47466 | -148 | 0 | -148 | -12 | 0 | -12 | -136 | 0 | -136 |
60324 | -213 | 0 | -213 | -11 | 0 | -11 | -775 | 0 | -775 |
60351 | 4 | 0 | 4 | 0 | 0 | 0 | 4 | 0 | 4 |
60352 | -5 | 0 | -5 | 0 | 0 | 0 | -5 | 0 | -5 |
Other financial assets | |||||||||
Provision for impairment of other financial assets | |||||||||
Tax assets | |||||||||
Current tax assets | |||||||||
Deferred tax assets | |||||||||
Premises, equipment and intangible assets | |||||||||
Investment properties | |||||||||
Derivatives - assets | |||||||||
Deferred tax asset | |||||||||
Intangible assets | |||||||||
LIABILITIES | |||||||||
Dues to banks | |||||||||
On demand | |||||||||
Residents | |||||||||
Non-residents | |||||||||
Term | |||||||||
Central Bank of Russia | |||||||||
up to 30 days | |||||||||
up to 180 days | |||||||||
more than 180 days | |||||||||
past-due | |||||||||
other | |||||||||
Residents | |||||||||
up to 30 days | |||||||||
up to 180 days | |||||||||
more than 180 days | |||||||||
Past-due | |||||||||
Non-residents | |||||||||
up to 30 days | |||||||||
up to 180 days | |||||||||
more than 180 days | |||||||||
Past-due | |||||||||
Other dues to banks | |||||||||
30223 | 0 | 0 | 0 | 181 222 | 0 | 181 222 | 8 702 | 0 | 8 702 |
Dues to banks | |||||||||
On demand | |||||||||
Corporate clients | |||||||||
State-owned enterprises | |||||||||
Residents | |||||||||
407 | 80 065 | 87 432 | 167 497 | 2 742 470 | 3 441 | 2 745 911 | 189 119 | 90 108 | 279 227 |
408.1 | 14 755 | 0 | 14 755 | 12 567 | 0 | 12 567 | 13 072 | 0 | 13 072 |
40905 | 0 | 0 | 0 | 408 | 0 | 408 | 0 | 0 | 0 |
40909 | 0 | 0 | 0 | 747 | 175 | 922 | 0 | 0 | 0 |
40911 | 0 | 0 | 0 | 1 631 | 0 | 1 631 | 7 | 0 | 7 |
40912 | 0 | 0 | 0 | 25 | 0 | 25 | 0 | 0 | 0 |
Non-residents | |||||||||
Corporate clients | |||||||||
Individuals | |||||||||
Residents | |||||||||
40817 | 29 232 | 0 | 29 232 | 41 685 | 0 | 41 685 | 27 926 | 0 | 27 926 |
40823 | 0 | 0 | 0 | 23 | 0 | 23 | 0 | 0 | 0 |
42301 | 2 429 | 651 | 3 080 | 7 685 | 5 200 | 12 885 | 3 309 | 789 | 4 098 |
Non-residents | |||||||||
Individuals | |||||||||
Brokerage accounts | |||||||||
Residents | |||||||||
Non-residents | |||||||||
Term | |||||||||
Corporate clients | |||||||||
Residents | |||||||||
up to 30 days | |||||||||
42102 | 291 337 | 0 | 291 337 | 1 925 359 | 0 | 1 925 359 | 136 184 | 0 | 136 184 |
up to 180 days | |||||||||
42103 | 7 789 | 0 | 7 789 | 11 527 | 0 | 11 527 | 8 667 | 0 | 8 667 |
up to 1 year | |||||||||
up to 3 years | |||||||||
more than 3 years | |||||||||
Non-residents | |||||||||
up to 30 days | |||||||||
up to 180 days | |||||||||
up to 1 year | |||||||||
up to 3 years | |||||||||
more than 3 years | |||||||||
State-owned enterprises | |||||||||
up to 30 days | |||||||||
up to 180 days | |||||||||
up to 1 year | |||||||||
up to 3 years | |||||||||
more than 3 years | |||||||||
corporate clients | |||||||||
Individuals | |||||||||
residents | |||||||||
up to 30 days | |||||||||
up to 180 days | |||||||||
up to 1 year | |||||||||
up to 3 years | |||||||||
42306 | 257 788 | 0 | 257 788 | 68 810 | 0 | 68 810 | 241 690 | 0 | 241 690 |
more than 3 years | |||||||||
42307 | 0 | 706 | 706 | 0 | 28 | 28 | 0 | 728 | 728 |
non-residents | |||||||||
up to 30 days | |||||||||
up to 180 days | |||||||||
up to 1 year | |||||||||
up to 3 years | |||||||||
more than 3 years | |||||||||
individuals | |||||||||
Securities issued | |||||||||
Bonds | |||||||||
Promissory notes | |||||||||
on demand | |||||||||
up to 30 days | |||||||||
up to 180 days | |||||||||
more than 180 days | |||||||||
up to 1 year | |||||||||
up to 3 years | |||||||||
more than 3 years | |||||||||
Discount accrued | |||||||||
Depositary certificates | |||||||||
up to 30 days | |||||||||
up to 180 days | |||||||||
more than 180 days | |||||||||
Securities issued | |||||||||
Other liabilities | |||||||||
30232 | 121 | 0 | 121 | 28 833 | 1 | 28 834 | 128 | 0 | 128 |
47416 | 0 | 0 | 0 | 53 | 0 | 53 | 0 | 0 | 0 |
47422 | 282 | 0 | 282 | 78 | 0 | 78 | 271 | 0 | 271 |
60301 | 0 | 0 | 0 | 296 | 0 | 296 | 0 | 0 | 0 |
60305 | 1 994 | 0 | 1 994 | 2 215 | 0 | 2 215 | 1 994 | 0 | 1 994 |
60309 | 16 | 0 | 16 | 16 | 0 | 16 | 4 | 0 | 4 |
60311 | 52 | 0 | 52 | 1 978 | 0 | 1 978 | 33 | 0 | 33 |
60322 | 1 | 8 | 9 | 20 | 0 | 20 | 1 | 8 | 9 |
60335 | 602 | 0 | 602 | 669 | 0 | 669 | 602 | 0 | 602 |
60806 | 15 141 | 0 | 15 141 | 700 | 0 | 700 | 14 495 | 0 | 14 495 |
Accrued interest not yet paid | |||||||||
47411 | 2 774 | 3 | 2 777 | 983 | 0 | 983 | 3 010 | 3 | 3 013 |
47426 | 198 | 0 | 198 | 198 | 0 | 198 | 150 | 0 | 150 |
Liabilities under accreditives | |||||||||
Liabilities past-due | |||||||||
Tax liabilities | |||||||||
Current tax liabilities | |||||||||
Deferred tax liabilities | |||||||||
Other financial liabilities | |||||||||
Provision for other liabilities | |||||||||
Subordinated debt | |||||||||
Non-current liabilities | |||||||||
Derivatives - liabilities | |||||||||
Deferred tax liabilities | |||||||||
61701 | 177 | 0 | 177 | 0 | 0 | 0 | 177 | 0 | 177 |
Deposits | |||||||||
Private clients deposits | |||||||||
Corporate accounts | |||||||||
EQUITY | |||||||||
Capital | |||||||||
10208 | 207 000 | 0 | 207 000 | 0 | 0 | 0 | 207 000 | 0 | 207 000 |
10701 | 15 273 | 0 | 15 273 | 0 | 0 | 0 | 15 273 | 0 | 15 273 |
Profit from previous years | |||||||||
Retained earnings from previous years | |||||||||
10801 | 203 982 | 0 | 203 982 | 0 | 0 | 0 | 203 982 | 0 | 203 982 |
70701 | 0 | 0 | 0 | 0 | 0 | 0 | 256 277 | 0 | 256 277 |
70703 | 0 | 0 | 0 | 0 | 0 | 0 | 46 781 | 0 | 46 781 |
70706 | 0 | 0 | 0 | -241 859 | 0 | -241 859 | -241 859 | 0 | -241 859 |
70708 | 0 | 0 | 0 | -47 640 | 0 | -47 640 | -47 640 | 0 | -47 640 |
70711 | 0 | 0 | 0 | -1 757 | 0 | -1 757 | -1 757 | 0 | -1 757 |
70716 | 0 | 0 | 0 | -1 766 | 0 | -1 766 | -1 766 | 0 | -1 766 |
Distribution of previous years profit | |||||||||
Current year profit | |||||||||
Current year retained earnings | |||||||||
70601 | 256 277 | 0 | 256 277 | 256 326 | 0 | 256 326 | 14 541 | 0 | 14 541 |
70603 | 46 781 | 0 | 46 781 | 46 781 | 0 | 46 781 | 10 065 | 0 | 10 065 |
70606 | -239 517 | 0 | -239 517 | -13 384 | 0 | -13 384 | -13 384 | 0 | -13 384 |
70608 | -47 640 | 0 | -47 640 | -9 993 | 0 | -9 993 | -9 993 | 0 | -9 993 |
70611 | -1 757 | 0 | -1 757 | 0 | 0 | 0 | 0 | 0 | 0 |
70616 | -1 766 | 0 | -1 766 | 0 | 0 | 0 | 0 | 0 | 0 |
Distribution of current year profit | |||||||||
Future expenses | |||||||||
Other capital sources | |||||||||
OFF-BALANCE SHEET | |||||||||
Unused credit limits available | |||||||||
Contingent liabilities | |||||||||
Guarantees issued | |||||||||
Unused credit limits opened | |||||||||
91317 | -87 862 | 0 | -87 862 | -230 636 | 0 | -230 636 | -21 265 | 0 | -21 265 |
Unused guarantee limits | |||||||||
Collateral on loans | |||||||||
goods | |||||||||
91312 | 797 828 | 0 | 797 828 | 109 294 | 0 | 109 294 | 731 237 | 0 | 731 237 |
securities | |||||||||
precious metals | |||||||||
Unprocessed payments | |||||||||
Due to lack of funds in bank | |||||||||
Due to lack of funds on client accounts | |||||||||
90902 | 786 372 | 0 | 786 372 | 668 | 0 | 668 | 786 785 | 0 | 786 785 |
Other off-balance sheet accounts | |||||||||
Accrued interest not yet received | |||||||||
Written-off interest | |||||||||
91704 | -854 | 0 | -854 | 0 | 0 | 0 | -854 | 0 | -854 |
Written-off loans to banks | |||||||||
Written-off loans | |||||||||
91802 | -9 935 | 0 | -9 935 | 0 | 0 | 0 | -9 935 | 0 | -9 935 |
91803 | -1 060 | 0 | -1 060 | 0 | 0 | 0 | -1 060 | 0 | -1 060 |
CALCULATED RATIOS | |||||||||
Credit card balances | |||||||||
Past due ratio, total | |||||||||
Past due ratio, individuals | |||||||||
Past due ratio, corporates | |||||||||
Past due ratio, entrepreneurs | |||||||||
Past due ratio, corporates + entrepreneurs | |||||||||
Risk-weighted assets |
You can also get acquainted with balance sheet aggregation methodics.