Mailing list archive

	NASH BANKI want to buy a report	add to comparison
Central Bank of Russia registration number: 1340

General information Emissions0

Balance Profit Profitability

Capital (f. 134, 123) Ratios (f. 135) IFRS reports

Financial analysis Statutory reports

• Aggregated balance
• Balance sheets w/o corrections
• Balance turnover
• Turnover dynamics
• Currency balance
• Form 101
• Profitability

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.

Balance sheet position, thous. rub.	01.01.2011	>> Turnover >>	01.02.2011 01.01.2011 01.12.2010 01.11.2010 01.10.2010 01.09.2010 01.08.2010 01.07.2010 01.06.2010 01.05.2010 01.04.2010 01.03.2010 01.02.2010 01.01.2010 01.12.2009 01.11.2009 01.10.2009 01.09.2009 01.08.2009 01.07.2009 01.06.2009 01.05.2009 01.04.2009 01.03.2009 01.02.2009 01.01.2009 01.12.2008 01.11.2008 01.10.2008 01.09.2008 01.08.2008 01.07.2008 01.06.2008 01.05.2008 01.04.2008 01.03.2008 01.02.2008 01.01.2008	Turnover / amount	Turnover / assets	Period change
ASSETS	511 194	8 076 269	525 361	15,8	15,4	14 167	2,8%
High liquid assets	128 457	5 106 645	105 136	39,8	9,7	-23 321	-18,2%
Cash and equivalents	125 137	3 699 945	93 489	29,6	7,0	-31 648	-25,3%
Cash	24 755	387 288	32 144	15,6	0,7	7 389	29,8%
in cash and en route	23 955	387 288	31 604	16,2	0,7	7 649	31,9%
in ATMs	800	260	540	0,3	0,0	-260	-32,5%
Nostro account with Central Bank	100 382	3 320 046	61 345	33,1	6,3	-39 037	-38,9%
Nostro accounts	1 996	1 414 795	10 318	708,8	2,7	8 322	416,9%
Residents	1 996	1 414 795	10 318	708,8	2,7	8 322	416,9%
Money in transfer	1 324	232	1 329	0,2	0,0	5	0,4%
Interest-earning assets	278 834	1 312 098	250 799	4,7	2,5	-28 035	-10,1%
Dues from banks	90 350	1 160 000	60 350	12,8	2,2	-30 000	-33,2%
Residents	90 350	1 160 000	60 350	12,8	2,2	-30 000	-33,2%
up to 30 days	90 350	1 160 000	60 350	12,8	2,2	-30 000	-33,2%
Securities	-	65 783	-	-	-	-	-
Bonds	-	-	-	-	-	-	-
Corporate bonds	-	-	-	-	-	-	-
Valuation allowance	-	-	-	-	-	-	-
Promissory notes	-	65 783	-	-	-	-	-
Banks	-	65 783	-	-	-	-	-
Loans to corporate clients	166 648	88 192	168 898	0,5	0,2	2 250	1,4%
residents	156 671	42 822	153 764	0,3	0,1	-2 907	-1,9%
up to 180 days	65 859	39 859	66 000	0,6	0,1	141	0,2%
up to 1 year	49 264	-	49 264	0,0	0,0	-	0,0%
up to 3 years	41 548	3 104	38 500	0,1	0,0	-3 048	-7,3%
non-residents	20 928	38 802	21 992	1,9	0,1	1 064	5,1%
up to 30 days	20 928	38 802	21 992	1,9	0,1	1 064	5,1%
Past-due	324	48	372	0,1	0,0	48	14,8%
residents	324	48	372	0,1	0,0	48	14,8%
Provision for impairment of corporate loans	-11 275	9 427	-7 230	0,8	0,0	4 045	-35,9%
residents	-11 275	9 427	-7 230	0,8	0,0	4 045	-35,9%
Loans to private entrepreneurs	678	153	525	0,2	0,0	-153	-22,6%
up to 1 year	-	-	-	-	-	-	-
up to 3 years	678	47	631	0,1	0,0	-47	-6,9%
Provision for impairment of loans to private entrepreneurs	-	106	-106	-	-	-106	-
Loans to individuals	22 192	203	22 072	0,0	0,0	-120	-0,5%
Standard	22 688	139	22 549	0,0	0,0	-139	-0,6%
up to 180 days	-	-	-	-	-	-	-
up to 1 year	2 101	48	2 053	0,0	0,0	-48	-2,3%
up to 3 years	6 265	21	6 244	0,0	0,0	-21	-0,3%
more than 3 years	14 322	70	14 252	0,0	0,0	-70	-0,5%
Past-due	744	83	822	0,1	0,0	78	10,5%
Past-due	744	83	822	0,1	0,0	78	10,5%
Provision for impairment of loans to individuals	-1 240	59	-1 299	0,0	0,0	-59	4,8%
Provision for impairment of loans past-due	-1 034	17	-1 046	0,0	0,0	-12	1,2%
Other assets	103 903	1 708 882	169 426	16,4	3,3	65 523	63,1%
Mandatory reserves with Central Bank	2 882	1 291	4 080	0,4	0,0	1 198	41,6%
Premises and equipment	95 578	128 735	156 641	1,3	0,2	61 063	63,9%
Purchase cost	99 306	128 735	160 605	1,3	0,2	61 299	61,7%
Depreciation	-3 728	236	-3 964	0,1	0,0	-236	6,3%
Accrued interest not yet received	363	2 225	715	6,1	0,0	352	97,0%
Non-current assets	204	-	204	0,0	0,0	-	0,0%
Other assets	6 795	1 569 949	8 519	231,0	3,0	1 724	25,4%
Provision for impairment of other assets	-1 919	6 682	-733	3,5	0,0	1 186	-61,8%
LIABILITIES	419 970	5 137 519	371 849	12,2	9,8	-48 121	-11,5%
Dues to banks	2 168	87	2 168	0,0	0,0	-	0,0%
On demand	2 168	-	2 168	0,0	0,0	-	0,0%
Residents	2 168	-	2 168	0,0	0,0	-	0,0%
Term	-	-	-	-	-	-	-
Residents	-	-	-	-	-	-	-
up to 30 days	-	-	-	-	-	-	-
Other dues to banks	-	87	-	-	-	-	-
On demand	75 361	3 018 251	60 818	40,1	5,7	-14 543	-19,3%
Corporate clients	62 003	3 008 035	49 573	48,5	5,7	-12 430	-20,0%
State-owned enterprises	117	12 753	229	109,0	0,0	112	95,7%
Residents	60 530	1 931 646	40 833	31,9	3,7	-19 697	-32,5%
Non-residents	1 356	1 070 903	8 511	789,8	2,0	7 155	527,7%
Individuals	13 358	10 216	11 245	0,8	0,0	-2 113	-15,8%
Residents	13 218	10 213	11 107	0,8	0,0	-2 111	-16,0%
Non-residents	140	3	138	0,0	0,0	-2	-1,4%
Term	237 456	75 582	301 417	0,3	0,1	63 961	26,9%
Corporate clients	15 000	-	15 000	0,0	0,0	-	0,0%
Residents	15 000	-	15 000	0,0	0,0	-	0,0%
more than 3 years	15 000	-	15 000	0,0	0,0	-	0,0%
Individuals	222 456	75 582	286 417	0,3	0,1	63 961	28,8%
residents	222 416	75 582	286 377	0,3	0,1	63 961	28,8%
up to 30 days	8	-	8	0,0	0,0	-	0,0%
up to 180 days	19 553	9 071	24 173	0,5	0,0	4 620	23,6%
up to 1 year	36 811	7 405	41 709	0,2	0,0	4 898	13,3%
up to 3 years	146 666	59 106	201 119	0,4	0,1	54 453	37,1%
more than 3 years	19 378	10	19 368	0,0	0,0	-10	-0,1%
non-residents	40	-	40	0,0	0,0	-	0,0%
up to 3 years	40	-	40	0,0	0,0	-	0,0%
Securities issued	102 479	844 215	3 894	8,2	1,6	-98 585	-96,2%
Promissory notes	102 479	844 215	3 894	8,2	1,6	-98 585	-96,2%
up to 30 days	163	710 314	3 894	4 357,8	1,4	3 731	2 289,0%
up to 180 days	62 958	94 437	-	1,5	0,2	-62 958	-100,0%
more than 180 days	42 346	42 346	-	1,0	0,1	-42 346	-100,0%
Discount accrued	-2 988	3 837	-	1,3	0,0	2 988	-100,0%
Other liabilities	2 506	1 264 391	3 552	504,5	2,4	1 046	41,7%
Other liabilities	1 679	1 262 445	2 614	751,9	2,4	935	55,7%
Accrued interest not yet paid	827	1 946	938	2,4	0,0	111	13,4%
EQUITY	91 224	588 036	153 512	6,4	1,1	62 288	68,3%
Capital	63 010	60 371	123 381	1,0	0,1	60 371	95,8%
Profit from previous years	22 463	253 615	27 074	11,3	0,5	4 611	20,5%
Retained earnings from previous years	22 463	253 615	27 074	11,3	0,5	4 611	20,5%
Current year profit	5 185	275 524	3 652	53,1	0,5	-1 533	-29,6%
Current year retained earnings	5 185	275 524	3 652	53,1	0,5	-1 533	-29,6%
Future expenses	566	1 220	-595	2,2	0,0	-1 161	-205,1%
OFF-BALANCE SHEET	185 941	88 299	202 802	0,5	0,2	16 861	9,1%
Contingent liabilities	-3 213	60 802	-8	18,9	0,1	3 205	-99,8%
Unused credit limits opened	-3 213	60 802	-8	18,9	0,1	3 205	-99,8%
Collateral on loans	193 689	30 314	206 953	0,2	0,1	13 264	6,8%
goods	193 689	30 314	206 953	0,2	0,1	13 264	6,8%
securities	-	-	-	-	-	-	-
Other off-balance sheet accounts	-4 535	388	-4 143	0,1	0,0	392	-8,6%
Accrued interest not yet received	655	11	666	0,0	0,0	11	1,7%
Written-off interest	-716	49	-669	0,1	0,0	47	-6,6%
Written-off loans	-4 474	339	-4 140	0,1	0,0	334	-7,5%
Past due ratio, total	53	-	60	0,0	0,0	7	13,2%
Past due ratio, individuals	318	-	352	0,0	0,0	34	10,7%
Past due ratio, corporates	18	-	21	0,0	0,0	3	16,7%
Past due ratio, entrepreneurs	-	-	-	-	-	-	-
Past due ratio, corporates + entrepreneurs	18	-	21	0,0	0,0	3	16,7%

You can also get acquainted with balance sheet aggregation methodics.