Central Bank of Russia registration number: 1203
On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.
You can also get acquainted with balance sheet aggregation methodics .
Balance sheet position, thous. rub.
01.03.2011
>> Turnover >>
01.04.2011
01.03.2011
01.02.2011
01.01.2011
01.12.2010
Turnover / amount
Turnover / assets
Period change
ASSETS
293 704
2 056 048
270 322
7,0
7,6
-23 382
-8,0%
High liquid assets
8 113
921 519
16 427
113,6
3,4
8 314
102,5%
Cash and equivalents
7 031
889 561
15 683
126,5
3,3
8 652
123,1%
Cash
5 163
60 934
1 577
11,8
0,2
-3 586
-69,5%
in cash and en route
5 163
53 149
1 577
10,3
0,2
-3 586
-69,5%
in operational cash offices
-
7 785
-
-
-
-
-
Nostro account with Central Bank
1 868
832 213
14 106
445,5
3,1
12 238
655,1%
Nostro accounts
591
29 600
686
50,1
0,1
95
16,1%
Residents
591
29 600
686
50,1
0,1
95
16,1%
Money in transfer
491
2 791
58
5,7
0,0
-433
-88,2%
Interest-earning assets
275 949
694 031
239 046
2,5
2,6
-36 903
-13,4%
Dues from banks
434
260 017
45 426
599,1
1,0
44 992
10 366,8%
Residents
434
260 017
45 426
599,1
1,0
44 992
10 366,8%
up to 30 days
434
260 017
45 426
599,1
1,0
44 992
10 366,8%
Securities
204 312
418 251
49 711
2,0
1,5
-154 601
-75,7%
Bonds
204 312
207 855
-
1,0
0,8
-204 312
-100,0%
Federal Loan Bonds (OFZs), OBRs
83 286
83 622
-
1,0
0,3
-83 286
-100,0%
Corporate bonds
53 708
54 085
-
1,0
0,2
-53 708
-100,0%
Financial institutions bonds
69 113
69 493
-
1,0
0,3
-69 113
-100,0%
Valuation allowance
-1 795
2 450
-
1,4
0,0
1 795
-100,0%
Promissory notes
-
260 107
49 711
-
-
49 711
-
Corporate
-
208 313
-
-
-
-
-
Banks
-
49 711
49 711
-
-
49 711
-
Provision for impairment of promissory notes
-
2 083
-
-
-
-
-
Loans to corporate clients
70 835
119 323
141 745
1,7
0,4
70 910
100,1%
residents
71 548
105 347
153 930
1,5
0,4
82 382
115,1%
up to 1 year
38 394
10 432
28 078
0,3
0,0
-10 316
-26,9%
up to 3 years
33 154
105 231
125 852
3,2
0,4
92 698
279,6%
Past-due
8 497
3 493
5 499
0,4
0,0
-2 998
-35,3%
residents
8 497
3 493
5 499
0,4
0,0
-2 998
-35,3%
Provision for impairment of corporate loans
-9 210
21 955
-17 684
2,4
0,1
-8 474
92,0%
residents
-9 210
21 955
-17 684
2,4
0,1
-8 474
92,0%
Loans to individuals
17 940
12 314
6 259
0,7
0,0
-11 681
-65,1%
Standard
5 247
542
5 257
0,1
0,0
10
0,2%
up to 1 year
-
480
440
-
-
440
-
up to 3 years
4 294
439
3 917
0,1
0,0
-377
-8,8%
more than 3 years
953
53
900
0,1
0,0
-53
-5,6%
Past-due
13 183
11 777
1 468
0,9
0,0
-11 715
-88,9%
Past-due
13 183
11 777
1 468
0,9
0,0
-11 715
-88,9%
Provision for impairment of loans to individuals
-490
29
-466
0,1
0,0
24
-4,9%
Provision for impairment of loans past-due
-17 572
13 505
-4 095
0,8
0,0
13 477
-76,7%
Other assets
9 642
454 019
14 849
47,1
1,7
5 207
54,0%
Mandatory reserves with Central Bank
1 825
233
2 013
0,1
0,0
188
10,3%
Premises and equipment
6 619
431 517
6 503
65,2
1,6
-116
-1,8%
Purchase cost
9 278
431 401
9 278
46,5
1,6
-
0,0%
Depreciation
-2 659
116
-2 775
0,0
0,0
-116
4,4%
Accrued interest not yet received
-
1 565
-
-
-
-
-
Other assets
1 517
20 795
12 617
13,7
0,1
11 100
731,7%
Provision for impairment of other assets
-319
5 990
-6 284
18,8
0,0
-5 965
1 869,9%
LIABILITIES
126 611
919 247
100 275
7,3
3,4
-26 336
-20,8%
Dues to banks
20 000
108 000
-
5,4
0,4
-20 000
-100,0%
On demand
-
-
-
-
-
-
-
Residents
-
-
-
-
-
-
-
Term
20 000
108 000
-
5,4
0,4
-20 000
-100,0%
Residents
20 000
108 000
-
5,4
0,4
-20 000
-100,0%
up to 30 days
20 000
108 000
-
5,4
0,4
-20 000
-100,0%
On demand
42 409
577 347
37 444
13,6
2,1
-4 965
-11,7%
Corporate clients
40 084
570 680
35 975
14,2
2,1
-4 109
-10,3%
State-owned enterprises
1
62
-
62,0
0,0
-1
-100,0%
Residents
40 083
569 042
35 975
14,2
2,1
-4 108
-10,2%
Non-residents
-
1 576
-
-
-
-
-
Individuals
2 325
6 667
1 469
2,9
0,0
-856
-36,8%
Residents
2 294
6 627
1 438
2,9
0,0
-856
-37,3%
Non-residents
31
40
31
1,3
0,0
-
0,0%
Term
59 269
11 557
57 914
0,2
0,0
-1 355
-2,3%
Corporate clients
32 688
3 790
35 122
0,1
0,0
2 434
7,4%
Residents
20 102
3 287
22 759
0,2
0,0
2 657
13,2%
up to 1 year
9 165
2 850
12 015
0,3
0,0
2 850
31,1%
more than 3 years
10 937
630
10 744
0,1
0,0
-193
-1,8%
Non-residents
12 586
726
12 363
0,1
0,0
-223
-1,8%
more than 3 years
12 586
726
12 363
0,1
0,0
-223
-1,8%
Individuals
26 581
10 201
22 792
0,4
0,0
-3 789
-14,3%
residents
26 581
10 201
22 792
0,4
0,0
-3 789
-14,3%
up to 30 days
1
3
1
3,0
0,0
-
0,0%
up to 180 days
4 192
6 104
1 223
1,5
0,0
-2 969
-70,8%
up to 1 year
11 066
2 066
10 680
0,2
0,0
-386
-3,5%
up to 3 years
10 949
2 013
10 518
0,2
0,0
-431
-3,9%
more than 3 years
373
15
370
0,0
0,0
-3
-0,8%
Securities issued
500
-
500
0,0
0,0
-
0,0%
Promissory notes
500
-
500
0,0
0,0
-
0,0%
up to 180 days
500
-
500
0,0
0,0
-
0,0%
Other liabilities
4 433
222 343
4 417
50,2
0,8
-16
-0,4%
Other liabilities
2 927
221 811
3 022
75,8
0,8
95
3,2%
Accrued interest not yet paid
1 506
627
1 395
0,4
0,0
-111
-7,4%
EQUITY
167 093
41 036
170 047
0,2
0,2
2 954
1,8%
Capital
51 336
-
51 336
0,0
0,0
-
0,0%
Profit from previous years
140 334
28
140 306
0,0
0,0
-28
-0,0%
Retained earnings from previous years
140 334
28
140 306
0,0
0,0
-28
-0,0%
Current year profit
-24 386
40 925
-21 424
1,7
0,2
2 962
-12,1%
Current year retained earnings
-24 386
40 925
-21 424
1,7
0,2
2 962
-12,1%
Future expenses
-191
111
-171
0,6
0,0
20
-10,5%
OFF-BALANCE SHEET
131 353
146 225
237 680
1,1
0,5
106 327
80,9%
Contingent liabilities
-158
-
-158
0,0
0,0
-
0,0%
Guarantees issued
-158
-
-158
0,0
0,0
-
0,0%
Unused credit limits opened
-
-
-
-
-
-
-
Collateral on loans
139 372
145 932
245 694
1,0
0,5
106 322
76,3%
goods
139 372
145 932
245 694
1,0
0,5
106 322
76,3%
Other off-balance sheet accounts
-7 861
298
-7 856
0,0
0,0
5
-0,1%
Accrued interest not yet received
357
298
362
0,8
0,0
5
1,4%
Written-off interest
-5 562
-
-5 562
0,0
0,0
-
0,0%
Written-off loans
-2 656
-
-2 656
0,0
0,0
-
0,0%
Past due ratio, total
2 202
-
419
0,0
0,0
-1 783
-81,0%
Past due ratio, individuals
7 153
-
2 183
0,0
0,0
-4 970
-69,5%
Past due ratio, corporates
1 062
-
345
0,0
0,0
-717
-67,5%
Past due ratio, corporates + entrepreneurs
1 062
-
345
0,0
0,0
-717
-67,5%
You can also get acquainted with balance sheet aggregation methodics .