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Central Bank of Russia registration number: 991

General information Emissions0

Balance Profit Profitability

Capital (f. 134, 123) Ratios (f. 135) IFRS reports

Financial analysis Statutory reports

• Key financial ratios
• Returns and costs
• Financial analysis by 69-T
• Deposit rates by 3194-U
• Financial position

On this page you can see brief analysis of bank's financial and solvency ratios and their dynamics. Data is presented as disclosed by bank itself. This page is currently under construction.

Net assets

Report date	1 November 2013	1 December 2013	1 January 2014	1 February 2014	1 March 2014	1 April 2014	Change
Net assets	7 329 574	7 230 713	6 502 108	6 429 129	6 729 301	5 191 971	-2 137 603
Increase	-	-1,3%	-10,1%	-1,1%	+4,7%	-22,8%	-29,2%

For the period under examination bank demonstrated net assets contraction for-29,2%, but at some report dates net assets grew.

Mandatory ratios

Report date	1 November 2013	1 December 2013	1 January 2014	1 February 2014	1 March 2014	1 April 2014	Change
N1 no less than 8%	16,03%	16,22%	14,66%	14,32%	16,41%	3,28%	-12,75%
N2 no less than 15%	86,55%	69,89%	61,64%	80,74%	64,08%	13,32%	-73,23%
N3 no less than 50%	117,95%	96,94%	101,97%	96,83%	101,83%	19,69%	-98,26%
N4 no greater than 120%	85,55%	94,13%	107,71%	107,34%	104,15%	235,17%	149,62%

For the period under examination capital adequacy ratio (N1) contracted by12,75%, capital adequacy ratio (under Russian Accounting Standards) is insufficient. For the period under examination quick liquidity ratio (N2) contracted by73,23%, highly liquid assets level is insufficient. For the period under examination current liquidity ratio (N3) contracted by98,26%, liquid assets level is insufficient. For the period under examination long-term liquidity ratio (N4) grew by149,62%, long-term assets level is excessive.

According to available data during the last 6 months the bank violated Central Bank's mandatory ratios 94 times. Find detailed information on violations below.

Violations of mandatory ratios

5 March 2014 - ratio vaiolated Н1.0, value 7.2%, acceptable value %.
6 March 2014 - ratio vaiolated Н1.0, value 7.25%, acceptable value %.
7 March 2014 - ratio vaiolated Н1.0, value 6.96%, acceptable value %.
8 March 2014 - ratio vaiolated Н1.0, value 6.97%, acceptable value %.
10 March 2014 - ratio vaiolated Н1.0, value 6.97%, acceptable value %.
11 March 2014 - ratio vaiolated Н1.0, value 7.08%, acceptable value %.
12 March 2014 - ratio vaiolated Н1.0, value 7.02%, acceptable value %.
13 March 2014 - ratio vaiolated Н1.0, value 7.01%, acceptable value %.
14 March 2014 - ratio vaiolated Н1.0, value 7.21%, acceptable value %.
15 March 2014 - ratio vaiolated Н1.0, value 7.22%, acceptable value %.
17 March 2014 - ratio vaiolated Н1.0, value 7.29%, acceptable value %.
18 March 2014 - ratio vaiolated Н1.0, value 7.28%, acceptable value %.
19 March 2014 - ratio vaiolated Н1.0, value 7.18%, acceptable value %.
20 March 2014 - ratio vaiolated Н1.0, value 7.27%, acceptable value %.
21 March 2014 - ratio vaiolated Н1.0, value 7.33%, acceptable value %.
22 March 2014 - ratio vaiolated Н1.0, value 7.33%, acceptable value %.
24 March 2014 - ratio vaiolated Н1.0, value 7.43%, acceptable value %.
25 March 2014 - ratio vaiolated Н1.0, value 7.43%, acceptable value %.
26 March 2014 - ratio vaiolated Н1.0, value 3.66%, acceptable value %.
27 March 2014 - ratio vaiolated Н1.0, value 3.7%, acceptable value %.
28 March 2014 - ratio vaiolated Н1.0, value 3.55%, acceptable value %.
29 March 2014 - ratio vaiolated Н1.0, value 3.55%, acceptable value %.
31 March 2014 - ratio vaiolated Н1.0, value 3.28%, acceptable value %.
7 March 2014 - ratio vaiolated Н1.1, value 4.95%, acceptable value %.
8 March 2014 - ratio vaiolated Н1.1, value 4.96%, acceptable value %.
10 March 2014 - ratio vaiolated Н1.1, value 4.95%, acceptable value %.
11 March 2014 - ratio vaiolated Н1.1, value 5.04%, acceptable value %.
12 March 2014 - ratio vaiolated Н1.1, value 4.99%, acceptable value %.
13 March 2014 - ratio vaiolated Н1.1, value 4.97%, acceptable value %.
26 March 2014 - ratio vaiolated Н1.1, value 1.5%, acceptable value %.
27 March 2014 - ratio vaiolated Н1.1, value 1.55%, acceptable value %.
28 March 2014 - ratio vaiolated Н1.1, value 1.38%, acceptable value %.
29 March 2014 - ratio vaiolated Н1.1, value 1.38%, acceptable value %.
31 March 2014 - ratio vaiolated Н1.1, value 1.11%, acceptable value %.
5 March 2014 - ratio vaiolated Н1.2, value 5.23%, acceptable value %.
6 March 2014 - ratio vaiolated Н1.2, value 5.26%, acceptable value %.
7 March 2014 - ratio vaiolated Н1.2, value 4.97%, acceptable value %.
8 March 2014 - ratio vaiolated Н1.2, value 4.98%, acceptable value %.
10 March 2014 - ratio vaiolated Н1.2, value 4.97%, acceptable value %.
11 March 2014 - ratio vaiolated Н1.2, value 5.06%, acceptable value %.
12 March 2014 - ratio vaiolated Н1.2, value 5.01%, acceptable value %.
13 March 2014 - ratio vaiolated Н1.2, value 4.99%, acceptable value %.
14 March 2014 - ratio vaiolated Н1.2, value 5.19%, acceptable value %.
15 March 2014 - ratio vaiolated Н1.2, value 5.19%, acceptable value %.
17 March 2014 - ratio vaiolated Н1.2, value 5.24%, acceptable value %.
18 March 2014 - ratio vaiolated Н1.2, value 5.23%, acceptable value %.
19 March 2014 - ratio vaiolated Н1.2, value 5.17%, acceptable value %.
20 March 2014 - ratio vaiolated Н1.2, value 5.24%, acceptable value %.
21 March 2014 - ratio vaiolated Н1.2, value 5.29%, acceptable value %.
22 March 2014 - ratio vaiolated Н1.2, value 5.28%, acceptable value %.
24 March 2014 - ratio vaiolated Н1.2, value 5.38%, acceptable value %.
25 March 2014 - ratio vaiolated Н1.2, value 5.39%, acceptable value %.
26 March 2014 - ratio vaiolated Н1.2, value 1.51%, acceptable value %.
27 March 2014 - ratio vaiolated Н1.2, value 1.56%, acceptable value %.
28 March 2014 - ratio vaiolated Н1.2, value 1.38%, acceptable value %.
29 March 2014 - ratio vaiolated Н1.2, value 1.38%, acceptable value %.
31 March 2014 - ratio vaiolated Н1.2, value 1.11%, acceptable value %.
31 March 2014 - ratio vaiolated Н2, value 13.32%, acceptable value 15%.
21 March 2014 - ratio vaiolated Н3, value 49.12%, acceptable value 50%.
24 March 2014 - ratio vaiolated Н3, value 42.15%, acceptable value 50%.
25 March 2014 - ratio vaiolated Н3, value 38.16%, acceptable value 50%.
26 March 2014 - ratio vaiolated Н3, value 37.66%, acceptable value 50%.
27 March 2014 - ratio vaiolated Н3, value 37.92%, acceptable value 50%.
28 March 2014 - ratio vaiolated Н3, value 28.61%, acceptable value 50%.
29 March 2014 - ratio vaiolated Н3, value 27.79%, acceptable value 50%.
31 March 2014 - ratio vaiolated Н3, value 19.69%, acceptable value 50%.
5 March 2014 - ratio vaiolated Н4, value 157.4%, acceptable value 120%.
6 March 2014 - ratio vaiolated Н4, value 158.92%, acceptable value 120%.
7 March 2014 - ratio vaiolated Н4, value 162.27%, acceptable value 120%.
8 March 2014 - ratio vaiolated Н4, value 163.46%, acceptable value 120%.
10 March 2014 - ratio vaiolated Н4, value 163.5%, acceptable value 120%.
11 March 2014 - ratio vaiolated Н4, value 162.34%, acceptable value 120%.
12 March 2014 - ratio vaiolated Н4, value 162.59%, acceptable value 120%.
13 March 2014 - ratio vaiolated Н4, value 164.12%, acceptable value 120%.
14 March 2014 - ratio vaiolated Н4, value 163.79%, acceptable value 120%.
15 March 2014 - ratio vaiolated Н4, value 164.65%, acceptable value 120%.
17 March 2014 - ratio vaiolated Н4, value 164.83%, acceptable value 120%.
18 March 2014 - ratio vaiolated Н4, value 169.34%, acceptable value 120%.
19 March 2014 - ratio vaiolated Н4, value 176.49%, acceptable value 120%.
20 March 2014 - ratio vaiolated Н4, value 178.83%, acceptable value 120%.
21 March 2014 - ratio vaiolated Н4, value 181.24%, acceptable value 120%.
22 March 2014 - ratio vaiolated Н4, value 181.51%, acceptable value 120%.
24 March 2014 - ratio vaiolated Н4, value 180.67%, acceptable value 120%.
25 March 2014 - ratio vaiolated Н4, value 179.72%, acceptable value 120%.
26 March 2014 - ratio vaiolated Н4, value 227.87%, acceptable value 120%.
27 March 2014 - ratio vaiolated Н4, value 223.57%, acceptable value 120%.
28 March 2014 - ratio vaiolated Н4, value 224.19%, acceptable value 120%.
29 March 2014 - ratio vaiolated Н4, value 227.69%, acceptable value 120%.
31 March 2014 - ratio vaiolated Н4, value 235.17%, acceptable value 120%.
26 March 2014 - ratio vaiolated Н10.1, value 3.28%, acceptable value %.
27 March 2014 - ratio vaiolated Н10.1, value 3.26%, acceptable value %.
28 March 2014 - ratio vaiolated Н10.1, value 3.44%, acceptable value %.
29 March 2014 - ratio vaiolated Н10.1, value 3.43%, acceptable value %.
31 March 2014 - ratio vaiolated Н10.1, value 3.72%, acceptable value %.

Number of violations by month

Ratio	November 2013	December 2013	January 2014	February 2014	March 2014
N1	-	-	-	-	-
N2	-	-	-	-	1
N3	-	-	-	-	8
N4	-	-	-	-	23

Interbank loans market operatios

We do not have information that during the last 6 months the bank exceeded contract terms (loans became past-due) of principal or interest on interbank loans from Central Bank of Russia, resident banks or non-resident banks.