Kuap. Ru - Finanzanalyse des Bank АКЦЕПТ, Finanzkennzahlen, Berichte Bank Analyse



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  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • белорусских банков - 39
  • Balances (F. 101), ratios (F. 135) and capital (F. 123 and 134) available
    at 1 February 2022
  • Income (F. 102) available
    at 1 January 2022
 

AKCEPT

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Central Bank of Russia registration number: 567  complies with 214-FZ (equity construction)

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.


Key financial ratios of the bank since the beginning of each year
  12 mon.
2021
9 mon.
2021
6 mon.
2021
3 mon.
2021
12 mon.
2020
9 mon.
2020
6 mon.
2020
3 mon.
2020
12 mon.
2019
9 mon.
2019
6 mon.
2019
3 mon.
2019
RoA1,69%1,86%2,14%0,00%1,15%0,76%-0,25%1,49%1,93%1,92%1,93%3,69%
RoE11,07%11,68%12,57%0,00%7,27%4,93%-1,64%10,29%13,82%14,01%13,95%27,79%
Leverage
cap. adequacy
6,5 / 15,3%6,3 / 15,9%5,9 / 17,1%5,8 / 17,1%6,3 / 15,9%6,4 / 15,6%6,5 / 15,4%6,9 / 14,5%7,1 / 14,0%7,3 / 13,8%7,2 / 13,9%7,5 / 13,3%
NIM4,73%4,82%5,30%0,00%4,64%4,49%4,42%4,15%4,69%4,89%5,07%5,08%
Return on
assets
7,17%7,05%7,48%0,00%7,88%8,20%8,63%8,40%8,91%9,34%9,50%9,71%
Cost of
liabilities
3,40%3,20%3,19%0,00%4,17%4,47%4,90%4,88%5,05%5,22%5,19%5,09%
Net
spread
3,77%3,85%4,29%0,00%3,71%3,73%3,73%3,52%3,86%4,12%4,31%4,62%
Cost /
income
66,24%65,28%65,58%0,00%69,44%65,03%69,80%68,24%72,10%68,35%66,43%58,41%
Cost of
assets
4,30%4,28%4,75%0,00%4,46%4,18%4,42%4,09%4,25%4,17%4,06%3,82%
Net
assets
20 628 64320 186 86719 046 60418 990 14419 808 91319 639 95319 348 42120 849 36620 770 89720 087 66519 814 52919 601 472
Average
equity
3 159 8743 214 4673 252 9183 247 3873 145 0223 061 4222 979 2083 024 0182 910 4902 764 1472 751 7082 605 587
Average
% assets
18 886 86518 660 45916 958 36817 158 25318 262 87618 041 24417 643 85319 059 70719 206 62518 573 65318 374 35218 049 613
Average
% liabilities
17 215 82016 708 92815 516 51015 443 17116 354 76116 258 05716 001 15617 465 45217 563 09917 056 32516 865 04616 850 187
NII893 594675 179449 652215 438848 349608 397390 296198 167901 971682 005465 813229 343
NCI264 053192 971124 44158 497257 204184 948117 98760 276268 323196 957130 63962 697
NCI / NII29,5%28,6%27,7%27,2%30,3%30,4%30,2%30,4%29,7%28,9%28,0%27,3%

Key financial ratios of the bank for the quarter specified
  4 Q
2021
3 Q
2021
2 Q
2021
1 Q
2021
4 Q
2020
3 Q
2020
2 Q
2020
1 Q
2020
4 Q
2019
3 Q
2019
2 Q
2019
1 Q
2019
RoA1,32%1,53%0,76%0,00%2,33%2,80%-2,11%1,49%2,15%1,96%0,22%3,69%
RoE8,63%9,61%4,49%0,00%14,69%18,01%-13,73%10,29%15,37%14,24%1,59%27,79%
Leverage
cap. adequacy
6,5 / 15,3%6,3 / 15,9%5,9 / 17,1%5,8 / 17,1%6,3 / 15,9%6,4 / 15,6%6,5 / 15,4%6,9 / 14,5%7,1 / 14,0%7,3 / 13,8%7,2 / 13,9%7,5 / 13,3%
NIM4,62%4,83%5,52%0,00%5,25%4,83%4,35%4,15%4,58%4,65%5,14%5,08%
Return on
assets
7,79%7,54%7,63%0,00%7,23%7,73%8,19%8,40%8,56%9,21%9,46%9,71%
Cost of
liabilities
4,28%3,69%3,25%0,00%3,34%3,76%4,46%4,88%4,99%5,38%5,30%5,09%
Net
spread
3,51%3,85%4,38%0,00%3,89%3,97%3,73%3,52%3,57%3,83%4,16%4,62%
Cost /
income
69,08%64,67%62,93%0,00%81,94%56,44%71,45%68,24%83,26%72,07%75,24%58,41%
Cost of
assets
4,52%4,27%4,76%0,00%5,50%3,88%4,38%4,09%4,94%4,49%4,38%3,82%
Net
assets
20 628 64320 186 86719 046 60418 990 14419 808 91319 639 95319 348 42120 849 36620 770 89720 087 66519 814 52919 601 472
Average
equity
3 159 8743 214 4673 252 9183 247 3873 145 0223 061 4222 979 2083 024 0182 910 4902 764 1472 751 7082 605 587
Average
% assets
18 886 86518 660 45916 958 36817 158 25318 262 87618 041 24417 643 85319 059 70719 206 62518 573 65318 374 35218 049 613
Average
% liabilities
17 215 82016 708 92815 516 51015 443 17116 354 76116 258 05716 001 15617 465 45217 563 09917 056 32516 865 04616 850 187
NII218 415225 527234 214215 438239 952218 101192 129198 167219 966216 192236 470229 343
NCI71 08268 53065 94458 49772 25666 96157 71160 27671 36666 31867 94262 697
NCI / NII32,5%30,4%28,2%27,2%30,1%30,7%30,0%30,4%32,4%30,7%28,7%27,3%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operational effectiveness ratio, operational expenses divided by operational income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operational expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.