Архив рассылки

	UBS BANKI want to buy a research	добавить к сравнению
Central Bank of Russia registration number: 3463  ausländisch beherrschten, complies with 214-FZ (equity construction)

General information Emissions0

Balance Profit Profitability

Capital (F. 134, 123) Ratios (F. 135) IFRS reports

Financial analysis Statutory reports

• Key financial ratios
• Returns and costs
• Financial analysis by 69-T
• Deposit rates by 3194-U
• Financial position

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.

Key financial ratios of the bank since the beginning of each year

	12 mon. 2021	9 mon. 2021	6 mon. 2021	3 mon. 2021	12 mon. 2020	9 mon. 2020	6 mon. 2020	3 mon. 2020	12 mon. 2019	9 mon. 2019	6 mon. 2019	3 mon. 2019
RoA	6,96%	5,09%	4,01%	0,00%	3,73%	3,51%	2,85%	3,35%	5,88%	5,53%	3,56%	5,21%
RoE	13,22%	9,21%	6,79%	0,00%	8,69%	6,43%	4,87%	5,42%	9,30%	9,18%	6,35%	9,84%
Leverage cap. adequacy	1,9 / 52,7%	1,8 / 55,3%	1,7 / 59,1%	1,8 / 56,5%	2,3 / 43,0%	1,8 / 54,7%	1,7 / 58,4%	1,6 / 61,9%	1,6 / 63,3%	1,7 / 60,2%	1,8 / 56,2%	1,9 / 53,0%
NIM	0,00%	0,00%	0,00%	0,00%	0,37%	0,48%	0,71%	1,11%	2,29%	2,28%	2,32%	2,44%
Return on assets	0,12%	0,11%	0,11%	0,00%	0,65%	0,77%	1,02%	1,57%	2,29%	2,28%	2,32%	2,44%
Cost of liabilities	0,18%	0,19%	0,23%	0,00%	0,19%	0,34%	0,40%	0,69%	0,00%	0,00%	0,00%	0,00%
Net spread	-0,06%	-0,08%	-0,12%	0,00%	0,46%	0,43%	0,62%	0,88%	2,29%	2,28%	2,32%	2,44%
Cost / income	72,94%	80,33%	85,91%	0,00%	77,23%	80,86%	86,79%	88,13%	74,29%	75,42%	79,25%	79,58%
Cost of assets	51,49%	49,64%	56,35%	0,00%	44,58%	43,86%	45,09%	56,81%	38,65%	37,54%	42,99%	59,05%
Net assets	7 584 052	7 858 332	7 436 273	7 688 408	9 832 916	8 017 293	7 582 281	7 084 719	6 792 006	7 416 911	7 929 308	8 226 978
Average equity	3 997 283	4 341 791	4 391 320	4 345 640	4 226 107	4 384 328	4 430 246	4 382 458	4 297 154	4 466 564	4 452 482	4 357 851
Average % assets	3 156 285	3 572 630	3 642 868	3 392 123	3 346 290	3 585 886	3 830 481	3 799 525	3 745 678	4 074 853	4 044 469	3 752 289
Average % liabilities	3 088 827	2 954 014	2 418 337	2 776 060	4 987 520	3 061 680	2 932 567	2 520 262	2 432 792	2 881 038	3 390 111	3 753 229
NII	0	0	0	0	12 548	13 009	13 761	10 592	86 021	69 828	47 092	22 961
NCI	2 033 472	1 527 647	1 122 581	738 063	1 776 079	1 329 951	896 009	564 794	1 625 387	1 270 746	917 840	597 887
NCI / NII	-	-	-	-	14 154,3%	10 223,3%	6 511,2%	5 332,3%	1 889,5%	1 819,8%	1 949,0%	2 603,9%

Key financial ratios of the bank for the quarter specified

	4 Q 2021	3 Q 2021	2 Q 2021	1 Q 2021	4 Q 2020	3 Q 2020	2 Q 2020	1 Q 2020	4 Q 2019	3 Q 2019	2 Q 2019	1 Q 2019
RoA	12,04%	7,67%	5,93%	0,00%	6,33%	5,16%	2,56%	3,35%	5,41%	8,96%	1,72%	5,21%
RoE	22,85%	13,89%	10,04%	0,00%	14,74%	9,43%	4,38%	5,42%	8,56%	14,88%	3,07%	9,84%
Leverage cap. adequacy	1,9 / 52,7%	1,8 / 55,3%	1,7 / 59,1%	1,8 / 56,5%	2,3 / 43,0%	1,8 / 54,7%	1,7 / 58,4%	1,6 / 61,9%	1,6 / 63,3%	1,7 / 60,2%	1,8 / 56,2%	1,9 / 53,0%
NIM	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,33%	1,11%	1,72%	2,23%	2,38%	2,44%
Return on assets	0,10%	0,10%	0,09%	0,00%	0,14%	0,14%	0,48%	1,57%	1,72%	2,23%	2,38%	2,44%
Cost of liabilities	0,20%	0,17%	0,23%	0,00%	0,13%	0,26%	0,20%	0,69%	0,00%	0,00%	0,00%	0,00%
Net spread	-0,10%	-0,07%	-0,14%	0,00%	0,01%	-0,12%	0,28%	0,88%	1,72%	2,23%	2,38%	2,44%
Cost / income	51,57%	65,87%	81,25%	0,00%	66,04%	68,13%	84,64%	88,13%	70,30%	65,50%	78,69%	79,58%
Cost of assets	37,39%	34,02%	37,93%	0,00%	37,34%	35,20%	33,81%	56,81%	32,08%	27,29%	31,20%	59,05%
Net assets	7 584 052	7 858 332	7 436 273	7 688 408	9 832 916	8 017 293	7 582 281	7 084 719	6 792 006	7 416 911	7 929 308	8 226 978
Average equity	3 997 283	4 341 791	4 391 320	4 345 640	4 226 107	4 384 328	4 430 246	4 382 458	4 297 154	4 466 564	4 452 482	4 357 851
Average % assets	3 156 285	3 572 630	3 642 868	3 392 123	3 346 290	3 585 886	3 830 481	3 799 525	3 745 678	4 074 853	4 044 469	3 752 289
Average % liabilities	3 088 827	2 954 014	2 418 337	2 776 060	4 987 520	3 061 680	2 932 567	2 520 262	2 432 792	2 881 038	3 390 111	3 753 229
NII	0	0	0	0	0	0	3 169	10 592	16 193	22 736	24 131	22 961
NCI	505 825	405 066	384 518	738 063	446 128	433 942	331 215	564 794	354 641	352 906	319 953	597 887
NCI / NII	-	-	-	-	-	-	10 451,7%	5 332,3%	2 190,1%	1 552,2%	1 325,9%	2 603,9%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operational effectiveness ratio, operational expenses divided by operational income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operational expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.