Архив рассылки

	MIR BIZNES BANKI want to buy a research	добавить к сравнению
Central Bank of Russia registration number: 3396  ausländisch beherrschten

General information Emissions0

Balance Profit Profitability

Capital (F. 134, 123) Ratios (F. 135) IFRS reports

Financial analysis Statutory reports

• Key financial ratios
• Returns and costs
• Financial analysis by 69-T
• Deposit rates by 3194-U
• Financial position

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.

Key financial ratios of the bank since the beginning of each year

	12 mon. 2021	9 mon. 2021	6 mon. 2021	3 mon. 2021	12 mon. 2020	9 mon. 2020	6 mon. 2020	3 mon. 2020	12 mon. 2019	9 mon. 2019	6 mon. 2019	3 mon. 2019
RoA	-0,57%	-0,98%	-1,36%	0,00%	-0,46%	-0,81%	0,00%	4,23%	2,99%	3,15%	7,81%	12,23%
RoE	-0,57%	-0,98%	-1,36%	0,00%	-0,46%	-0,81%	0,00%	27,85%	18,56%	21,38%	60,07%	123,59%
Leverage cap. adequacy	0,0 / 0,0%	0,0 / 0,0%	0,0 / 0,0%	0,0 / 0,0%	0,0 / 0,0%	0,0 / 0,0%	6,2 / 16,2%	6,6 / 15,2%	6,2 / 16,1%	6,8 / 14,7%	7,7 / 13,0%	10,1 / 9,9%
NIM	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	4,59%	7,51%	6,64%	5,70%	6,19%
Return on assets	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	5,71%	9,42%	8,49%	7,45%	7,35%
Cost of liabilities	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,81%	1,39%	1,34%	1,26%	0,74%
Net spread	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	4,90%	8,03%	7,15%	6,19%	6,61%
Cost / income	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	13,60%	17,30%	13,93%	5,15%	2,90%
Cost of assets	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	1,61%	1,53%	1,07%	0,80%	0,70%
Net assets	0	0	0	0	0	0	50 137 476	47 054 638	42 529 667	50 013 272	60 588 436	72 226 765
Average equity	0	0	0	0	0	0	8 121 901	7 149 269	6 865 778	7 376 898	7 882 358	7 147 575
Average % assets	11 426 143	11 723 123	12 896 434	13 968 117	13 437 807	11 413 152	25 354 845	25 222 770	23 441 076	29 499 276	38 116 213	40 310 162
Average % liabilities	0	0	0	0	0	0	40 328 636	37 883 078	33 838 116	42 388 292	54 163 941	65 984 783
NII	0	0	0	0	0	0	0	289 977	1 761 485	1 469 638	1 088 100	624 232
NCI	0	0	0	0	0	0	0	24 675	160 493	134 880	99 965	74 100
NCI / NII	-	-	-	-	-	-	-	8,5%	9,1%	9,2%	9,2%	11,9%

Key financial ratios of the bank for the quarter specified

	4 Q 2021	3 Q 2021	2 Q 2021	1 Q 2021	4 Q 2020	3 Q 2020	2 Q 2020	1 Q 2020	4 Q 2019	3 Q 2019	2 Q 2019	1 Q 2019
RoA	0,01%	-1,06%	0,44%	0,00%	-0,03%	-2,45%	-3,97%	4,23%	0,85%	-9,47%	1,05%	12,23%
RoE	0,01%	-1,06%	0,44%	0,00%	-0,03%	-2,45%	-24,51%	27,85%	5,31%	-64,22%	8,08%	123,59%
Leverage cap. adequacy	0,0 / 0,0%	0,0 / 0,0%	0,0 / 0,0%	0,0 / 0,0%	0,0 / 0,0%	0,0 / 0,0%	6,2 / 16,2%	6,6 / 15,2%	6,2 / 16,1%	6,8 / 14,7%	7,7 / 13,0%	10,1 / 9,9%
NIM	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	4,59%	4,98%	5,17%	4,86%	6,19%
Return on assets	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	5,71%	5,63%	6,21%	7,12%	7,35%
Cost of liabilities	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,81%	0,54%	0,79%	1,62%	0,74%
Net spread	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	4,90%	5,09%	5,42%	5,50%	6,61%
Cost / income	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	13,60%	13,60%	33,18%	0,00%	15,46%	2,90%
Cost of assets	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	-1,60%	1,61%	2,06%	1,11%	0,86%	0,70%
Net assets	0	0	0	0	0	0	50 137 476	47 054 638	42 529 667	50 013 272	60 588 436	72 226 765
Average equity	0	0	0	0	0	0	8 121 901	7 149 269	6 865 778	7 376 898	7 882 358	7 147 575
Average % assets	11 426 143	11 723 123	12 896 434	13 968 117	13 437 807	11 413 152	25 354 845	25 222 770	23 441 076	29 499 276	38 116 213	40 310 162
Average % liabilities	0	0	0	0	0	0	40 328 636	37 883 078	33 838 116	42 388 292	54 163 941	65 984 783
NII	0	0	0	0	0	0	0	289 977	291 847	381 538	463 868	624 232
NCI	0	0	0	0	0	0	0	24 675	25 613	34 915	25 865	74 100
NCI / NII	-	-	-	-	-	-	-	8,5%	8,8%	9,2%	5,6%	11,9%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operational effectiveness ratio, operational expenses divided by operational income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operational expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.