Kuap. Ru - Financial analysis of the bank СЕВЕРНЫЙ МОРСКОЙ ПУТЬ (СМП-БАНК), key financial ratios, bank's reports analysis

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Our statistics

  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • Belarussian banks - 39
  • Balances (f. 101), ratios (f. 135) and capital (f. 123 and 134) available
    at 1 February 2022
  • Income (f. 102) available
    at 1 January 2022
 

SEVERNIY MORSKOY PUT (SMP-BANK)

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Central Bank of Russia registration number: 3368  under US sanctionsCB RF representativecomplies with 214-FZ (equity construction)complies with 213-FZ (work with state companies)complies with 185-FZ (work with housing and utilities infrastructure)

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.


Key financial ratios of the bank since the beginning of each year
  12 mon.
2021
9 mon.
2021
6 mon.
2021
3 mon.
2021
12 mon.
2020
9 mon.
2020
6 mon.
2020
3 mon.
2020
12 mon.
2019
9 mon.
2019
6 mon.
2019
3 mon.
2019
RoA0,36%0,24%0,72%0,00%0,61%0,95%1,22%2,91%1,83%2,23%2,47%3,14%
RoE5,25%3,34%9,52%0,00%7,60%11,14%14,40%33,47%21,07%26,81%31,43%42,59%
Leverage
cap. adequacy
14,6 / 6,8%13,8 / 7,3%13,1 / 7,7%12,6 / 8,0%12,3 / 8,1%11,7 / 8,5%11,8 / 8,5%11,5 / 8,7%11,5 / 8,7%12,0 / 8,3%12,7 / 7,9%13,5 / 7,4%
NIM1,36%1,48%1,62%0,00%1,58%1,71%1,36%1,30%1,61%1,67%1,69%1,39%
Return on
assets
4,86%4,94%4,95%0,00%5,28%5,80%5,87%6,16%7,40%7,48%7,59%7,53%
Cost of
liabilities
3,49%3,42%3,24%0,00%3,80%4,27%4,52%4,89%5,88%5,86%5,89%5,95%
Net
spread
1,37%1,52%1,71%0,00%1,48%1,53%1,35%1,27%1,52%1,62%1,70%1,58%
Cost /
income
84,75%75,52%84,81%0,00%60,54%54,32%60,89%28,98%43,96%40,54%42,99%39,87%
Cost of
assets
1,29%1,27%1,38%0,00%1,31%1,38%1,50%1,12%1,56%1,44%1,42%1,07%
Net
assets
671 510 136626 008 149600 758 488570 748 788556 028 439514 481 829520 005 754492 717 471470 483 225474 514 983473 165 185476 139 304
Average
equity
45 977 27445 503 25246 002 02745 449 55745 040 93243 916 46044 246 90142 973 45440 986 96939 533 05537 233 42535 152 949
Average
% assets
634 459 123592 728 135568 961 703544 163 508527 038 848483 355 399485 040 553459 651 044439 701 288441 990 833441 067 533446 702 133
Average
% liabilities
619 272 468574 954 463549 133 107519 049 249504 778 344464 001 235469 526 398444 028 561424 430 908430 131 242431 286 043436 773 630
NII8 651 7066 595 5334 612 8592 258 5798 328 1346 217 5843 304 1581 496 7547 099 0795 563 4533 744 6591 558 038
NCI1 979 3391 444 116888 672425 4101 764 4901 319 317868 539467 6891 914 4621 421 480929 729483 606
NCI / NII22,9%21,9%19,3%18,8%21,2%21,2%26,3%31,2%27,0%25,6%24,8%31,0%

Key financial ratios of the bank for the quarter specified
  4 Q
2021
3 Q
2021
2 Q
2021
1 Q
2021
4 Q
2020
3 Q
2020
2 Q
2020
1 Q
2020
4 Q
2019
3 Q
2019
2 Q
2019
1 Q
2019
RoA0,76%-0,67%0,25%0,00%-0,17%0,37%-0,31%2,91%0,58%1,77%1,78%3,14%
RoE11,11%-9,22%3,29%0,00%-2,18%4,41%-3,70%33,47%6,70%21,25%22,64%42,59%
Leverage
cap. adequacy
14,6 / 6,8%13,8 / 7,3%13,1 / 7,7%12,6 / 8,0%12,3 / 8,1%11,7 / 8,5%11,8 / 8,5%11,5 / 8,7%11,5 / 8,7%12,0 / 8,3%12,7 / 7,9%13,5 / 7,4%
NIM1,29%1,33%1,65%0,00%1,60%2,41%1,49%1,30%1,39%1,64%1,98%1,39%
Return on
assets
5,59%5,33%5,10%0,00%5,17%5,62%5,90%6,16%7,04%7,29%7,55%7,53%
Cost of
liabilities
4,43%4,06%3,44%0,00%3,43%3,67%4,42%4,89%5,72%5,77%5,76%5,95%
Net
spread
1,16%1,27%1,66%0,00%1,74%1,95%1,48%1,27%1,32%1,52%1,79%1,58%
Cost /
income
116,87%60,30%90,73%0,00%85,93%42,21%154,53%28,98%54,49%36,53%45,20%39,87%
Cost of
assets
1,58%1,15%1,67%0,00%1,47%1,13%1,93%1,12%1,89%1,47%1,75%1,07%
Net
assets
671 510 136626 008 149600 758 488570 748 788556 028 439514 481 829520 005 754492 717 471470 483 225474 514 983473 165 185476 139 304
Average
equity
45 977 27445 503 25246 002 02745 449 55745 040 93243 916 46044 246 90142 973 45440 986 96939 533 05537 233 42535 152 949
Average
% assets
634 459 123592 728 135568 961 703544 163 508527 038 848483 355 399485 040 553459 651 044439 701 288441 990 833441 067 533446 702 133
Average
% liabilities
619 272 468574 954 463549 133 107519 049 249504 778 344464 001 235469 526 398444 028 561424 430 908430 131 242431 286 043436 773 630
NII2 056 1731 982 6742 354 2802 258 5792 110 5502 913 4261 807 4041 496 7541 535 6261 818 7942 186 6211 558 038
NCI535 223555 444463 262425 410445 173450 778400 850467 689492 982491 751446 123483 606
NCI / NII26,0%28,0%19,7%18,8%21,1%15,5%22,2%31,2%32,1%27,0%20,4%31,0%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.