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	SETEVAYA RASCHETNAYA PALATAI want to buy a report	add to comparison
Central Bank of Russia registration number: 3332

General information Emissions0

Balance Profit Profitability

Capital (f. 134, 123) Ratios (f. 135) IFRS reports

Financial analysis Statutory reports

• Key financial ratios
• Returns and costs

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.

Key financial ratios of the bank since the beginning of each year

	12 mon. 2021	9 mon. 2021	6 mon. 2021	3 mon. 2021	12 mon. 2020	9 mon. 2020	6 mon. 2020	3 mon. 2020	12 mon. 2019	9 mon. 2019	6 mon. 2019	3 mon. 2019
RoA	0,00%	0,00%	0,00%	0,00%	3,41%	4,84%	5,65%	3,27%	2,53%	1,56%	1,15%	1,81%
RoE	0,00%	0,00%	0,00%	0,00%	69,61%	46,52%	43,49%	22,36%	18,71%	16,02%	12,76%	15,27%
Leverage cap. adequacy	0,0 / 0,0%	0,0 / 0,0%	0,0 / 0,0%	12,4 / 8,1%	20,4 / 4,9%	9,6 / 10,4%	7,7 / 13,0%	6,8 / 14,7%	7,4 / 13,5%	10,2 / 9,8%	11,1 / 9,0%	8,4 / 11,9%
NIM	0,00%	0,00%	0,00%	0,00%	1,57%	1,52%	3,16%	3,99%	9,17%	7,07%	6,81%	6,83%
Return on assets	0,00%	0,00%	0,00%	0,00%	1,77%	1,98%	4,82%	6,65%	9,75%	7,38%	6,92%	6,83%
Cost of liabilities	0,00%	0,00%	0,00%	0,00%	2,21%	2,02%	0,91%	1,25%	0,39%	0,21%	0,07%	0,00%
Net spread	0,00%	0,00%	0,00%	0,00%	-0,44%	-0,04%	3,91%	5,40%	9,36%	7,17%	6,85%	6,83%
Cost / income	0,00%	0,00%	0,00%	0,00%	32,88%	46,52%	58,31%	81,64%	67,83%	68,85%	73,20%	74,25%
Cost of assets	0,00%	0,00%	0,00%	0,00%	2,65%	5,27%	17,69%	22,75%	14,62%	10,08%	9,63%	9,61%
Net assets	0	0	0	1 768 206	2 146 057	761 699	511 616	407 391	426 070	549 028	569 242	418 279
Average equity	0	0	0	143 048	105 397	79 341	66 545	59 703	57 678	53 751	51 437	49 598
Average % assets	0	0	0	757 333	1 482 500	647 000	194 000	146 000	213 500	312 750	330 750	320 500
Average % liabilities	0	0	0	95 131	130 101	148 284	353 888	308 387	318 356	451 530	499 488	354 727
NII	0	0	0	0	23 367	7 403	3 072	1 458	19 588	16 599	11 275	5 473
NCI	0	0	0	0	70 227	30 061	14 866	3 283	19 209	14 304	8 956	4 201
NCI / NII	-	-	-	-	300,5%	406,1%	483,9%	225,2%	98,1%	86,2%	79,4%	76,8%

Key financial ratios of the bank for the quarter specified

	4 Q 2021	3 Q 2021	2 Q 2021	1 Q 2021	4 Q 2020	3 Q 2020	2 Q 2020	1 Q 2020	4 Q 2019	3 Q 2019	2 Q 2019	1 Q 2019
RoA	0,00%	0,00%	0,00%	0,00%	8,51%	6,93%	8,70%	3,27%	4,06%	2,31%	0,97%	1,81%
RoE	0,00%	0,00%	0,00%	0,00%	173,38%	66,61%	66,92%	22,36%	30,05%	23,64%	10,80%	15,27%
Leverage cap. adequacy	0,0 / 0,0%	0,0 / 0,0%	0,0 / 0,0%	12,4 / 8,1%	20,4 / 4,9%	9,6 / 10,4%	7,7 / 13,0%	6,8 / 14,7%	7,4 / 13,5%	10,2 / 9,8%	11,1 / 9,0%	8,4 / 11,9%
NIM	0,00%	0,00%	0,00%	0,00%	4,30%	2,67%	3,32%	3,99%	5,60%	6,80%	7,01%	6,83%
Return on assets	0,00%	0,00%	0,00%	0,00%	4,47%	3,07%	4,64%	6,65%	6,59%	7,48%	7,24%	6,83%
Cost of liabilities	0,00%	0,00%	0,00%	0,00%	1,94%	1,72%	0,72%	1,25%	0,66%	0,47%	0,14%	0,00%
Net spread	0,00%	0,00%	0,00%	0,00%	2,53%	1,35%	3,92%	5,40%	5,93%	7,01%	7,10%	6,83%
Cost / income	0,00%	0,00%	0,00%	0,00%	21,25%	32,98%	46,00%	81,64%	64,81%	61,31%	72,25%	74,25%
Cost of assets	0,00%	0,00%	0,00%	0,00%	3,70%	5,22%	18,26%	22,75%	14,19%	9,85%	9,95%	9,61%
Net assets	0	0	0	1 768 206	2 146 057	761 699	511 616	407 391	426 070	549 028	569 242	418 279
Average equity	0	0	0	143 048	105 397	79 341	66 545	59 703	57 678	53 751	51 437	49 598
Average % assets	0	0	0	757 333	1 482 500	647 000	194 000	146 000	213 500	312 750	330 750	320 500
Average % liabilities	0	0	0	95 131	130 101	148 284	353 888	308 387	318 356	451 530	499 488	354 727
NII	0	0	0	0	15 964	4 331	1 614	1 458	2 989	5 324	5 802	5 473
NCI	0	0	0	0	40 166	15 195	11 583	3 283	4 905	5 348	4 755	4 201
NCI / NII	-	-	-	-	251,6%	350,8%	717,7%	225,2%	164,1%	100,5%	82,0%	76,8%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.