Kuap. Ru - Financial analysis of the bank КОШЕЛЕВ-БАНК, key financial ratios, bank's reports analysis

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  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • Belarussian banks - 39
  • Balances (f. 101), ratios (f. 135) and capital (f. 123 and 134) available
    at 1 February 2022
  • Income (f. 102) available
    at 1 January 2022
 

KOSHELEV-BANK

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Central Bank of Russia registration number: 3300

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.


Key financial ratios of the bank since the beginning of each year
  12 mon.
2021
9 mon.
2021
6 mon.
2021
3 mon.
2021
12 mon.
2020
9 mon.
2020
6 mon.
2020
3 mon.
2020
12 mon.
2019
9 mon.
2019
6 mon.
2019
3 mon.
2019
RoA1,14%0,72%0,52%0,00%0,99%1,32%1,53%0,44%1,12%1,34%1,54%3,47%
RoE12,92%7,86%5,99%0,00%11,06%15,22%19,14%5,71%15,43%16,47%18,22%44,67%
Leverage
cap. adequacy
11,3 / 8,9%10,9 / 9,2%11,5 / 8,7%11,9 / 8,4%11,1 / 9,0%11,5 / 8,7%12,5 / 8,0%13,0 / 7,7%13,8 / 7,3%12,3 / 8,2%11,8 / 8,5%12,8 / 7,8%
NIM4,66%4,55%4,16%0,00%3,44%3,16%3,15%3,06%3,47%4,23%4,55%4,63%
Return on
assets
8,81%8,84%8,52%0,00%8,54%8,21%8,54%8,50%8,64%9,99%10,44%10,49%
Cost of
liabilities
4,36%4,47%4,29%0,00%5,24%5,35%5,43%5,65%5,39%5,97%6,11%5,94%
Net
spread
4,45%4,37%4,23%0,00%3,30%2,86%3,11%2,85%3,25%4,02%4,33%4,55%
Cost /
income
72,54%73,29%85,12%0,00%71,26%61,70%59,06%67,18%60,19%55,64%55,20%48,45%
Cost of
assets
3,83%3,67%3,34%0,00%3,36%2,96%2,82%2,66%2,90%3,26%3,43%3,34%
Net
assets
17 388 83017 118 33218 344 11619 062 02718 784 75319 286 37719 511 87119 422 66920 845 82217 736 51416 996 35517 286 223
Average
equity
1 541 5291 577 2431 597 9351 598 3521 695 0721 672 9351 562 9511 496 0141 515 2031 445 9821 443 5231 345 412
Average
% assets
15 808 94715 536 30615 876 45616 229 88516 909 78718 006 83017 569 91817 988 52019 626 92116 436 88215 761 98715 868 922
Average
% liabilities
15 645 56415 314 78516 486 69317 151 19916 763 22217 246 05217 601 49017 597 37819 110 05116 126 01715 426 17315 845 871
NII738 022530 788330 260143 227581 989428 010277 199137 642681 859522 107358 688183 683
NCI107 99080 24150 97424 152114 57785 56558 24629 359131 52299 96660 99529 629
NCI / NII14,6%15,1%15,4%16,9%19,7%20,0%21,0%21,3%19,3%19,1%17,0%16,1%

Key financial ratios of the bank for the quarter specified
  4 Q
2021
3 Q
2021
2 Q
2021
1 Q
2021
4 Q
2020
3 Q
2020
2 Q
2020
1 Q
2020
4 Q
2019
3 Q
2019
2 Q
2019
1 Q
2019
RoA2,44%1,05%1,91%0,00%-0,07%0,85%2,62%0,44%1,05%1,06%-0,44%3,47%
RoE27,57%11,44%21,96%0,00%-0,81%9,88%32,82%5,71%14,56%13,03%-5,18%44,67%
Leverage
cap. adequacy
11,3 / 8,9%10,9 / 9,2%11,5 / 8,7%11,9 / 8,4%11,1 / 9,0%11,5 / 8,7%12,5 / 8,0%13,0 / 7,7%13,8 / 7,3%12,3 / 8,2%11,8 / 8,5%12,8 / 7,8%
NIM5,24%5,16%4,71%0,00%3,64%3,35%3,17%3,06%3,25%3,97%4,44%4,63%
Return on
assets
9,15%9,12%8,96%0,00%7,93%7,98%8,37%8,50%9,44%9,97%10,32%10,49%
Cost of
liabilities
4,29%4,19%4,21%0,00%4,45%4,96%5,22%5,65%6,47%6,21%6,12%5,94%
Net
spread
4,86%4,93%4,75%0,00%3,48%3,02%3,15%2,85%2,97%3,76%4,20%4,55%
Cost /
income
70,78%59,67%62,14%0,00%112,85%66,54%53,05%67,18%74,74%56,57%63,78%48,45%
Cost of
assets
4,51%4,17%3,59%0,00%3,98%3,39%2,91%2,66%3,43%3,19%3,49%3,34%
Net
assets
17 388 83017 118 33218 344 11619 062 02718 784 75319 286 37719 511 87119 422 66920 845 82217 736 51416 996 35517 286 223
Average
equity
1 541 5291 577 2431 597 9351 598 3521 695 0721 672 9351 562 9511 496 0141 515 2031 445 9821 443 5231 345 412
Average
% assets
15 808 94715 536 30615 876 45616 229 88516 909 78718 006 83017 569 91817 988 52019 626 92116 436 88215 761 98715 868 922
Average
% liabilities
15 645 56415 314 78516 486 69317 151 19916 763 22217 246 05217 601 49017 597 37819 110 05116 126 01715 426 17315 845 871
NII207 234200 528187 033143 227153 979150 811139 557137 642159 752163 419175 005183 683
NCI27 74929 26726 82224 15229 01227 31928 88729 35931 55638 97131 36629 629
NCI / NII13,4%14,6%14,3%16,9%18,8%18,1%20,7%21,3%19,8%23,8%17,9%16,1%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.