Kuap. Ru - Financial analysis of the bank РЕНТА-БАНК, key financial ratios, bank's reports analysis

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  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • Belarussian banks - 39
  • Balances (f. 101), ratios (f. 135) and capital (f. 123 and 134) available
    at 1 February 2022
  • Income (f. 102) available
    at 1 January 2022
 

RENTA-BANK

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Central Bank of Russia registration number: 3095  foreign-controlled

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.


Key financial ratios of the bank since the beginning of each year
  12 mon.
2021
9 mon.
2021
6 mon.
2021
3 mon.
2021
12 mon.
2020
9 mon.
2020
6 mon.
2020
3 mon.
2020
12 mon.
2019
9 mon.
2019
6 mon.
2019
3 mon.
2019
RoA-0,17%-0,16%-0,22%0,00%-1,44%-0,48%-0,39%1,75%1,30%2,01%2,33%3,93%
RoE-0,36%-0,37%-0,56%0,00%-2,84%-0,98%-0,86%4,49%3,28%5,59%6,15%8,94%
Leverage
cap. adequacy
2,1 / 47,6%2,3 / 44,4%2,5 / 40,0%2,0 / 50,1%2,0 / 50,7%2,0 / 48,9%2,2 / 46,2%2,6 / 39,0%2,5 / 39,8%2,8 / 36,0%2,6 / 38,0%2,3 / 44,0%
NIM5,48%4,92%4,16%0,00%5,15%5,20%5,71%5,39%6,53%6,39%6,58%7,71%
Return on
assets
7,10%6,39%5,44%0,00%6,76%6,78%7,30%6,65%7,69%7,50%7,68%8,99%
Cost of
liabilities
2,75%2,33%1,90%0,00%3,31%3,14%2,78%1,99%1,91%1,68%1,74%2,26%
Net
spread
4,35%4,06%3,54%0,00%3,45%3,64%4,52%4,66%5,78%5,82%5,94%6,73%
Cost /
income
130,67%130,68%139,17%0,00%125,39%119,93%110,68%91,12%88,78%85,37%90,53%93,30%
Cost of
assets
9,26%8,67%8,11%0,00%9,39%9,14%9,44%7,68%7,17%6,71%7,16%8,70%
Net
assets
528 502568 754623 715499 979502 479524 849562 954669 570660 278719 567675 878574 108
Average
equity
251 496252 271249 414250 482254 738256 838259 884260 976262 758259 400256 595252 462
Average
% assets
449 342482 374536 037477 446479 126501 333503 571619 892651 207689 808655 767562 844
Average
% liabilities
263 369302 571359 947235 148233 011252 902286 723394 934393 030455 655415 000317 838
NII24 66017 82911 1734 85024 71819 55414 4018 35442 58433 09521 58810 861
NCI3 0802 6311 5808884 9303 6102 7681 6955 5644 0872 5071 265
NCI / NII12,5%14,8%14,1%18,3%19,9%18,5%19,2%20,3%13,1%12,3%11,6%11,6%

Key financial ratios of the bank for the quarter specified
  4 Q
2021
3 Q
2021
2 Q
2021
1 Q
2021
4 Q
2020
3 Q
2020
2 Q
2020
1 Q
2020
4 Q
2019
3 Q
2019
2 Q
2019
1 Q
2019
RoA-0,15%-0,01%1,28%0,00%-4,25%-0,58%-2,87%1,75%-1,36%1,66%1,32%3,93%
RoE-0,32%-0,03%3,21%0,00%-8,39%-1,20%-6,23%4,49%-3,42%4,62%3,50%8,94%
Leverage
cap. adequacy
2,1 / 47,6%2,3 / 44,4%2,5 / 40,0%2,0 / 50,1%2,0 / 50,7%2,0 / 48,9%2,2 / 46,2%2,6 / 39,0%2,5 / 39,8%2,8 / 36,0%2,6 / 38,0%2,3 / 44,0%
NIM6,08%5,51%4,71%0,00%4,31%4,11%4,80%5,39%5,82%6,67%6,54%7,71%
Return on
assets
7,81%7,06%6,02%0,00%5,76%5,67%6,41%6,65%6,91%7,90%7,64%8,99%
Cost of
liabilities
2,96%2,46%1,94%0,00%3,00%3,11%2,82%1,99%1,81%1,86%1,75%2,26%
Net
spread
4,85%4,60%4,08%0,00%2,76%2,56%3,59%4,66%5,10%6,04%5,89%6,73%
Cost /
income
130,64%115,12%115,43%0,00%147,06%147,73%141,28%91,12%100,26%76,36%87,76%93,30%
Cost of
assets
9,20%8,09%8,03%0,00%8,86%8,44%9,40%7,68%7,41%6,56%6,94%8,70%
Net
assets
528 502568 754623 715499 979502 479524 849562 954669 570660 278719 567675 878574 108
Average
equity
251 496252 271249 414250 482254 738256 838259 884260 976262 758259 400256 595252 462
Average
% assets
449 342482 374536 037477 446479 126501 333503 571619 892651 207689 808655 767562 844
Average
% liabilities
263 369302 571359 947235 148233 011252 902286 723394 934393 030455 655415 000317 838
NII6 8316 6566 3234 8505 1645 1536 0478 3549 48911 50710 72710 861
NCI4491 0516928881 3208421 0731 6951 4771 5801 2421 265
NCI / NII6,6%15,8%10,9%18,3%25,6%16,3%17,7%20,3%15,6%13,7%11,6%11,6%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.