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Central Bank of Russia registration number: 2401

General information Emissions0

Balance Profit Profitability

Capital (f. 134, 123) Ratios (f. 135) IFRS reports

Financial analysis Statutory reports

• Key financial ratios
• Returns and costs
• Financial analysis by 69-T
• Deposit rates by 3194-U
• Financial position

On this page you can see brief analysis of bank's financial and solvency ratios and their dynamics. Data is presented as disclosed by bank itself. This page is currently under construction.

Net assets

Report date	1 May 2014	1 June 2014	1 July 2014	1 August 2014	1 September 2014	1 October 2014	Change
Net assets	38 566 423	36 123 559	35 389 531	36 885 385	35 698 073	26 793 631	-11 772 792
Increase	-	-6,3%	-2,0%	+4,2%	-3,2%	-24,9%	-30,5%

For the period under examination bank demonstrated net assets contraction for-30,5%, but at some report dates net assets grew.

Mandatory ratios

Report date	1 May 2014	1 June 2014	1 July 2014	1 August 2014	1 September 2014	1 October 2014	Change
N1 no less than 8%	10,51%	11,54%	11,31%	10,73%	10,62%	2,48%	-8,03%
N2 no less than 15%	23,28%	27,88%	30,23%	26,63%	20,80%	9,76%	-13,52%
N3 no less than 50%	54,18%	65,98%	56,10%	97,12%	68,81%	18,61%	-35,57%
N4 no greater than 120%	65,32%	58,11%	59,81%	65,92%	64,14%	70,67%	5,35%

For the period under examination capital adequacy ratio (N1) contracted by8,03%, capital adequacy ratio (under Russian Accounting Standards) is insufficient. For the period under examination quick liquidity ratio (N2) contracted by13,52%, highly liquid assets level is insufficient. For the period under examination current liquidity ratio (N3) contracted by35,57%, liquid assets level is insufficient. For the period under examination long-term liquidity ratio (N4) grew by5,35%, long-term assets level is less than allowed.

According to available data during the last 6 months the bank violated Central Bank's mandatory ratios 11 time. Find detailed information on violations below.

Violations of mandatory ratios

29 September 2014 - ratio vaiolated Н1.0, value 1.37%, acceptable value %.
29 September 2014 - ratio vaiolated Н1.1, value 1.17%, acceptable value %.
29 September 2014 - ratio vaiolated Н1.2, value 1.26%, acceptable value %.
23 September 2014 - ratio vaiolated Н2, value 11.05%, acceptable value 15%.
24 September 2014 - ratio vaiolated Н2, value 12.48%, acceptable value 15%.
25 September 2014 - ratio vaiolated Н2, value 11.18%, acceptable value 15%.
26 September 2014 - ratio vaiolated Н2, value 12.33%, acceptable value 15%.
29 September 2014 - ratio vaiolated Н2, value 10.86%, acceptable value 15%.
29 September 2014 - ratio vaiolated Н3, value 48.31%, acceptable value 50%.
29 September 2014 - ratio vaiolated Н7, value 4492.69%, acceptable value %.
29 September 2014 - ratio vaiolated Н10.1, value 5.2%, acceptable value %.

Number of violations by month

Ratio	May 2014	June 2014	July 2014	August 2014	September 2014
N1	-	-	-	-	-
N2	-	-	-	-	5
N3	-	-	-	-	1
N4	-	-	-	-	-

Interbank loans market operatios

During the last 6 months the bank exceeded contract terms (loans became past-due) of principal or interest on interbank loans fromresident banks.

Past-due amount, thous. rub., status at month's end	May 2014	June 2014	July 2014	August 2014	September 2014	October 2014
resident banks	-	-	-	-	-	116 024 liquidated