Kuap. Ru - Financial analysis of the bank СЕРВИС-РЕЗЕРВ, key financial ratios, bank's reports analysis

Services

Support our website!



Руб.:

Headlines

Our rankings

Our subscriptions

Mailing list archive

Our statistics

  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • Belarussian banks - 39
  • Balances (f. 101), ratios (f. 135) and capital (f. 123 and 134) available
    at 1 February 2022
  • Income (f. 102) available
    at 1 January 2022

Our links

 

SERVIS-REZERV
add to comparison
Central Bank of Russia registration number: 2034

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.


Key financial ratios of the bank since the beginning of each year
  12 mon.
2021		9 mon.
2021		6 mon.
2021		3 mon.
2021		12 mon.
2020		9 mon.
2020		6 mon.
2020		3 mon.
2020		12 mon.
2019		9 mon.
2019		6 mon.
2019		3 mon.
2019
RoA0,73%0,01%0,03%0,00%0,47%-0,51%-0,83%-0,27%0,37%0,81%1,12%0,45%
RoE3,67%0,09%0,16%0,00%2,03%-3,27%-3,84%-1,33%1,77%3,63%4,84%1,96%
Leverage
cap. adequacy		5,0 / 19,9%4,8 / 21,0%4,7 / 21,4%4,5 / 22,3%4,3 / 23,3%6,3 / 15,8%4,6 / 21,7%4,8 / 20,6%4,8 / 21,0%4,5 / 22,3%4,3 / 23,3%4,3 / 23,3%
NIM3,13%3,14%2,74%0,00%3,35%2,93%3,80%3,61%5,15%6,11%6,25%6,76%
Return on
assets		4,67%4,99%4,41%0,00%6,62%6,08%7,48%6,29%6,16%7,11%7,09%7,66%
Cost of
liabilities		1,24%1,30%1,21%0,00%2,41%1,69%2,75%2,62%1,04%0,98%0,88%0,81%
Net
spread		3,43%3,69%3,20%0,00%4,21%4,39%4,73%3,67%5,12%6,13%6,21%6,85%
Cost /
income		108,01%112,92%120,23%0,00%107,82%106,89%109,79%92,32%88,62%88,53%88,64%95,08%
Cost of
assets		9,98%12,23%12,34%0,00%14,38%11,74%12,56%9,14%8,78%10,10%10,06%11,82%
Net
assets		1 813 6221 700 4951 679 4881 612 4681 488 5462 172 4271 609 8331 725 8511 704 6031 622 5881 596 8491 598 038
Average
equity		361 756357 479359 857360 286347 042344 223348 942356 221357 449362 345371 624373 046
Average
% assets		1 077 205863 057872 985797 303770 550925 020863 9751 251 6481 307 3311 153 3501 185 2911 028 046
Average
% liabilities		1 392 4711 279 8861 252 3881 181 1741 068 5771 749 9941 175 5871 294 7441 330 8131 244 4971 209 7951 210 605
NII33 78420 33711 9865 76125 87620 36516 43111 31167 37952 92637 06417 391
NCI22 28815 75010 6515 38718 69112 7078 2185 30520 17814 1459 2194 297
NCI / NII66,0%77,4%88,9%93,5%72,2%62,4%50,0%46,9%29,9%26,7%24,9%24,7%

Key financial ratios of the bank for the quarter specified
  4 Q
2021		3 Q
2021		2 Q
2021		1 Q
2021		4 Q
2020		3 Q
2020		2 Q
2020		1 Q
2020		4 Q
2019		3 Q
2019		2 Q
2019		1 Q
2019
RoA2,87%-0,01%-0,85%0,00%4,16%-0,32%-1,36%-0,27%-0,82%0,21%1,79%0,45%
RoE14,40%-0,05%-3,96%0,00%17,87%-2,02%-6,31%-1,33%-3,95%0,97%7,71%1,96%
Leverage
cap. adequacy		5,0 / 19,9%4,8 / 21,0%4,7 / 21,4%4,5 / 22,3%4,3 / 23,3%6,3 / 15,8%4,6 / 21,7%4,8 / 20,6%4,8 / 21,0%4,5 / 22,3%4,3 / 23,3%4,3 / 23,3%
NIM4,99%3,87%2,85%0,00%2,86%1,70%2,37%3,61%4,42%5,50%6,63%6,76%
Return on
assets		6,71%6,04%4,76%0,00%4,59%4,26%5,84%6,29%5,84%6,75%7,55%7,66%
Cost of
liabilities		1,39%1,53%1,40%0,00%1,31%1,39%2,61%2,62%1,44%1,22%0,95%0,81%
Net
spread		5,32%4,51%3,36%0,00%3,28%2,87%3,23%3,67%4,40%5,53%6,60%6,85%
Cost /
income		96,78%100,05%198,56%0,00%110,60%101,60%140,64%92,32%88,91%88,29%82,86%95,08%
Cost of
assets		10,88%11,77%12,25%0,00%14,79%11,84%11,63%9,14%8,53%9,63%9,90%11,82%
Net
assets		1 813 6221 700 4951 679 4881 612 4681 488 5462 172 4271 609 8331 725 8511 704 6031 622 5881 596 8491 598 038
Average
equity		361 756357 479359 857360 286347 042344 223348 942356 221357 449362 345371 624373 046
Average
% assets		1 077 205863 057872 985797 303770 550925 020863 9751 251 6481 307 3311 153 3501 185 2911 028 046
Average
% liabilities		1 392 4711 279 8861 252 3881 181 1741 068 5771 749 9941 175 5871 294 7441 330 8131 244 4971 209 7951 210 605
NII13 4478 3516 2255 7615 5113 9345 12011 31114 45315 86219 67317 391
NCI6 5385 0995 2645 3875 9844 4892 9135 3056 0334 9264 9224 297
NCI / NII48,6%61,1%84,6%93,5%108,6%114,1%56,9%46,9%41,7%31,1%25,0%24,7%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.

© 2008—2024, Куап.ру - RSS-канал. Telegram: http://t.me/kuapru
If you have proposals or questions on using our site materials, please write us letters.
Яндекс цитирования