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Central Bank of Russia registration number: 2029

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Balance Profit Profitability

Capital (f. 134, 123) Ratios (f. 135) IFRS reports

Financial analysis Statutory reports

• Key financial ratios
• Returns and costs
• Financial analysis by 69-T
• Deposit rates by 3194-U
• Financial position

On this page you can see brief analysis of bank's financial and solvency ratios and their dynamics. Data is presented as disclosed by bank itself. This page is currently under construction.

Net assets

Report date	1 July 2013	1 August 2013	1 September 2013	1 October 2013	1 November 2013	1 December 2013	Change
Net assets	34 404 173	34 724 881	35 385 363	37 558 263	37 191 903	30 225 524	-4 178 649
Increase	-	+0,9%	+1,9%	+6,1%	-1,0%	-18,7%	-12,1%

For the period under examination bank demonstrated net assets contraction for-12,1%, but at some report dates net assets grew.

Mandatory ratios

Report date	1 July 2013	1 August 2013	1 September 2013	1 October 2013	1 November 2013	1 December 2013	Change
N1 no less than 8%	11,05%	11,16%	11,02%	11,01%	11,05%	8,26%	-2,79%
N2 no less than 15%	30,62%	27,40%	31,52%	34,41%	37,03%	6,50%	-24,12%
N3 no less than 50%	56,59%	60,53%	60,64%	58,88%	64,72%	31,13%	-25,46%
N4 no greater than 120%	86,74%	79,86%	80,18%	81,30%	80,70%	78,83%	-7,91%

For the period under examination capital adequacy ratio (N1) contracted by2,79%, capital adequacy ratio (under Russian Accounting Standards) is insufficient. For the period under examination quick liquidity ratio (N2) contracted by24,12%, highly liquid assets level is insufficient. For the period under examination current liquidity ratio (N3) contracted by25,46%, liquid assets level is insufficient. For the period under examination long-term liquidity ratio (N4) contracted by7,91%, long-term assets level is acceptable.

According to available data during the last 6 months the bank violated Central Bank's mandatory ratios 57 time. Find detailed information on violations below.

Violations of mandatory ratios

26 November 2013 - ratio vaiolated Н1, value 9.92%, acceptable value 10-11%.
27 November 2013 - ratio vaiolated Н1, value 9.66%, acceptable value 10-11%.
28 November 2013 - ratio vaiolated Н1, value 9.41%, acceptable value 10-11%.
29 November 2013 - ratio vaiolated Н1, value 8.32%, acceptable value 10-11%.
30 November 2013 - ratio vaiolated Н1, value 8.26%, acceptable value 10-11%.
26 November 2013 - ratio vaiolated Н2, value 11.99%, acceptable value 15%.
27 November 2013 - ratio vaiolated Н2, value 11.79%, acceptable value 15%.
28 November 2013 - ratio vaiolated Н2, value 14.92%, acceptable value 15%.
29 November 2013 - ratio vaiolated Н2, value 6.44%, acceptable value 15%.
30 November 2013 - ratio vaiolated Н2, value 6.49%, acceptable value 15%.
26 November 2013 - ratio vaiolated Н3, value 42.01%, acceptable value 50%.
27 November 2013 - ratio vaiolated Н3, value 43.05%, acceptable value 50%.
28 November 2013 - ratio vaiolated Н3, value 43.31%, acceptable value 50%.
29 November 2013 - ratio vaiolated Н3, value 28.41%, acceptable value 50%.
30 November 2013 - ratio vaiolated Н3, value 31.13%, acceptable value 50%.
29 November 2013 - ratio vaiolated Н9.1, value 10.13%, acceptable value %.
30 November 2013 - ratio vaiolated Н9.1, value 10.2%, acceptable value %.
29 November 2013 - ratio vaiolated Н10.1, value 9.94%, acceptable value %.
30 November 2013 - ratio vaiolated Н10.1, value 10%, acceptable value %.
26 November 2013 - ratio vaiolated Н1, value 9.92%, acceptable value 10-11%.
27 November 2013 - ratio vaiolated Н1, value 9.66%, acceptable value 10-11%.
28 November 2013 - ratio vaiolated Н1, value 9.41%, acceptable value 10-11%.
29 November 2013 - ratio vaiolated Н1, value 8.32%, acceptable value 10-11%.
30 November 2013 - ratio vaiolated Н1, value 8.26%, acceptable value 10-11%.
26 November 2013 - ratio vaiolated Н2, value 11.99%, acceptable value 15%.
27 November 2013 - ratio vaiolated Н2, value 11.79%, acceptable value 15%.
28 November 2013 - ratio vaiolated Н2, value 14.92%, acceptable value 15%.
29 November 2013 - ratio vaiolated Н2, value 6.44%, acceptable value 15%.
30 November 2013 - ratio vaiolated Н2, value 6.49%, acceptable value 15%.
26 November 2013 - ratio vaiolated Н3, value 42.01%, acceptable value 50%.
27 November 2013 - ratio vaiolated Н3, value 43.05%, acceptable value 50%.
28 November 2013 - ratio vaiolated Н3, value 43.31%, acceptable value 50%.
29 November 2013 - ratio vaiolated Н3, value 28.41%, acceptable value 50%.
30 November 2013 - ratio vaiolated Н3, value 31.13%, acceptable value 50%.
29 November 2013 - ratio vaiolated Н9.1, value 10.13%, acceptable value %.
30 November 2013 - ratio vaiolated Н9.1, value 10.2%, acceptable value %.
29 November 2013 - ratio vaiolated Н10.1, value 9.94%, acceptable value %.
30 November 2013 - ratio vaiolated Н10.1, value 10%, acceptable value %.
26 November 2013 - ratio vaiolated Н1, value 9.92%, acceptable value 10-11%.
27 November 2013 - ratio vaiolated Н1, value 9.66%, acceptable value 10-11%.
28 November 2013 - ratio vaiolated Н1, value 9.41%, acceptable value 10-11%.
29 November 2013 - ratio vaiolated Н1, value 8.32%, acceptable value 10-11%.
30 November 2013 - ratio vaiolated Н1, value 8.26%, acceptable value 10-11%.
26 November 2013 - ratio vaiolated Н2, value 11.99%, acceptable value 15%.
27 November 2013 - ratio vaiolated Н2, value 11.79%, acceptable value 15%.
28 November 2013 - ratio vaiolated Н2, value 14.92%, acceptable value 15%.
29 November 2013 - ratio vaiolated Н2, value 6.44%, acceptable value 15%.
30 November 2013 - ratio vaiolated Н2, value 6.49%, acceptable value 15%.
26 November 2013 - ratio vaiolated Н3, value 42.01%, acceptable value 50%.
27 November 2013 - ratio vaiolated Н3, value 43.05%, acceptable value 50%.
28 November 2013 - ratio vaiolated Н3, value 43.31%, acceptable value 50%.
29 November 2013 - ratio vaiolated Н3, value 28.41%, acceptable value 50%.
30 November 2013 - ratio vaiolated Н3, value 31.13%, acceptable value 50%.
29 November 2013 - ratio vaiolated Н9.1, value 10.13%, acceptable value %.
30 November 2013 - ratio vaiolated Н9.1, value 10.2%, acceptable value %.
29 November 2013 - ratio vaiolated Н10.1, value 9.94%, acceptable value %.
30 November 2013 - ratio vaiolated Н10.1, value 10%, acceptable value %.

Number of violations by month

Ratio	July 2013	August 2013	September 2013	October 2013	November 2013
N1	-	-	-	-	15
N2	-	-	-	-	15
N3	-	-	-	-	15
N4	-	-	-	-	-

Interbank loans market operatios

We do not have information that during the last 6 months the bank exceeded contract terms (loans became past-due) of principal or interest on interbank loans from Central Bank of Russia, resident banks or non-resident banks.