Архив рассылки

	LANTA-BANKI want to buy a research	добавить к сравнению
Central Bank of Russia registration number: 1920  ZB-Vertreter, complies with 214-FZ (equity construction)

General information Emissions0

Balance Profit Profitability

Capital (F. 134, 123) Ratios (F. 135) IFRS reports

Financial analysis Statutory reports

• Key financial ratios
• Returns and costs
• Financial analysis by 69-T
• Deposit rates by 3194-U
• Financial position

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.

Key financial ratios of the bank since the beginning of each year

	12 mon. 2021	9 mon. 2021	6 mon. 2021	3 mon. 2021	12 mon. 2020	9 mon. 2020	6 mon. 2020	3 mon. 2020	12 mon. 2019	9 mon. 2019	6 mon. 2019	3 mon. 2019
RoA	0,25%	0,55%	0,33%	0,00%	0,93%	1,17%	1,48%	2,84%	-1,33%	-0,52%	-1,54%	0,43%
RoE	3,52%	7,29%	4,07%	0,00%	12,65%	15,65%	17,58%	30,67%	-12,66%	-4,51%	-13,35%	4,31%
Leverage cap. adequacy	13,7 / 7,3%	13,2 / 7,6%	12,2 / 8,2%	12,5 / 8,0%	13,5 / 7,4%	13,3 / 7,5%	11,9 / 8,4%	10,8 / 9,3%	9,5 / 10,6%	8,6 / 11,6%	8,6 / 11,6%	10,0 / 10,0%
NIM	4,73%	4,83%	4,58%	0,00%	4,60%	5,01%	5,99%	6,42%	9,37%	9,87%	9,96%	10,23%
Return on assets	7,43%	7,98%	7,98%	0,00%	7,41%	8,04%	9,39%	9,90%	12,97%	14,08%	14,30%	14,42%
Cost of liabilities	1,49%	1,57%	1,75%	0,00%	1,47%	1,44%	1,56%	1,81%	2,04%	2,21%	2,31%	2,17%
Net spread	5,94%	6,41%	6,23%	0,00%	5,94%	6,60%	7,83%	8,09%	10,93%	11,87%	11,99%	12,25%
Cost / income	87,35%	83,31%	88,73%	0,00%	73,54%	67,95%	74,35%	74,22%	88,36%	88,06%	95,96%	82,31%
Cost of assets	8,57%	8,95%	9,46%	0,00%	9,12%	9,51%	11,26%	12,08%	14,82%	15,75%	16,27%	13,01%
Net assets	34 475 160	33 096 867	29 858 843	30 216 711	33 179 361	32 247 770	28 276 322	24 962 945	24 833 486	24 983 369	25 729 284	31 220 232
Average equity	2 525 252	2 510 454	2 445 925	2 419 292	2 453 235	2 422 543	2 385 686	2 317 143	2 627 521	2 892 556	2 979 302	3 120 578
Average % assets	14 792 030	13 622 027	13 013 195	13 345 306	14 285 902	13 102 341	11 015 175	10 899 456	10 639 573	10 384 353	11 302 087	13 931 395
Average % liabilities	31 124 788	29 675 658	26 624 592	27 120 024	29 987 414	29 172 684	25 291 910	21 942 123	21 166 913	21 086 689	22 156 815	27 429 815
NII	700 010	493 858	298 564	137 796	658 405	492 332	330 243	175 148	997 931	769 000	563 389	356 585
NCI	317 301	219 998	141 779	69 730	299 256	218 671	140 661	73 768	364 735	265 772	173 251	82 170
NCI / NII	45,3%	44,5%	47,5%	50,6%	45,5%	44,4%	42,6%	42,1%	36,5%	34,6%	30,8%	23,0%

Key financial ratios of the bank for the quarter specified

	4 Q 2021	3 Q 2021	2 Q 2021	1 Q 2021	4 Q 2020	3 Q 2020	2 Q 2020	1 Q 2020	4 Q 2019	3 Q 2019	2 Q 2019	1 Q 2019
RoA	-0,55%	1,05%	0,86%	0,00%	0,31%	0,92%	0,45%	2,84%	-3,78%	1,61%	-3,61%	0,43%
RoE	-7,64%	13,92%	10,52%	0,00%	4,24%	12,32%	5,38%	30,67%	-35,74%	13,95%	-31,22%	4,31%
Leverage cap. adequacy	13,7 / 7,3%	13,2 / 7,6%	12,2 / 8,2%	12,5 / 8,0%	13,5 / 7,4%	13,3 / 7,5%	11,9 / 8,4%	10,8 / 9,3%	9,5 / 10,6%	8,6 / 11,6%	8,6 / 11,6%	10,0 / 10,0%
NIM	5,57%	5,73%	4,94%	0,00%	4,64%	4,94%	5,63%	6,42%	8,60%	7,92%	7,31%	10,23%
Return on assets	7,67%	8,70%	7,87%	0,00%	7,52%	8,32%	8,99%	9,90%	10,67%	11,10%	10,82%	14,42%
Cost of liabilities	1,46%	1,58%	1,63%	0,00%	1,65%	1,62%	1,56%	1,81%	1,55%	1,76%	1,93%	2,17%
Net spread	6,21%	7,12%	6,24%	0,00%	5,87%	6,70%	7,43%	8,09%	9,12%	9,34%	8,89%	12,25%
Cost / income	99,55%	74,22%	77,49%	0,00%	92,58%	58,35%	74,50%	74,22%	89,42%	69,76%	115,08%	82,31%
Cost of assets	9,71%	8,93%	9,23%	0,00%	10,42%	9,80%	10,64%	12,08%	12,87%	11,28%	16,26%	13,01%
Net assets	34 475 160	33 096 867	29 858 843	30 216 711	33 179 361	32 247 770	28 276 322	24 962 945	24 833 486	24 983 369	25 729 284	31 220 232
Average equity	2 525 252	2 510 454	2 445 925	2 419 292	2 453 235	2 422 543	2 385 686	2 317 143	2 627 521	2 892 556	2 979 302	3 120 578
Average % assets	14 792 030	13 622 027	13 013 195	13 345 306	14 285 902	13 102 341	11 015 175	10 899 456	10 639 573	10 384 353	11 302 087	13 931 395
Average % liabilities	31 124 788	29 675 658	26 624 592	27 120 024	29 987 414	29 172 684	25 291 910	21 942 123	21 166 913	21 086 689	22 156 815	27 429 815
NII	206 152	195 294	160 768	137 796	166 073	162 089	155 095	175 148	228 931	205 611	206 804	356 585
NCI	97 303	78 219	72 049	69 730	80 585	78 010	66 893	73 768	98 963	92 521	91 081	82 170
NCI / NII	47,2%	40,1%	44,8%	50,6%	48,5%	48,1%	43,1%	42,1%	43,2%	45,0%	44,0%	23,0%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operational effectiveness ratio, operational expenses divided by operational income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operational expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.