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	NARODNIY BANK RESPUBLIKI TIVAI want to buy a report	add to comparison
Central Bank of Russia registration number: 1309  retail lending

General information Emissions0

Balance Profit Profitability

Capital (f. 134, 123) Ratios (f. 135) IFRS reports

Financial analysis Statutory reports

• Key financial ratios
• Returns and costs
• Financial analysis by 69-T
• Deposit rates by 3194-U
• Financial position

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.

Key financial ratios of the bank since the beginning of each year

	12 mon. 2020	9 mon. 2020	6 mon. 2020	3 mon. 2020	12 mon. 2019	9 mon. 2019	6 mon. 2019	3 mon. 2019
RoA	0,00%	0,00%	-22,06%	-21,33%	-103,42%	-108,96%	-109,67%	-7,93%
RoE	0,00%	0,00%	-38,72%	-42,64%	-171,46%	-164,29%	-147,37%	-11,29%
Leverage cap. adequacy	0,0 / 0,0%	1,7 / 58,1%	1,8 / 57,0%	2,0 / 50,0%	1,7 / 60,3%	1,5 / 66,3%	1,3 / 74,4%	1,4 / 70,2%
NIM	0,00%	0,00%	2,15%	2,40%	5,16%	6,35%	5,90%	4,27%
Return on assets	0,00%	0,00%	9,35%	5,76%	10,62%	13,01%	10,88%	7,42%
Cost of liabilities	0,00%	0,00%	4,21%	2,65%	4,17%	5,67%	6,12%	3,82%
Net spread	0,00%	0,00%	5,14%	3,11%	6,45%	7,34%	4,76%	3,60%
Cost / income	0,00%	0,00%	985,47%	873,24%	0,00%	0,00%	0,00%	497,60%
Cost of assets	0,00%	0,00%	226,28%	89,76%	103,50%	116,36%	79,85%	39,25%
Net assets	0	282 497	298 327	379 020	443 475	442 913	670 385	890 801
Average equity	0	164 095	169 964	189 633	267 490	293 766	498 890	625 669
Average % assets	0	35 099	53 448	126 295	112 946	104 365	147 362	254 067
Average % liabilities	0	99 560	112 482	176 599	163 123	130 884	130 187	216 991
NII	0	0	576	758	5 838	4 973	4 348	2 717
NCI	0	0	862	489	5 098	3 904	1 893	791
NCI / NII	-	-	149,7%	64,5%	87,3%	78,5%	43,5%	29,1%

Key financial ratios of the bank for the quarter specified

	4 Q 2020	3 Q 2020	2 Q 2020	1 Q 2020	4 Q 2019	3 Q 2019	2 Q 2019	1 Q 2019
RoA	0,00%	46,59%	-17,02%	-21,33%	-87,19%	5,10%	-208,81%	-7,93%
RoE	0,00%	80,22%	-29,87%	-42,64%	-144,56%	7,69%	-280,59%	-11,29%
Leverage cap. adequacy	0,0 / 0,0%	1,7 / 58,1%	1,8 / 57,0%	2,0 / 50,0%	1,7 / 60,3%	1,5 / 66,3%	1,3 / 74,4%	1,4 / 70,2%
NIM	0,00%	0,00%	0,00%	2,40%	3,06%	2,39%	4,42%	4,27%
Return on assets	0,00%	0,00%	5,09%	5,76%	6,41%	8,30%	8,97%	7,42%
Cost of liabilities	0,00%	0,00%	4,26%	2,65%	3,05%	4,85%	5,87%	3,82%
Net spread	0,00%	0,00%	0,83%	3,11%	3,36%	3,45%	3,10%	3,60%
Cost / income	0,00%	985,47%	1210,08%	873,24%	0,00%	85,98%	0,00%	497,60%
Cost of assets	0,00%	-844,61%	185,14%	89,76%	100,41%	113,98%	86,93%	39,25%
Net assets	0	282 497	298 327	379 020	443 475	442 913	670 385	890 801
Average equity	0	164 095	169 964	189 633	267 490	293 766	498 890	625 669
Average % assets	0	35 099	53 448	126 295	112 946	104 365	147 362	254 067
Average % liabilities	0	99 560	112 482	176 599	163 123	130 884	130 187	216 991
NII	0	0	0	758	865	625	1 631	2 717
NCI	0	0	373	489	1 194	2 011	1 102	791
NCI / NII	-	-	-	64,5%	138,0%	321,8%	67,6%	29,1%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.