Mailing list archive

	VERHNELENSKIY (VLBANK)I want to buy a report	add to comparison
Central Bank of Russia registration number: 1222  retail funding

General information Emissions0

Balance Profit Profitability

Capital (f. 134, 123) Ratios (f. 135) IFRS reports

Financial analysis Statutory reports

• Key financial ratios
• Returns and costs
• Financial analysis by 69-T
• Deposit rates by 3194-U
• Financial position

On this page you can see brief analysis of bank's financial and solvency ratios and their dynamics. Data is presented as disclosed by bank itself. This page is currently under construction.

Net assets

Report date	1 August 2014	1 September 2014	1 October 2014	1 November 2014	1 December 2014	1 January 2015	Change
Net assets	3 433 616	3 329 178	3 271 405	3 158 757	3 097 793	2 893 702	-539 914
Increase	-	-3,0%	-1,7%	-3,4%	-1,9%	-6,6%	-15,7%

For the period under examination bank demonstrated net assets contraction for-15,7%

Mandatory ratios

Report date	1 August 2014	1 September 2014	1 October 2014	1 November 2014	1 December 2014	1 January 2015	Change
N1 no less than 8%	10,73%	10,41%	10,24%	10,47%	10,50%	11,66%	0,93%
N2 no less than 15%	93,15%	68,85%	57,70%	54,36%	55,73%	21,10%	-72,05%
N3 no less than 50%	92,94%	68,66%	63,31%	52,38%	56,18%	85,50%	-7,44%
N4 no greater than 120%	54,20%	61,67%	64,59%	70,21%	75,02%	51,22%	-2,98%

For the period under examination capital adequacy ratio (N1) grew by0,93%, capital adequacy ratio (under Russian Accounting Standards) is currently on acceptable level. For the period under examination quick liquidity ratio (N2) contracted by72,05%, highly liquid assets level is enough to satisfy on demand liabilities. For the period under examination current liquidity ratio (N3) contracted by7,44%, liquid assets level is more than required to satisfy current liabilities. For the period under examination long-term liquidity ratio (N4) contracted by2,98%, long-term assets level is less than allowed.

According to available data during the last 6 months the bank violated Central Bank's mandatory ratios 5 time. Find detailed information on violations below.

Violations of mandatory ratios

24 December 2014 - ratio vaiolated Н1.0, value 7.92%, acceptable value %.
25 December 2014 - ratio vaiolated Н1.0, value 7.97%, acceptable value %.
26 December 2014 - ratio vaiolated Н1.0, value 7.98%, acceptable value %.
27 December 2014 - ratio vaiolated Н1.0, value 7.99%, acceptable value %.
28 December 2014 - ratio vaiolated Н1.0, value 7.99%, acceptable value %.

Number of violations by month

Ratio	August 2014	September 2014	October 2014	November 2014	December 2014
N1	-	-	-	-	-
N2	-	-	-	-	-
N3	-	-	-	-	-
N4	-	-	-	-	-

Interbank loans market operatios

We do not have information that during the last 6 months the bank exceeded contract terms (loans became past-due) of principal or interest on interbank loans from Central Bank of Russia, resident banks or non-resident banks.