Kuap. Ru - Financial analysis of the bank БАНК САНКТ-ПЕТЕРБУРГ, key financial ratios, bank's reports analysis

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Our statistics

  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • Belarussian banks - 39
  • Balances (f. 101), ratios (f. 135) and capital (f. 123 and 134) available
    at 1 February 2022
  • Income (f. 102) available
    at 1 January 2022
 

BANK SANKT-PETERBURG

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Central Bank of Russia registration number: 436  CB RF representativecomplies with 214-FZ (equity construction)complies with 275-FZ (work with defence procurement)complies with 213-FZ (work with state companies)complies with 185-FZ (work with housing and utilities infrastructure)

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.


Key financial ratios of the bank since the beginning of each year
  12 mon.
2021
9 mon.
2021
6 mon.
2021
3 mon.
2021
12 mon.
2020
9 mon.
2020
6 mon.
2020
3 mon.
2020
12 mon.
2019
9 mon.
2019
6 mon.
2019
3 mon.
2019
RoA2,26%2,14%2,34%0,00%1,60%1,26%1,29%1,27%0,98%0,73%0,66%0,71%
RoE18,19%17,03%18,88%0,00%13,59%10,44%10,52%10,69%8,23%5,99%5,34%6,21%
Leverage
cap. adequacy
8,0 / 12,5%7,9 / 12,6%8,1 / 12,4%8,1 / 12,3%8,5 / 11,8%8,3 / 12,1%8,1 / 12,3%8,4 / 12,0%8,3 / 12,0%8,1 / 12,3%8,0 / 12,5%8,8 / 11,4%
NIM4,16%4,27%4,01%0,00%4,03%4,14%4,24%4,25%3,81%3,65%3,41%3,04%
Return on
assets
5,82%5,85%5,80%0,00%6,18%6,59%7,09%7,08%7,56%7,68%7,70%7,59%
Cost of
liabilities
2,31%2,22%2,23%0,00%2,68%3,00%3,27%3,23%4,00%4,28%4,46%4,55%
Net
spread
3,51%3,63%3,57%0,00%3,50%3,59%3,82%3,85%3,56%3,40%3,24%3,04%
Cost /
income
37,48%36,18%39,49%0,00%37,25%35,87%39,18%38,42%45,83%46,47%49,90%55,65%
Cost of
assets
2,37%2,34%2,43%0,00%2,36%2,38%2,57%2,82%2,36%2,32%2,44%2,36%
Net
assets
800 031 930752 260 519739 176 961723 209 236731 108 827687 456 861659 477 419665 946 168666 725 866644 036 704633 346 583653 626 819
Average
equity
99 622 42894 899 89191 779 62788 939 57986 154 28882 979 52181 332 69179 610 12280 005 13079 258 30779 212 10474 659 541
Average
% assets
766 074 184718 545 217700 955 345676 385 040678 873 758634 835 367596 434 177607 791 238604 994 186593 124 403589 112 120618 195 701
Average
% liabilities
682 727 768640 727 681629 916 899616 697 754625 946 827583 679 801557 065 919568 148 234574 245 448553 688 462543 576 891569 177 324
NII31 891 09023 018 15914 076 2846 865 11427 393 84919 712 58712 651 5486 464 54823 093 72616 257 26110 066 6314 712 180
NCI9 743 6366 974 2364 519 4132 033 0747 772 9825 516 2743 515 7921 779 1157 045 6434 964 2603 134 3981 424 002
NCI / NII30,6%30,3%32,1%29,6%28,4%28,0%27,8%27,5%30,5%30,5%31,1%30,2%

Key financial ratios of the bank for the quarter specified
  4 Q
2021
3 Q
2021
2 Q
2021
1 Q
2021
4 Q
2020
3 Q
2020
2 Q
2020
1 Q
2020
4 Q
2019
3 Q
2019
2 Q
2019
1 Q
2019
RoA3,00%1,83%2,84%0,00%2,85%1,29%1,30%1,27%1,81%0,89%0,60%0,71%
RoE24,12%14,56%22,89%0,00%24,21%10,69%10,57%10,69%15,11%7,30%4,82%6,21%
Leverage
cap. adequacy
8,0 / 12,5%7,9 / 12,6%8,1 / 12,4%8,1 / 12,3%8,5 / 11,8%8,3 / 12,1%8,1 / 12,3%8,4 / 12,0%8,3 / 12,0%8,1 / 12,3%8,0 / 12,5%8,8 / 11,4%
NIM4,63%4,97%4,11%0,00%4,52%4,44%4,14%4,25%4,52%4,17%3,63%3,04%
Return on
assets
6,83%6,24%5,90%0,00%6,25%6,46%6,96%7,08%7,65%7,77%7,42%7,59%
Cost of
liabilities
2,97%2,28%2,34%0,00%2,30%2,77%3,25%3,23%3,64%4,08%4,17%4,55%
Net
spread
3,86%3,96%3,56%0,00%3,95%3,69%3,71%3,85%4,01%3,69%3,25%3,04%
Cost /
income
40,78%30,83%33,58%0,00%41,09%30,48%40,21%38,42%44,21%40,19%45,07%55,65%
Cost of
assets
2,92%2,28%2,21%0,00%2,75%2,31%2,25%2,82%2,60%2,12%2,39%2,36%
Net
assets
800 031 930752 260 519739 176 961723 209 236731 108 827687 456 861659 477 419665 946 168666 725 866644 036 704633 346 583653 626 819
Average
equity
99 622 42894 899 89191 779 62788 939 57986 154 28882 979 52181 332 69179 610 12280 005 13079 258 30779 212 10474 659 541
Average
% assets
766 074 184718 545 217700 955 345676 385 040678 873 758634 835 367596 434 177607 791 238604 994 186593 124 403589 112 120618 195 701
Average
% liabilities
682 727 768640 727 681629 916 899616 697 754625 946 827583 679 801557 065 919568 148 234574 245 448553 688 462543 576 891569 177 324
NII8 872 9318 941 8757 211 1706 865 1147 681 2627 061 0396 187 0006 464 5486 836 4656 190 6305 354 4514 712 180
NCI2 769 4002 454 8232 486 3392 033 0742 256 7082 000 4821 736 6771 779 1152 081 3831 829 8621 710 3961 424 002
NCI / NII31,2%27,5%34,5%29,6%29,4%28,3%28,1%27,5%30,4%29,6%31,9%30,2%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.