On this page information on bank's violations of mandatory ratios (required by the CBR's Instruction 180-i) values is shown. Usually violation of one or more of these ratios evidences possible flaws in bank's risk management.
Ratio | Value | Required value | Violation | Date of violation |
Н1 | 7,93 | >= 10% | -2,07 | 5 March 2013 |
Н1 | 7,84 | >= 10% | -2,16 | 4 March 2013 |
Н1 | 7,85 | >= 10% | -2,15 | 3 March 2013 |
Н1 | 7,81 | >= 10% | -2,19 | 2 March 2013 |
Н1 | 7,77 | >= 10% | -2,23 | 1 March 2013 |
Н7 | 804,59 | <= 800% | 4,59 | 1 March 2013 |
N1 - capital adequacy ratio, no less than 10(11)% depending on capital size; N2 - quick liquidity ratio, no less than 15%; N3 - current liquidity ratio, no less than 50%; N4 - long-term liquidity ratio, no greater than 120%; N6 - maximum risk on single borrower group, no greater than 25%; N7 - maximum size of large credit risks, no greater than 800%; N9.1 - maximum size of loans and guarantees to shareholders, no greater then 50%; N10.1 - total risk on bank's insiders, no greater than 3%; N12 - ratio of using own capital to purchase shares in other legal entities, no greater than 25%; |