Balance sheet position, thous. rub.
01.07.2015
01.06.2015
01.05.2015
01.04.2015
01.03.2015
01.02.2015
01.01.2015
01.12.2014
01.11.2014
01.10.2014
01.09.2014
01.08.2014
01.07.2014
01.06.2014
01.05.2014
01.04.2014
01.03.2014
01.02.2014
01.01.2014
01.12.2013
01.11.2013
01.10.2013
01.09.2013
01.08.2013
01.07.2013
01.06.2013
01.05.2013
01.04.2013
01.03.2013
01.02.2013
01.01.2013
01.12.2012
01.11.2012
01.10.2012
01.09.2012
01.08.2012
01.07.2012
01.06.2012
01.05.2012
01.04.2012
01.03.2012
01.02.2012
01.01.2012
01.12.2011
01.11.2011
01.10.2011
01.09.2011
01.08.2011
01.07.2011
01.06.2011
01.05.2011
01.04.2011
01.03.2011
01.02.2011
01.01.2011
01.12.2010
01.11.2010
01.10.2010
01.09.2010
01.08.2010
01.07.2010
01.06.2010
01.05.2010
01.04.2010
in roubles
in foreign crnc.
01.07.2015
01.06.2015
01.05.2015
01.04.2015
01.03.2015
01.02.2015
01.01.2015
01.12.2014
01.11.2014
01.10.2014
01.09.2014
01.08.2014
01.07.2014
01.06.2014
01.05.2014
01.04.2014
01.03.2014
01.02.2014
01.01.2014
01.12.2013
01.11.2013
01.10.2013
01.09.2013
01.08.2013
01.07.2013
01.06.2013
01.05.2013
01.04.2013
01.03.2013
01.02.2013
01.01.2013
01.12.2012
01.11.2012
01.10.2012
01.09.2012
01.08.2012
01.07.2012
01.06.2012
01.05.2012
01.04.2012
01.03.2012
01.02.2012
01.01.2012
01.12.2011
01.11.2011
01.10.2011
01.09.2011
01.08.2011
01.07.2011
01.06.2011
01.05.2011
01.04.2011
01.03.2011
01.02.2011
01.01.2011
01.12.2010
01.11.2010
01.10.2010
01.09.2010
01.08.2010
01.07.2010
01.06.2010
01.05.2010
01.04.2010
in roubles
in foreign crnc.
Change, roubles
Change, foreign currency
ASSETS
20 270 783
11 396 671
8 874 112
20 127 384
11 697 145
8 430 239
300 474
-443 873
High liquid assets
16 101 838
8 053 045
8 048 793
17 110 210
9 064 797
8 045 413
1 011 752
-3 380
Cash and equivalents
729 902
479 840
250 062
1 284 340
1 126 843
157 497
647 003
-92 565
Cash
321 272
71 210
250 062
270 997
113 500
157 497
42 290
-92 565
in cash and en route
313 075
63 013
250 062
268 029
110 532
157 497
47 519
-92 565
in ATMs
8 197
8 197
-
2 968
2 968
-
-5 229
-
Nostro account with Central Bank
408 630
408 630
-
1 013 343
1 013 343
-
604 713
-
Nostro accounts
15 499 347
7 703 474
7 795 873
15 868 141
7 982 936
7 885 205
279 462
89 332
Non-residents
7 478 052
-
7 478 052
7 572 728
-
7 572 728
-
94 676
Residents
8 021 295
7 703 474
317 821
8 295 413
7 982 936
312 477
279 462
-5 344
Money in transfer
26 943
26 607
336
116 728
116 695
33
90 088
-303
Exchange accounts
2 522
-
2 522
2 678
-
2 678
-
156
Provision for impairment of high-liquid assets
-156 876
-156 876
-
-161 677
-161 677
-
-4 801
-
Interest-earning assets
2 809 611
2 065 888
743 723
2 372 566
2 055 031
317 535
-10 857
-426 188
Dues from banks
2 279 782
1 881 000
398 782
1 888 010
1 881 000
7 010
-
-391 772
Residents
1 903 987
1 900 000
3 987
1 904 234
1 900 000
4 234
-
247
up to 30 days
3 987
-
3 987
4 234
-
4 234
-
247
up to 180 days
1 900 000
1 900 000
-
1 900 000
1 900 000
-
-
-
Non-residents
394 795
-
394 795
2 776
-
2 776
-
-392 019
up to 30 days
394 795
-
394 795
2 776
-
2 776
-
-392 019
Provision for impairment of loans to banks
-19 000
-19 000
-
-19 000
-19 000
-
-
-
Securities
4 899
-152
5 051
4 878
-265
5 143
-113
92
Bonds
4 899
-152
5 051
4 878
-265
5 143
-113
92
Corporate foreign bonds
5 051
-
5 051
5 143
-
5 143
-
92
Valuation allowance
-152
-152
-
-265
-265
-
-113
-
Residents
1
1
-
1
1
-
-
-
Provision for impairment of stocks
-1
-1
-
-1
-1
-
-
-
Loans to corporate clients
456 471
116 581
339 890
411 133
105 751
305 382
-10 830
-34 508
residents
490 252
490 252
-
471 305
471 305
-
-18 947
-
up to 30 days
334
334
-
-
-
-
-334
-
up to 180 days
20 918
20 918
-
2 305
2 305
-
-18 613
-
up to 3 years
469 000
469 000
-
469 000
469 000
-
-
-
non-residents
339 890
-
339 890
305 382
-
305 382
-
-34 508
up to 1 year
339 890
-
339 890
305 382
-
305 382
-
-34 508
Past-due
136 577
136 577
-
135 536
135 536
-
-1 041
-
residents
136 577
136 577
-
135 536
135 536
-
-1 041
-
Provision for impairment of corporate loans
-510 248
-510 248
-
-501 090
-501 090
-
9 158
-
residents
-438 871
-438 871
-
-436 960
-436 960
-
1 911
-
non-residents
-71 377
-71 377
-
-64 130
-64 130
-
7 247
-
Loans to individuals
68 459
68 459
-
68 545
68 545
-
86
-
Standard
75 772
75 772
-
74 866
74 866
-
-906
-
up to 180 days
10 000
10 000
-
10 000
10 000
-
-
-
up to 1 year
3 483
3 483
-
3 404
3 404
-
-79
-
up to 3 years
27 693
27 693
-
27 650
27 650
-
-43
-
more than 3 years
34 596
34 596
-
33 812
33 812
-
-784
-
Past-due
23
23
-
-
-
-
-23
-
Past-due
23
23
-
-
-
-
-23
-
Provision for impairment of loans to individuals
-7 336
-7 336
-
-6 321
-6 321
-
1 015
-
Other assets
1 359 334
1 277 738
81 596
644 608
577 317
67 291
-700 421
-14 305
Mandatory reserves with Central Bank
153 126
153 126
-
145 801
145 801
-
-7 325
-
Premises and equipment
222 130
222 130
-
223 813
223 813
-
1 683
-
Purchase cost
268 321
268 321
-
270 835
270 835
-
2 514
-
Depreciation
-46 191
-46 191
-
-47 022
-47 022
-
-831
-
Accrued interest not yet received
49 841
49 128
713
15 030
14 442
588
-34 686
-125
Other assets
369 471
288 588
80 883
266 856
200 153
66 703
-88 435
-14 180
Provision for impairment of other assets
-7 355
-7 355
-
-6 892
-6 892
-
463
-
Derivatives - assets
572 121
572 121
-
-
-
-
-572 121
-
LIABILITIES
18 683 171
13 426 119
5 257 052
18 178 121
12 427 204
5 750 917
-998 915
493 865
Dues to banks
8 537 570
8 059 485
478 085
8 503 278
7 853 883
649 395
-205 602
171 310
On demand
755 734
304 485
451 249
669 572
48 883
620 689
-255 602
169 440
Residents
755 555
304 459
451 096
669 381
48 857
620 524
-255 602
169 428
Non-residents
179
26
153
191
26
165
-
12
Term
7 781 836
7 755 000
26 836
7 833 706
7 805 000
28 706
50 000
1 870
Residents
7 769 286
7 755 000
14 286
7 820 380
7 805 000
15 380
50 000
1 094
up to 30 days
5 950 000
5 950 000
-
5 265 000
5 265 000
-
-685 000
-
up to 180 days
524 286
510 000
14 286
1 260 380
1 245 000
15 380
735 000
1 094
more than 180 days
1 295 000
1 295 000
-
1 295 000
1 295 000
-
-
-
Non-residents
12 550
-
12 550
13 326
-
13 326
-
776
up to 30 days
12 550
-
12 550
13 326
-
13 326
-
776
On demand
2 278 825
1 953 252
325 573
1 771 572
1 495 092
276 480
-458 160
-49 093
Corporate clients
1 247 790
981 556
266 234
1 597 740
1 377 184
220 556
395 628
-45 678
State-owned enterprises
382
36
346
50
9
41
-27
-305
Residents
1 168 004
972 144
195 860
1 591 169
1 372 875
218 294
400 731
22 434
Non-residents
79 404
9 376
70 028
6 521
4 300
2 221
-5 076
-67 807
Individuals
128 858
69 519
59 339
171 652
115 728
55 924
46 209
-3 415
Residents
127 453
68 504
58 949
170 268
114 700
55 568
46 196
-3 381
Non-residents
1 405
1 015
390
1 384
1 028
356
13
-34
Brokerage accounts
902 177
902 177
-
2 180
2 180
-
-899 997
-
Residents
902 177
902 177
-
2 180
2 180
-
-899 997
-
Term
7 524 320
3 118 149
4 406 171
7 757 049
2 974 573
4 782 476
-143 576
376 305
Corporate clients
1 576 058
1 365 842
210 216
1 614 233
1 390 722
223 511
24 880
13 295
Residents
802 625
765 842
36 783
830 076
790 722
39 354
24 880
2 571
up to 180 days
70 000
70 000
-
93 000
93 000
-
23 000
-
up to 1 year
269 283
232 500
36 783
271 854
232 500
39 354
-
2 571
up to 3 years
363 342
363 342
-
365 222
365 222
-
1 880
-
more than 3 years
100 000
100 000
-
100 000
100 000
-
-
-
Non-residents
773 433
600 000
173 433
784 157
600 000
184 157
-
10 724
up to 1 year
117 346
-
117 346
124 602
-
124 602
-
7 256
up to 3 years
56 087
-
56 087
59 555
-
59 555
-
3 468
more than 3 years
600 000
600 000
-
600 000
600 000
-
-
-
Individuals
5 948 262
1 752 307
4 195 955
6 142 816
1 583 851
4 558 965
-168 456
363 010
residents
5 921 256
1 725 301
4 195 955
6 115 810
1 556 845
4 558 965
-168 456
363 010
up to 30 days
9 000
9 000
-
21 489
21 489
-
12 489
-
up to 180 days
665 272
623 477
41 795
135 078
89 061
46 017
-534 416
4 222
up to 1 year
2 255 891
885 705
1 370 186
2 608 480
1 232 789
1 375 691
347 084
5 505
up to 3 years
2 560 873
147 778
2 413 095
2 909 293
154 165
2 755 128
6 387
342 033
more than 3 years
430 220
59 341
370 879
441 470
59 341
382 129
-
11 250
non-residents
27 006
27 006
-
27 006
27 006
-
-
-
up to 3 years
27 006
27 006
-
27 006
27 006
-
-
-
Other liabilities
342 456
295 233
47 223
146 222
103 656
42 566
-191 577
-4 657
Other liabilities
3 210
2 709
501
5 369
5 256
113
2 547
-388
Accrued interest not yet paid
186 930
140 208
46 722
133 027
90 574
42 453
-49 634
-4 269
Derivatives - liabilities
144 490
144 490
-
-
-
-
-144 490
-
Deferred tax liabilities
7 826
7 826
-
7 826
7 826
-
-
-
EQUITY
1 587 612
1 587 612
-
1 949 263
1 949 263
-
361 651
-
Capital
193 547
193 547
-
193 434
193 434
-
-113
-
Profit from previous years
1 667 305
1 667 305
-
1 667 306
1 667 306
-
1
-
Retained earnings from previous years
1 667 305
1 667 305
-
1 667 306
1 667 306
-
1
-
Current year profit
-267 895
-267 895
-
93 345
93 345
-
361 240
-
Current year retained earnings
-267 895
-267 895
-
93 345
93 345
-
361 240
-
Future expenses
-5 345
-5 345
-
-4 822
-4 822
-
523
-
OFF-BALANCE SHEET
-122 260
-119 348
-2 912
-135 794
-132 660
-3 134
-13 312
-222
Contingent liabilities
-507 325
-504 468
-2 857
-525 999
-522 923
-3 076
-18 455
-219
Guarantees issued
-494 959
-494 959
-
-494 959
-494 959
-
-
-
Unused credit limits opened
-12 366
-9 509
-2 857
-31 040
-27 964
-3 076
-18 455
-219
Collateral on loans
287 117
287 117
-
287 118
287 118
-
1
-
goods
287 117
287 117
-
287 118
287 118
-
1
-
Unprocessed payments
42 020
42 020
-
41 887
41 887
-
-133
-
Due to lack of funds on client accounts
42 020
42 020
-
41 887
41 887
-
-133
-
Other off-balance sheet accounts
55 928
55 983
-55
61 200
61 258
-58
5 275
-3
Accrued interest not yet received
55 983
55 983
-
61 258
61 258
-
5 275
-
Written-off loans
-55
-
-55
-58
-
-58
-
-3
Past due ratio, total
1 310
1 944
-634
1 373
1 988
-615
44
19
Past due ratio, individuals
3
3
-0
-
-
-
-3
0
Past due ratio, corporates
1 413
2 179
-766
1 486
2 233
-747
55
18
Past due ratio, corporates + entrepreneurs
1 413
2 179
-766
1 486
2 233
-747
55
18
Risk-weighted assets
12 811 704
12 811 704
-
12 176 773
12 176 773
-
-634 931
-
Past-due rate:
13,10%
19,44%
0,00%
13,73%
19,88%
0,00%
0,44%
0,00%
corporate clients:
14,13%
21,79%
0,00%
14,86%
22,33%
0,00%
0,55%
0,00%
individuals:
0,03%
0,03%
-
0,00%
0,00%
-
-0,03%
0,00%