Kuap. Ru - Balance sheet of ЭКСПЕРТ БАНК, analysis of f.101

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	EHKSPERT BANK	add to comparison
Central Bank of Russia registration number: 2949 complies with 214-FZ (equity construction)

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	7 180 141	7 180 141
High liquid assets	1 434 201	1 434 201
Cash and equivalents	615 547	615 547
Cash	433 676	433 676
in cash and en route	428 320	428 320
in ATMs	5 356	5 356
Nostro account with Central Bank	181 871	181 871
Nostro accounts	169 030	169 030
Non-residents	30	30
Residents	169 000	169 000
Money in transfer	19 909	19 909
Exchange accounts	629 772	629 772
Provision for impairment of high-liquid assets	-57	-57
Interest-earning assets	5 362 823	5 362 823
Dues from banks	21 441	21 441
Residents	21 447	21 447
up to 30 days	21 447	21 447
Provision for impairment of loans to banks	-6	-6
Securities	51 728	51 728
Promissory notes	51 728	51 728
Banks	51 728	51 728
Residents	125	125
Valuation allowance	-125	-125
Loans to corporate clients	1 993 835	1 993 835
residents	2 417 862	2 417 862
up to 30 days	4 863	4 863
up to 180 days	527 785	527 785
up to 1 year	863 577	863 577
up to 3 years	590 736	590 736
more than 3 years	430 901	430 901
Past-due	118 322	118 322
residents	118 320	118 320
non-residents	2	2
Provision for impairment of corporate loans	-542 349	-542 349
residents	-542 347	-542 347
non-residents	-2	-2
Loans to private entrepreneurs	2 552	2 552
up to 180 days	1 549	1 549
up to 1 year	884	884
Past-due	2 186	2 186
Provision for impairment of loans to private entrepreneurs	-2 067	-2 067
Loans to individuals	3 293 267	3 293 267
Standard	3 515 820	3 515 820
up to 30 days	347	347
up to 1 year	1 737	1 737
up to 3 years	94 084	94 084
more than 3 years	3 419 652	3 419 652
Past-due	324 504	324 504
Past-due	324 504	324 504
Provision for impairment of loans to individuals	-547 057	-547 057
Other assets	383 117	383 117
Mandatory reserves with Central Bank	41 429	41 429
Premises and equipment	115 925	115 925
Purchase cost	184 447	184 447
Depreciation	-68 522	-68 522
Accrued interest not yet received	68 985	68 985
Other assets	346 269	346 269
Provision for impairment of other assets	-189 491	-189 491
LIABILITIES	6 252 498	6 252 498
On demand	857 896	857 896
Corporate clients	637 992	637 992
Residents	554 387	554 387
Non-residents	83 605	83 605
Individuals	219 904	219 904
Residents	219 011	219 011
Non-residents	893	893
Term	5 224 500	5 224 500
Corporate clients	1 257 822	1 257 822
Residents	1 073 201	1 073 201
up to 180 days	17 991	17 991
up to 1 year	100 102	100 102
up to 3 years	68 050	68 050
more than 3 years	887 058	887 058
Non-residents	184 621	184 621
up to 3 years	184 621	184 621
Individuals	3 966 678	3 966 678
residents	3 958 833	3 958 833
up to 180 days	3 932	3 932
up to 1 year	35 374	35 374
up to 3 years	3 919 415	3 919 415
more than 3 years	112	112
non-residents	7 845	7 845
up to 3 years	7 845	7 845
Securities issued	36 818	36 818
Promissory notes	36 818	36 818
on demand	26 742	26 742
up to 180 days	10 076	10 076
Other liabilities	133 284	133 284
Other liabilities	39 871	39 871
Accrued interest not yet paid	93 413	93 413
EQUITY	927 643	927 643
Capital	1 166 549	1 166 549
Profit from previous years	-327 361	-327 361
Retained earnings from previous years	-327 361	-327 361
Current year profit	88 455	88 455
Current year retained earnings	88 455	88 455
OFF-BALANCE SHEET	3 666 456	3 666 456
Unused credit limits available	400 000	400 000
Contingent liabilities	-1 123 480	-1 123 480
Guarantees issued	-973 074	-973 074
Unused credit limits opened	-150 406	-150 406
Collateral on loans	3 981 866	3 981 866
goods	3 903 607	3 903 607
securities	78 259	78 259
Unprocessed payments	555 941	555 941
Due to lack of funds on client accounts	555 941	555 941
Other off-balance sheet accounts	-147 871	-147 871
Written-off interest	-21 673	-21 673
Written-off loans	-126 198	-126 198
Credit card balances	347	347
Reserve rates:
Loans to banks:	-0,03%	-100,0%
Customer loans, total:	-17,10%	-100,0%
including corporate loans:	-21,43%	-100,0%
including individual loans:	-14,25%	-100,0%
Past-due rate:	-6,97%	-100,0%
corporate clients:	-4,74%	-100,0%
individuals:	-8,45%	-100,0%

You can also get acquainted with balance sheet aggregation methodics.

RSS-канал. Telegram: http://t.me/kuapru
If you have proposals or questions on using our site materials, please write us letters.