Kuap. Ru - Financial analysis of the bank АВТОТОРГБАНК, key financial ratios, bank's reports analysis

Support our website!



Руб.:

Our subscriptions

Mailing list archive

Our statistics

  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • Belarussian banks - 39
  • Balances (f. 101), ratios (f. 135) and capital (f. 123 and 134) available
    at 1 February 2022
  • Income (f. 102) available
    at 1 January 2022
 

AVTOTORGBANK

add to comparison
Central Bank of Russia registration number: 2776  complies with 214-FZ (equity construction)

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.


Key financial ratios of the bank since the beginning of each year
  12 mon.
2021
9 mon.
2021
6 mon.
2021
3 mon.
2021
12 mon.
2020
9 mon.
2020
6 mon.
2020
3 mon.
2020
12 mon.
2019
9 mon.
2019
6 mon.
2019
3 mon.
2019
RoA-2,78%-1,26%-0,54%0,00%2,46%2,44%3,49%3,47%3,55%7,80%14,32%25,79%
RoE-10,30%-5,16%-2,97%0,00%16,24%13,98%15,37%11,61%9,77%20,87%36,22%82,98%
Leverage
cap. adequacy
3,7 / 27,1%4,1 / 24,6%5,5 / 18,3%6,2 / 16,1%6,6 / 15,2%5,7 / 17,5%4,4 / 22,7%3,3 / 29,9%2,8 / 36,3%2,7 / 37,4%2,5 / 39,5%3,2 / 31,1%
NIM7,72%6,92%5,29%0,00%3,52%4,77%5,39%10,02%5,19%5,65%5,33%4,76%
Return on
assets
8,91%7,81%5,93%0,00%4,08%4,51%5,38%6,54%7,36%7,41%7,69%7,46%
Cost of
liabilities
1,48%1,11%0,75%0,00%0,91%2,46%3,70%6,30%2,81%2,69%3,62%3,81%
Net
spread
7,43%6,70%5,18%0,00%3,17%2,05%1,68%0,24%4,55%4,72%4,07%3,65%
Cost /
income
34,43%30,23%34,70%0,00%36,04%28,30%31,19%24,19%55,69%60,39%80,52%100,67%
Cost of
assets
3,69%3,10%2,04%0,00%1,45%1,71%2,13%3,49%4,72%4,45%4,68%4,30%
Net
assets
10 479 52311 858 85716 043 31618 146 18519 853 61416 009 72612 508 3039 165 9667 508 5207 515 2177 187 2527 726 446
Average
equity
2 838 4852 913 9572 930 0642 916 7443 010 3202 796 7032 843 5832 739 6422 728 5962 808 6402 841 5252 401 985
Average
% assets
9 791 85911 363 97015 648 90217 873 01819 627 03316 394 17312 843 7969 267 0437 339 3437 345 2407 039 0767 736 188
Average
% liabilities
7 868 5219 134 66813 283 63115 369 06317 050 92913 446 0129 963 9996 632 2184 912 8294 943 4324 699 4825 527 896
NII756 468590 457414 588205 329691 437587 543346 291232 256380 946311 572187 59492 150
NCI52 11238 62823 32512 64756 49737 03119 67914 52550 50136 52023 74812 719
NCI / NII6,9%6,5%5,6%6,2%8,2%6,3%5,7%6,3%13,3%11,7%12,7%13,8%

Key financial ratios of the bank for the quarter specified
  4 Q
2021
3 Q
2021
2 Q
2021
1 Q
2021
4 Q
2020
3 Q
2020
2 Q
2020
1 Q
2020
4 Q
2019
3 Q
2019
2 Q
2019
1 Q
2019
RoA-6,85%-2,33%6,06%0,00%3,94%1,87%4,44%3,47%-9,22%-3,99%0,91%25,79%
RoE-25,30%-9,50%33,20%0,00%26,00%10,70%19,55%11,61%-25,38%-10,67%2,30%82,98%
Leverage
cap. adequacy
3,7 / 27,1%4,1 / 24,6%5,5 / 18,3%6,2 / 16,1%6,6 / 15,2%5,7 / 17,5%4,4 / 22,7%3,3 / 29,9%2,8 / 36,3%2,7 / 37,4%2,5 / 39,5%3,2 / 31,1%
NIM6,78%6,19%5,34%0,00%2,11%5,88%3,55%10,02%3,78%6,75%5,42%4,76%
Return on
assets
8,44%7,09%5,98%0,00%5,02%5,12%6,04%6,54%7,22%7,49%7,18%7,46%
Cost of
liabilities
2,07%1,13%0,75%0,00%0,00%1,88%3,22%6,30%3,13%1,18%2,76%3,81%
Net
spread
6,37%5,96%5,23%0,00%5,02%3,24%2,82%0,24%4,09%6,31%4,42%3,65%
Cost /
income
53,83%24,44%34,89%0,00%118,20%24,44%48,96%24,19%46,25%40,20%67,73%100,67%
Cost of
assets
4,10%3,27%2,09%0,00%1,64%1,90%1,89%3,49%5,22%4,44%4,82%4,30%
Net
assets
10 479 52311 858 85716 043 31618 146 18519 853 61416 009 72612 508 3039 165 9667 508 5207 515 2177 187 2527 726 446
Average
equity
2 838 4852 913 9572 930 0642 916 7443 010 3202 796 7032 843 5832 739 6422 728 5962 808 6402 841 5252 401 985
Average
% assets
9 791 85911 363 97015 648 90217 873 01819 627 03316 394 17312 843 7969 267 0437 339 3437 345 2407 039 0767 736 188
Average
% liabilities
7 868 5219 134 66813 283 63115 369 06317 050 92913 446 0129 963 9996 632 2184 912 8294 943 4324 699 4825 527 896
NII166 011175 869209 259205 329103 894241 252114 035232 25669 374123 97895 44492 150
NCI13 48415 30310 67812 64719 46617 3525 15414 52513 98112 77211 02912 719
NCI / NII8,1%8,7%5,1%6,2%18,7%7,2%4,5%6,3%20,2%10,3%11,6%13,8%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.