Kuap. Ru - Balance sheet of СИТИБАНК, analysis of f.101

	SITIBANK	add to comparison
Central Bank of Russia registration number: 2557 foreign-controlled, CB RF representative, complies with 214-FZ (equity construction), complies with 213-FZ (work with state companies), complies with 185-FZ (work with housing and utilities infrastructure)

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	717 758 740	717 758 740
High liquid assets	99 347 382	99 347 382
Cash and equivalents	54 771 907	54 771 907
Cash	2 676 072	2 676 072
in cash and en route	1 942 016	1 942 016
in ATMs	734 056	734 056
Nostro account with Central Bank	52 095 835	52 095 835
Nostro accounts	31 265 626	31 265 626
Non-residents	30 908 948	30 908 948
Residents	356 678	356 678
Money in transfer	13 319 904	13 319 904
Provision for impairment of high-liquid assets	-10 055	-10 055
Interest-earning assets	556 621 490	556 621 490
Dues from banks	279 611 590	279 611 590
Residents	170 891 849	170 891 849
up to 30 days	84 593 129	84 593 129
up to 180 days	22 140 518	22 140 518
more than 180 days	64 158 202	64 158 202
Non-residents	108 784 715	108 784 715
up to 30 days	73 766 885	73 766 885
more than 180 days	35 017 830	35 017 830
Provision for impairment of loans to banks	-64 974	-64 974
Securities	115 766 941	115 766 941
Bonds	115 762 492	115 762 492
Federal Loan Bonds (OFZs), OBRs	110 869 980	110 869 980
Foreign sovereign bonds	4 967 224	4 967 224
Valuation allowance	-8 018 420	-8 018 420
Pledged under REPO	7 943 708	7 943 708
Stocks	4 449	4 449
Residents	4 449	4 449
Loans to corporate clients	115 245 854	115 245 854
residents	98 348 624	98 348 624
up to 30 days	17 407 178	17 407 178
up to 180 days	37 918 344	37 918 344
up to 1 year	20 173 039	20 173 039
up to 3 years	17 770 632	17 770 632
more than 3 years	5 079 431	5 079 431
non-residents	15 077 085	15 077 085
up to 30 days	3 056 820	3 056 820
up to 1 year	4 757 163	4 757 163
more than 3 years	7 263 102	7 263 102
Past-due	2 018 870	2 018 870
non-residents	2 018 870	2 018 870
Provision for impairment of corporate loans	-198 725	-198 725
residents	-58 347	-58 347
non-residents	-151 024	-151 024
state-owned enterprises	10 646	10 646
Loans to individuals	45 997 105	45 997 105
Standard	47 562 628	47 562 628
up to 30 days	9 474 685	9 474 685
up to 180 days	130	130
up to 1 year	184 346	184 346
up to 3 years	12 444 929	12 444 929
more than 3 years	25 458 538	25 458 538
Past-due	247 423	247 423
Past-due	247 423	247 423
Provision for impairment of loans to individuals	-1 812 946	-1 812 946
Other assets	61 789 868	61 789 868
Mandatory reserves with Central Bank	7 142 871	7 142 871
Premises and equipment	3 485 460	3 485 460
Purchase cost	6 923 614	6 923 614
Depreciation	-3 438 154	-3 438 154
Accrued interest not yet received	2 270 476	2 270 476
Other assets	32 531 239	32 531 239
Provision for impairment of other assets	-562 301	-562 301
Derivatives - assets	16 252 626	16 252 626
Deferred tax asset	669 497	669 497
LIABILITIES	653 336 590	653 336 590
Dues to banks	69 854 553	69 854 553
On demand	23 521 525	23 521 525
Residents	325 082	325 082
Non-residents	23 196 443	23 196 443
Term	35 106 708	35 106 708
Residents	30 156 743	30 156 743
up to 30 days	30 156 743	30 156 743
Non-residents	4 949 965	4 949 965
up to 30 days	4 949 965	4 949 965
Other dues to banks	11 226 320	11 226 320
On demand	445 853 393	445 853 393
Corporate clients	304 057 131	304 057 131
State-owned enterprises	79 411	79 411
Residents	284 679 154	284 679 154
Non-residents	19 298 566	19 298 566
Individuals	129 675 001	129 675 001
Residents	119 667 335	119 667 335
Non-residents	10 007 666	10 007 666
Brokerage accounts	12 121 261	12 121 261
Residents	11 928 517	11 928 517
Non-residents	192 744	192 744
Term	98 927 596	98 927 596
Corporate clients	75 566 806	75 566 806
Residents	71 591 890	71 591 890
up to 30 days	67 413 103	67 413 103
up to 180 days	3 984 369	3 984 369
up to 1 year	178 874	178 874
up to 3 years	13 044	13 044
more than 3 years	2 500	2 500
Non-residents	3 878 916	3 878 916
up to 30 days	3 878 916	3 878 916
State-owned enterprises	96 000	96 000
up to 30 days	96 000	96 000
Individuals	23 360 790	23 360 790
residents	21 316 867	21 316 867
up to 30 days	1 655 800	1 655 800
up to 180 days	10 728 881	10 728 881
up to 1 year	3 729 095	3 729 095
up to 3 years	5 203 091	5 203 091
non-residents	2 043 923	2 043 923
up to 180 days	1 284 299	1 284 299
up to 1 year	336 183	336 183
up to 3 years	423 441	423 441
Other liabilities	38 701 048	38 701 048
Other liabilities	21 197 597	21 197 597
Accrued interest not yet paid	422 575	422 575
Derivatives - liabilities	16 240 811	16 240 811
Deferred tax liabilities	840 065	840 065
EQUITY	64 422 150	64 422 150
Capital	-5 243 251	-5 243 251
Profit from previous years	69 546 542	69 546 542
Retained earnings from previous years	69 546 542	69 546 542
Current year profit	118 859	118 859
Current year retained earnings	118 859	118 859
OFF-BALANCE SHEET	-150 178 950	-150 178 950
Contingent liabilities	-138 160 776	-138 160 776
Guarantees issued	-31 128 093	-31 128 093
Unused credit limits opened	-106 768 960	-106 768 960
Unused guarantee limits	-263 723	-263 723
Collateral on loans	1 066 412	1 066 412
goods	605 769	605 769
securities	460 643	460 643
Unprocessed payments	436 285	436 285
Due to lack of funds on client accounts	436 285	436 285
Other off-balance sheet accounts	-13 520 871	-13 520 871
Written-off interest	-1 241 403	-1 241 403
Written-off loans to banks	-238 604	-238 604
Written-off loans	-12 040 864	-12 040 864
Credit card balances	9 474 685	9 474 685
Risk-weighted assets	437 908 696	437 908 696
Reserve rates:
Loans to banks:	-0,02%	-100,0%
Customer loans, total:	-1,23%	-100,0%
including corporate loans:	-0,17%	-100,0%
including individual loans:	-3,79%	-100,0%
Past-due rate:	-1,39%	-100,0%
corporate clients:	-1,75%	-100,0%
individuals:	-0,52%	-100,0%