Kuap. Ru - Financial analysis of the bank РОСБАНК, key financial ratios, bank's reports analysis

Support our website!



Руб.:

Our subscriptions

Mailing list archive

Our statistics

  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • Belarussian banks - 39
  • Balances (f. 101), ratios (f. 135) and capital (f. 123 and 134) available
    at 1 February 2022
  • Income (f. 102) available
    at 1 January 2022
 

ROSBANK

add to comparison
Central Bank of Russia registration number: 2272  foreign-controlledforeign-controlledforeign-controlledforeign-controlledCB RF representativesystemically importantcomplies with 214-FZ (equity construction)complies with 213-FZ (work with state companies)complies with 185-FZ (work with housing and utilities infrastructure)

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.


Key financial ratios of the bank since the beginning of each year
  12 mon.
2021
9 mon.
2021
6 mon.
2021
3 mon.
2021
12 mon.
2020
9 mon.
2020
6 mon.
2020
3 mon.
2020
12 mon.
2019
9 mon.
2019
6 mon.
2019
3 mon.
2019
RoA1,39%1,67%1,94%0,00%1,09%0,91%0,95%1,79%1,09%1,21%1,03%0,68%
RoE11,46%13,39%15,94%0,00%9,33%7,99%8,23%14,93%8,67%9,86%8,49%5,49%
Leverage
cap. adequacy
8,2 / 12,1%8,0 / 12,5%8,2 / 12,2%8,3 / 12,0%8,5 / 11,8%8,7 / 11,4%8,6 / 11,6%8,3 / 12,1%7,9 / 12,6%8,1 / 12,3%8,2 / 12,2%8,0 / 12,5%
NIM3,75%4,06%4,15%0,00%3,67%3,62%3,73%3,78%3,56%3,34%3,32%3,36%
Return on
assets
6,85%6,99%6,97%0,00%7,26%7,42%7,92%8,09%8,12%7,77%7,91%7,95%
Cost of
liabilities
3,38%3,20%3,02%0,00%3,57%3,68%3,90%4,30%4,57%4,49%4,62%4,60%
Net
spread
3,47%3,79%3,95%0,00%3,69%3,74%4,02%3,79%3,55%3,28%3,29%3,35%
Cost /
income
52,86%49,46%46,80%0,00%52,27%52,86%55,52%54,42%61,44%57,76%61,37%65,94%
Cost of
assets
2,76%2,83%2,82%0,00%2,69%2,65%2,81%2,84%3,06%2,85%2,89%2,77%
Net
assets
1 489 227 4101 415 727 7321 397 531 3041 375 550 6611 387 925 9871 383 048 8641 353 803 4331 277 336 4211 196 725 8161 200 028 8761 124 195 4071 073 148 250
Average
equity
180 587 837177 054 207170 748 013165 082 608163 315 677158 181 325156 581 437153 951 764151 183 805147 648 505137 624 680134 331 225
Average
% assets
1 285 507 5451 210 891 9101 169 295 1941 127 826 4271 117 997 5611 107 383 0651 049 293 4551 051 771 715996 965 0871 020 795 521956 063 334902 496 582
Average
% liabilities
1 237 858 2911 167 638 9011 155 993 1141 133 485 3671 142 748 0001 145 145 1081 120 044 6741 056 569 859990 432 056995 293 882934 546 633886 567 875
NII48 330 29236 898 53624 295 43511 128 21941 052 19230 097 71319 610 5619 943 07035 508 25725 585 97015 901 9337 597 702
NCI16 063 49111 865 6387 794 5843 610 50913 263 6289 288 3395 919 8292 971 04912 565 7478 977 2625 454 4062 351 553
NCI / NII33,2%32,2%32,1%32,4%32,3%30,9%30,2%29,9%35,4%35,1%34,3%31,0%

Key financial ratios of the bank for the quarter specified
  4 Q
2021
3 Q
2021
2 Q
2021
1 Q
2021
4 Q
2020
3 Q
2020
2 Q
2020
1 Q
2020
4 Q
2019
3 Q
2019
2 Q
2019
1 Q
2019
RoA0,78%1,17%2,15%0,00%1,66%0,88%0,20%1,79%0,72%1,69%1,42%0,68%
RoE6,46%9,42%17,61%0,00%14,10%7,70%1,78%14,93%5,76%13,77%11,62%5,49%
Leverage
cap. adequacy
8,2 / 12,1%8,0 / 12,5%8,2 / 12,2%8,3 / 12,0%8,5 / 11,8%8,7 / 11,4%8,6 / 11,6%8,3 / 12,1%7,9 / 12,6%8,1 / 12,3%8,2 / 12,2%8,0 / 12,5%
NIM3,55%4,16%4,50%0,00%3,91%3,78%3,68%3,78%3,98%3,79%3,47%3,36%
Return on
assets
7,65%7,51%7,33%0,00%7,01%7,23%7,74%8,09%8,63%8,50%8,31%7,95%
Cost of
liabilities
4,46%3,63%3,03%0,00%3,21%3,42%3,74%4,30%4,75%4,79%4,88%4,60%
Net
spread
3,19%3,88%4,30%0,00%3,80%3,81%4,00%3,79%3,88%3,71%3,43%3,35%
Cost /
income
64,20%55,01%46,40%0,00%50,71%48,19%56,70%54,42%73,17%52,42%58,06%65,94%
Cost of
assets
3,10%3,05%3,03%0,00%2,86%2,63%2,77%2,84%3,48%3,13%3,17%2,77%
Net
assets
1 489 227 4101 415 727 7321 397 531 3041 375 550 6611 387 925 9871 383 048 8641 353 803 4331 277 336 4211 196 725 8161 200 028 8761 124 195 4071 073 148 250
Average
equity
180 587 837177 054 207170 748 013165 082 608163 315 677158 181 325156 581 437153 951 764151 183 805147 648 505137 624 680134 331 225
Average
% assets
1 285 507 5451 210 891 9101 169 295 1941 127 826 4271 117 997 5611 107 383 0651 049 293 4551 051 771 715996 965 0871 020 795 521956 063 334902 496 582
Average
% liabilities
1 237 858 2911 167 638 9011 155 993 1141 133 485 3671 142 748 0001 145 145 1081 120 044 6741 056 569 859990 432 056995 293 882934 546 633886 567 875
NII11 431 75612 603 10113 167 21611 128 21910 954 47910 487 1529 667 4919 943 0709 922 2879 684 0378 304 2317 597 702
NCI4 197 8534 071 0544 184 0753 610 5093 975 2893 368 5102 948 7802 971 0493 588 4853 522 8563 102 8532 351 553
NCI / NII36,7%32,3%31,8%32,4%36,3%32,1%30,5%29,9%36,2%36,4%37,4%31,0%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.