Kuap. Ru - Finanzanalyse des Bank МТС-БАНК, Finanzkennzahlen, Berichte Bank Analyse



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  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • белорусских банков - 39
  • Balances (F. 101), ratios (F. 135) and capital (F. 123 and 134) available
    at 1 February 2022
  • Income (F. 102) available
    at 1 January 2022
 

MTS-BANK

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Central Bank of Russia registration number: 2268  ZB-Vertretercomplies with 214-FZ (equity construction)complies with 213-FZ (work with state companies)complies with 185-FZ (work with housing and utilities infrastructure)

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.


Key financial ratios of the bank since the beginning of each year
  12 mon.
2021
9 mon.
2021
6 mon.
2021
3 mon.
2021
12 mon.
2020
9 mon.
2020
6 mon.
2020
3 mon.
2020
12 mon.
2019
9 mon.
2019
6 mon.
2019
3 mon.
2019
RoA2,23%2,62%2,88%0,00%0,62%-0,29%-1,43%0,40%2,11%1,77%2,29%4,77%
RoE13,35%16,81%19,76%0,00%4,26%-2,19%-10,16%3,01%16,70%15,26%18,90%33,94%
Leverage
cap. adequacy
6,0 / 16,7%6,4 / 15,6%6,8 / 14,6%6,8 / 14,7%6,9 / 14,6%7,5 / 13,3%7,1 / 14,2%7,4 / 13,6%7,9 / 12,6%8,6 / 11,7%8,2 / 12,1%7,1 / 14,1%
NIM10,17%10,58%10,86%0,00%9,22%9,03%8,79%9,35%7,64%7,08%7,07%7,07%
Return on
assets
10,09%10,29%10,38%0,00%10,43%10,60%10,47%11,03%9,94%9,65%9,78%9,75%
Cost of
liabilities
3,75%3,59%3,59%0,00%4,62%4,56%4,99%5,35%4,98%5,01%5,09%5,30%
Net
spread
6,34%6,70%6,79%0,00%5,81%6,04%5,48%5,68%4,96%4,64%4,69%4,45%
Cost /
income
41,29%42,03%43,43%0,00%49,97%50,18%50,86%55,70%55,50%59,14%56,27%47,20%
Cost of
assets
6,20%6,73%7,35%0,00%6,98%6,89%6,61%7,49%7,19%7,14%7,20%6,86%
Net
assets
275 054 120248 661 248220 180 645204 995 567199 931 315209 836 686201 659 420188 633 159180 171 466173 582 027164 773 453151 312 842
Average
equity
45 997 53438 782 36532 152 27030 042 36029 143 72227 847 76728 536 07125 623 87622 771 53020 237 72419 994 66421 286 355
Average
% assets
254 940 647231 650 206211 643 545193 939 953185 307 583181 953 849182 865 667169 546 707162 348 846161 669 778153 774 886149 139 373
Average
% liabilities
216 598 718199 950 847178 352 016164 312 772161 455 914173 081 844164 208 014153 532 070148 404 669145 596 939137 799 135124 816 155
NII25 932 11818 390 45111 496 6305 305 46117 086 77112 331 7588 044 8843 966 45012 405 4778 587 5195 442 6602 638 931
NCI14 245 41710 207 7486 510 2692 745 6167 295 4164 857 0932 913 9391 595 2385 417 6783 520 1742 089 147928 363
NCI / NII54,9%55,5%56,6%51,8%42,7%39,4%36,2%40,2%43,7%41,0%38,4%35,2%

Key financial ratios of the bank for the quarter specified
  4 Q
2021
3 Q
2021
2 Q
2021
1 Q
2021
4 Q
2020
3 Q
2020
2 Q
2020
1 Q
2020
4 Q
2019
3 Q
2019
2 Q
2019
1 Q
2019
RoA1,82%2,75%3,31%0,00%3,40%1,88%-3,25%0,40%3,30%0,98%0,20%4,77%
RoE10,90%17,65%22,71%0,00%23,36%14,23%-23,03%3,01%26,13%8,43%1,66%33,94%
Leverage
cap. adequacy
6,0 / 16,7%6,4 / 15,6%6,8 / 14,6%6,8 / 14,7%6,9 / 14,6%7,5 / 13,3%7,1 / 14,2%7,4 / 13,6%7,9 / 12,6%8,6 / 11,7%8,2 / 12,1%7,1 / 14,1%
NIM11,83%11,90%11,70%0,00%10,26%9,42%8,92%9,35%9,40%7,78%7,29%7,07%
Return on
assets
12,33%11,89%11,13%0,00%10,49%10,74%10,71%11,03%10,92%10,34%10,09%9,75%
Cost of
liabilities
5,06%4,38%3,83%0,00%3,81%4,21%4,97%5,35%5,18%5,38%5,38%5,30%
Net
spread
7,27%7,51%7,30%0,00%6,68%6,53%5,74%5,68%5,74%4,96%4,71%4,45%
Cost /
income
39,38%39,55%40,63%0,00%49,44%48,93%46,33%55,70%47,25%65,02%67,43%47,20%
Cost of
assets
6,60%6,88%7,66%0,00%7,60%7,14%6,22%7,49%7,49%7,72%7,74%6,86%
Net
assets
275 054 120248 661 248220 180 645204 995 567199 931 315209 836 686201 659 420188 633 159180 171 466173 582 027164 773 453151 312 842
Average
equity
45 997 53438 782 36532 152 27030 042 36029 143 72227 847 76728 536 07125 623 87622 771 53020 237 72419 994 66421 286 355
Average
% assets
254 940 647231 650 206211 643 545193 939 953185 307 583181 953 849182 865 667169 546 707162 348 846161 669 778153 774 886149 139 373
Average
% liabilities
216 598 718199 950 847178 352 016164 312 772161 455 914173 081 844164 208 014153 532 070148 404 669145 596 939137 799 135124 816 155
NII7 541 6676 893 8216 191 1695 305 4614 755 0134 286 8744 078 4343 966 4503 817 9583 144 8592 803 7292 638 931
NCI4 037 6693 697 4793 764 6532 745 6162 438 3231 943 1541 318 7011 595 2381 897 5041 431 0271 160 784928 363
NCI / NII53,5%53,6%60,8%51,8%51,3%45,3%32,3%40,2%49,7%45,5%41,4%35,2%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operational effectiveness ratio, operational expenses divided by operational income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operational expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.