Kuap. Ru - Balance sheet of МОСКОВСКИЙ КРЕДИТНЫЙ БАНК, analysis of f.101

	MOSKOVSKIY KREDITNIY BANK	add to comparison
Central Bank of Russia registration number: 1978 CB RF representative, complies with 214-FZ (equity construction), complies with 213-FZ (work with state companies), complies with 185-FZ (work with housing and utilities infrastructure)

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	3 604 988 677	3 604 988 677
High liquid assets	142 239 657	142 239 657
Cash and equivalents	116 501 456	116 501 456
Cash	8 626 790	8 626 790
in cash and en route	4 335 887	4 335 887
in ATMs	4 179 390	4 179 390
precious metals	111 513	111 513
Nostro account with Central Bank	107 874 666	107 874 666
Nostro accounts	23 354 564	23 354 564
Non-residents	1 013 868	1 013 868
Residents	22 340 696	22 340 696
Money in transfer	2 662 987	2 662 987
Provision for impairment of high-liquid assets	-279 350	-279 350
Interest-earning assets	3 229 557 133	3 229 557 133
Dues from banks	297 061 193	297 061 193
Central Bank of Russia	150 000 000	150 000 000
Residents	122 995 710	122 995 710
up to 30 days	107 952 936	107 952 936
up to 180 days	11 206 395	11 206 395
more than 180 days	3 836 379	3 836 379
Non-residents	24 158 990	24 158 990
up to 30 days	5 817 996	5 817 996
up to 180 days	17 562 820	17 562 820
more than 180 days	778 174	778 174
Loans past-due	30 378	30 378
residents	30 378	30 378
Provision for impairment of loans to banks	-123 885	-123 885
Securities	382 544 004	382 544 004
Bonds	363 458 396	363 458 396
Federal Loan Bonds (OFZs), OBRs	121 196 894	121 196 894
Corporate bonds	94 497 332	94 497 332
Financial institutions bonds	15 803 297	15 803 297
Foreign sovereign bonds	7 343 854	7 343 854
Corporate foreign bonds	44 354 163	44 354 163
Foreign financial institutions bonds	242 443	242 443
Valuation allowance	-45 917 656	-45 917 656
Pledged under REPO	125 962 074	125 962 074
Past-due	1 551 764	1 551 764
Provision for impairment of bonds	-1 575 769	-1 575 769
Stocks	19 085 608	19 085 608
Residents	16 612 047	16 612 047
Non-residents	118 078	118 078
Valuation allowance	2 355 834	2 355 834
Provision for impairment of stocks	-351	-351
Loans to corporate clients	2 397 322 778	2 397 322 778
residents	2 084 930 023	2 084 930 023
up to 30 days	1 269 999 459	1 269 999 459
up to 180 days	148 052 882	148 052 882
up to 1 year	136 005 645	136 005 645
up to 3 years	186 192 345	186 192 345
more than 3 years	344 679 692	344 679 692
non-residents	320 348 916	320 348 916
up to 30 days	2 137 466	2 137 466
up to 180 days	91 498 947	91 498 947
up to 1 year	75 073 280	75 073 280
up to 3 years	15 525 100	15 525 100
more than 3 years	136 114 123	136 114 123
state-owned enterprises	5 107 191	5 107 191
up to 30 days	50	50
up to 1 year	355	355
up to 3 years	5 105 996	5 105 996
more than 3 years	790	790
Past-due	42 198 842	42 198 842
residents	42 104 458	42 104 458
non-residents	93 460	93 460
state-owned enterprises	924	924
Provision for impairment of corporate loans	-55 262 194	-55 262 194
residents	-47 510 666	-47 510 666
non-residents	-7 680 651	-7 680 651
state-owned enterprises	-70 877	-70 877
Loans to private entrepreneurs	14 783	14 783
up to 30 days	4 145	4 145
up to 3 years	16 841	16 841
more than 3 years	7 947	7 947
Past-due	2 362	2 362
Provision for impairment of loans to private entrepreneurs	-16 512	-16 512
Loans to individuals	152 614 375	152 614 375
Standard	152 079 209	152 079 209
up to 30 days	2 952 173	2 952 173
up to 180 days	2 776	2 776
up to 1 year	406 947	406 947
up to 3 years	5 328 681	5 328 681
more than 3 years	143 388 632	143 388 632
Past-due	38 675 510	38 675 510
Past-due	38 675 510	38 675 510
Provision for impairment of loans to individuals	-38 140 344	-38 140 344
Other assets	233 191 887	233 191 887
Mandatory reserves with Central Bank	25 690 258	25 690 258
Premises and equipment	14 095 077	14 095 077
Purchase cost	21 878 496	21 878 496
Depreciation	-7 783 419	-7 783 419
Accrued interest not yet received	13 457 342	13 457 342
Other assets	129 646 507	129 646 507
Investments in subsidiaries	5 833 008	5 833 008
Provision for impairment of other assets	-7 578 487	-7 578 487
Derivatives - assets	45 874 435	45 874 435
Deferred tax asset	6 173 747	6 173 747
LIABILITIES	3 398 128 640	3 398 128 640
Dues to banks	779 070 698	779 070 698
On demand	25 885 666	25 885 666
Residents	23 745 363	23 745 363
Non-residents	2 140 303	2 140 303
Term	752 828 204	752 828 204
Central Bank of Russia	94 631 307	94 631 307
more than 180 days	896 182	896 182
other	93 735 125	93 735 125
Residents	644 329 994	644 329 994
up to 30 days	99 930 819	99 930 819
up to 180 days	398 235 857	398 235 857
more than 180 days	146 163 318	146 163 318
Non-residents	13 866 903	13 866 903
up to 30 days	2 270 712	2 270 712
more than 180 days	11 596 191	11 596 191
Other dues to banks	356 828	356 828
On demand	538 732 774	538 732 774
Corporate clients	409 407 714	409 407 714
State-owned enterprises	9 003 146	9 003 146
Residents	337 939 396	337 939 396
Non-residents	62 465 172	62 465 172
Individuals	128 807 304	128 807 304
Residents	126 939 170	126 939 170
Non-residents	1 868 134	1 868 134
Brokerage accounts	517 756	517 756
Residents	303 265	303 265
Non-residents	214 491	214 491
Term	1 957 394 227	1 957 394 227
Corporate clients	1 534 009 620	1 534 009 620
Residents	497 528 592	497 528 592
up to 30 days	29 090 715	29 090 715
up to 180 days	142 357 397	142 357 397
up to 1 year	31 116 937	31 116 937
up to 3 years	227 521 150	227 521 150
more than 3 years	67 442 393	67 442 393
Non-residents	335 429 299	335 429 299
up to 30 days	171 992	171 992
up to 180 days	8 017 677	8 017 677
up to 1 year	4 554 150	4 554 150
up to 3 years	4 263 043	4 263 043
more than 3 years	318 422 437	318 422 437
State-owned enterprises	701 051 729	701 051 729
up to 30 days	71 291 000	71 291 000
up to 180 days	225 137 698	225 137 698
up to 1 year	17 300 000	17 300 000
more than 3 years	387 323 031	387 323 031
Individuals	423 384 607	423 384 607
residents	422 536 299	422 536 299
up to 180 days	18 456 302	18 456 302
up to 1 year	89 160 280	89 160 280
up to 3 years	292 687 875	292 687 875
more than 3 years	22 231 842	22 231 842
non-residents	848 308	848 308
up to 180 days	93 164	93 164
up to 1 year	298 446	298 446
up to 3 years	435 896	435 896
more than 3 years	20 802	20 802
Securities issued	55 430 736	55 430 736
Bonds	54 975 844	54 975 844
Promissory notes	454 892	454 892
up to 1 year	194 544	194 544
up to 3 years	260 348	260 348
Other liabilities	67 500 205	67 500 205
Other liabilities	14 713 507	14 713 507
Accrued interest not yet paid	27 860 853	27 860 853
Derivatives - liabilities	12 320 523	12 320 523
Deferred tax liabilities	12 605 322	12 605 322
EQUITY	206 860 037	206 860 037
Capital	76 754 609	76 754 609
Profit from previous years	130 995 158	130 995 158
Retained earnings from previous years	130 995 158	130 995 158
Current year profit	-889 730	-889 730
Current year retained earnings	-889 730	-889 730
OFF-BALANCE SHEET	54 753 362	54 753 362
Unused credit limits available	11 424 845	11 424 845
Contingent liabilities	-766 880 802	-766 880 802
Guarantees issued	-176 870 973	-176 870 973
Unused credit limits opened	-150 351 363	-150 351 363
Unused guarantee limits	-439 658 466	-439 658 466
Collateral on loans	803 235 335	803 235 335
goods	713 891 869	713 891 869
securities	89 343 466	89 343 466
Unprocessed payments	13 684 204	13 684 204
Due to lack of funds on client accounts	13 684 204	13 684 204
Other off-balance sheet accounts	-6 710 220	-6 710 220
Written-off interest	-1 065 049	-1 065 049
Written-off loans	-5 645 171	-5 645 171
Credit card balances	2 952 173	2 952 173
Risk-weighted assets	2 109 260 513	2 109 260 513
Reserve rates:
Loans to banks:	-0,04%	-100,0%
Customer loans, total:	-3,53%	-100,0%
including corporate loans:	-2,25%	-100,0%
including individual loans:	-19,99%	-100,0%
Past-due rate:	-3,06%	-100,0%
corporate clients:	-1,72%	-100,0%
individuals:	-20,27%	-100,0%