Kuap. Ru - Financial analysis of the bank МОСКОВСКИЙ КРЕДИТНЫЙ БАНК, key financial ratios, bank's reports analysis

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  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • Belarussian banks - 39
  • Balances (f. 101), ratios (f. 135) and capital (f. 123 and 134) available
    at 1 February 2022
  • Income (f. 102) available
    at 1 January 2022
 

MOSKOVSKIY KREDITNIY BANK

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Central Bank of Russia registration number: 1978  CB RF representativecomplies with 214-FZ (equity construction)complies with 213-FZ (work with state companies)complies with 185-FZ (work with housing and utilities infrastructure)

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.


Key financial ratios of the bank since the beginning of each year
  12 mon.
2021
9 mon.
2021
6 mon.
2021
3 mon.
2021
12 mon.
2020
9 mon.
2020
6 mon.
2020
3 mon.
2020
12 mon.
2019
9 mon.
2019
6 mon.
2019
3 mon.
2019
RoA0,81%1,19%0,90%0,00%1,09%0,11%0,72%1,32%1,96%2,34%2,62%6,75%
RoE12,20%16,74%13,90%0,00%17,49%1,91%10,65%18,79%26,56%33,45%36,80%100,98%
Leverage
cap. adequacy
14,9 / 6,7%14,0 / 7,2%15,3 / 6,5%15,3 / 6,5%16,0 / 6,2%16,3 / 6,1%14,7 / 6,8%14,2 / 7,0%13,5 / 7,4%14,3 / 7,0%14,0 / 7,1%14,9 / 6,7%
NIM2,64%2,75%2,22%0,00%2,56%2,10%2,20%2,14%2,16%2,03%1,97%2,33%
Return on
assets
5,81%5,76%5,47%0,00%5,81%6,05%6,41%6,82%7,57%8,00%8,22%9,28%
Cost of
liabilities
3,55%3,54%3,44%0,00%3,86%4,07%4,40%4,87%5,32%5,59%5,66%5,57%
Net
spread
2,26%2,22%2,03%0,00%1,95%1,98%2,01%1,95%2,25%2,41%2,56%3,71%
Cost /
income
35,07%31,84%40,25%0,00%27,03%33,96%31,23%27,87%69,63%115,51%187,13%394,29%
Cost of
assets
0,75%0,79%0,81%0,00%0,72%0,76%0,86%0,75%0,93%0,97%1,06%0,86%
Net
assets
3 320 961 3973 176 940 8253 145 137 9863 007 438 3002 938 426 6192 843 051 0402 714 206 4032 540 726 8592 274 773 9292 158 134 0512 132 642 7172 098 507 990
Average
equity
222 878 017227 540 007205 521 532196 432 040183 455 087174 812 625184 757 606178 801 728168 191 663151 372 930151 899 628140 416 305
Average
% assets
3 062 713 8262 948 008 8692 970 541 8772 831 895 5122 726 879 6082 630 815 6302 523 948 1182 389 680 0312 119 916 0652 018 845 7321 984 185 5191 973 183 148
Average
% liabilities
3 040 605 7112 886 681 3012 887 233 6422 760 060 5232 691 611 6522 603 252 6152 464 872 0912 300 565 5952 059 471 2241 967 347 2381 949 241 2581 928 285 556
NII81 088 66860 951 20332 977 98214 990 22969 922 44341 444 10127 859 34312 828 30445 807 92430 880 00919 568 61311 509 007
NCI12 940 17710 612 9564 310 3722 175 2138 317 2235 893 3133 751 9762 205 3868 249 6176 017 1993 957 8711 860 499
NCI / NII16,0%17,4%13,1%14,5%11,9%14,2%13,5%17,2%18,0%19,5%20,2%16,2%

Key financial ratios of the bank for the quarter specified
  4 Q
2021
3 Q
2021
2 Q
2021
1 Q
2021
4 Q
2020
3 Q
2020
2 Q
2020
1 Q
2020
4 Q
2019
3 Q
2019
2 Q
2019
1 Q
2019
RoA-0,16%1,79%0,96%0,00%4,02%-1,03%0,21%1,32%1,17%1,85%-1,40%6,75%
RoE-2,44%25,11%14,73%0,00%64,50%-16,78%3,11%18,79%15,94%26,48%-19,73%100,98%
Leverage
cap. adequacy
14,9 / 6,7%14,0 / 7,2%15,3 / 6,5%15,3 / 6,5%16,0 / 6,2%16,3 / 6,1%14,7 / 6,8%14,2 / 7,0%13,5 / 7,4%14,3 / 7,0%14,0 / 7,1%14,9 / 6,7%
NIM2,63%3,79%2,42%0,00%4,17%2,06%2,38%2,14%2,81%2,24%1,62%2,33%
Return on
assets
6,59%6,26%5,80%0,00%5,72%5,86%6,36%6,82%7,43%7,84%7,21%9,28%
Cost of
liabilities
4,12%3,73%3,54%0,00%3,64%3,88%4,26%4,87%5,27%5,56%5,82%5,57%
Net
spread
2,47%2,53%2,26%0,00%2,08%1,98%2,10%1,95%2,16%2,28%1,39%3,71%
Cost /
income
51,25%21,92%49,23%0,00%16,59%44,20%34,11%27,87%31,97%59,38%138,01%394,29%
Cost of
assets
0,73%0,75%1,05%0,00%0,71%0,62%1,01%0,75%0,94%0,84%1,26%0,86%
Net
assets
3 320 961 3973 176 940 8253 145 137 9863 007 438 3002 938 426 6192 843 051 0402 714 206 4032 540 726 8592 274 773 9292 158 134 0512 132 642 7172 098 507 990
Average
equity
222 878 017227 540 007205 521 532196 432 040183 455 087174 812 625184 757 606178 801 728168 191 663151 372 930151 899 628140 416 305
Average
% assets
3 062 713 8262 948 008 8692 970 541 8772 831 895 5122 726 879 6082 630 815 6302 523 948 1182 389 680 0312 119 916 0652 018 845 7321 984 185 5191 973 183 148
Average
% liabilities
3 040 605 7112 886 681 3012 887 233 6422 760 060 5232 691 611 6522 603 252 6152 464 872 0912 300 565 5952 059 471 2241 967 347 2381 949 241 2581 928 285 556
NII20 137 46527 973 22117 987 75314 990 22928 478 34213 584 75815 031 03912 828 30414 927 91511 311 3968 059 60611 509 007
NCI2 327 2216 302 5842 135 1592 175 2132 423 9102 141 3371 546 5902 205 3862 232 4182 059 3282 097 3721 860 499
NCI / NII11,6%22,5%11,9%14,5%8,5%15,8%10,3%17,2%15,0%18,2%26,0%16,2%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.