Mailing list archive

	BANK RAZVITIYA BIZNESAI want to buy a report	add to comparison
Central Bank of Russia registration number: 1910

General information Emissions0

Balance Profit Profitability

Capital (f. 134, 123) Ratios (f. 135) IFRS reports

Financial analysis Statutory reports

• Aggregated balance
• Balance sheets w/o corrections
• Balance turnover
• Turnover dynamics
• Currency balance
• Form 101
• Profitability

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.

Balance sheet position, thous. rub.	01.02.2014	>> Turnover >>	01.03.2014 01.02.2014 01.01.2014 01.12.2013 01.11.2013 01.10.2013 01.09.2013 01.08.2013 01.07.2013 01.06.2013 01.05.2013 01.04.2013 01.03.2013 01.02.2013 01.01.2013 01.12.2012 01.11.2012 01.10.2012 01.09.2012 01.08.2012 01.07.2012 01.06.2012 01.05.2012 01.04.2012 01.03.2012 01.02.2012 01.01.2012 01.12.2011 01.11.2011 01.10.2011 01.09.2011 01.08.2011 01.07.2011 01.06.2011 01.05.2011 01.04.2011 01.03.2011 01.02.2011 01.01.2011 01.12.2010 01.11.2010 01.10.2010 01.09.2010 01.08.2010 01.07.2010 01.06.2010 01.05.2010 01.04.2010 01.03.2010 01.02.2010 01.01.2010 01.12.2009 01.11.2009 01.10.2009	Turnover / amount	Turnover / assets	Period change
ASSETS	618 862	503 945	589 912	0,8	0,9	-28 950	-4,7%
High liquid assets	70 893	411 386	54 733	5,8	0,7	-16 160	-22,8%
Cash and equivalents	70 893	411 386	54 733	5,8	0,7	-16 160	-22,8%
Cash	36 055	81 325	37 799	2,3	0,1	1 744	4,8%
in cash and en route	36 055	81 325	37 799	2,3	0,1	1 744	4,8%
Nostro account with Central Bank	34 838	331 805	16 934	9,5	0,6	-17 904	-51,4%
Interest-earning assets	383 059	79 522	372 310	0,2	0,1	-10 749	-2,8%
Dues from banks	55	-	55	0,0	0,0	-	0,0%
Residents	55	-	55	0,0	0,0	-	0,0%
up to 30 days	55	-	55	0,0	0,0	-	0,0%
Securities	4 956	66	4 989	0,0	0,0	33	0,7%
Promissory notes	4 956	66	4 989	0,0	0,0	33	0,7%
Corporate	10 115	66	10 181	0,0	0,0	66	0,7%
Provision for impairment of promissory notes	-5 159	33	-5 192	0,0	0,0	-33	0,6%
Loans to corporate clients	77 961	54 423	76 291	0,7	0,1	-1 670	-2,1%
residents	85 511	53 793	83 825	0,6	0,1	-1 686	-2,0%
up to 30 days	13 891	50 334	11 789	3,6	0,1	-2 102	-15,1%
up to 180 days	28 699	3 875	29 674	0,1	0,0	975	3,4%
up to 1 year	22 727	141	22 586	0,0	0,0	-141	-0,6%
up to 3 years	4 087	189	3 898	0,0	0,0	-189	-4,6%
more than 3 years	16 107	229	15 878	0,0	0,0	-229	-1,4%
Provision for impairment of corporate loans	-7 550	646	-7 534	0,1	0,0	16	-0,2%
residents	-7 550	646	-7 534	0,1	0,0	16	-0,2%
Loans to private entrepreneurs	4 935	1 000	5 216	0,2	0,0	281	5,7%
up to 180 days	1 500	1 000	1 900	0,7	0,0	400	26,7%
up to 1 year	771	81	690	0,1	0,0	-81	-10,5%
more than 3 years	2 691	38	2 653	0,0	0,0	-38	-1,4%
Provision for impairment of loans to private entrepreneurs	-27	-	-27	0,0	0,0	-	0,0%
Loans to individuals	295 152	24 347	285 759	0,1	0,0	-9 393	-3,2%
Standard	315 980	23 456	296 934	0,1	0,0	-19 046	-6,0%
up to 30 days	-	-	-	-	-	-	-
up to 180 days	50	250	300	5,0	0,0	250	500,0%
up to 1 year	1 564	818	956	0,5	0,0	-608	-38,9%
up to 3 years	28 016	15 713	16 253	0,6	0,0	-11 763	-42,0%
more than 3 years	286 350	6 925	279 425	0,0	0,0	-6 925	-2,4%
Past-due	1 356	1 309	2 349	1,0	0,0	993	73,2%
Past-due	1 356	1 309	2 349	1,0	0,0	993	73,2%
Provision for impairment of loans to individuals	-22 184	9 235	-13 524	0,4	0,0	8 660	-39,0%
Provision for impairment of loans past-due	-	-	-	-	-	-	-
Other assets	164 910	13 037	162 869	0,1	0,0	-2 041	-1,2%
Mandatory reserves with Central Bank	13 848	565	13 283	0,0	0,0	-565	-4,1%
Premises and equipment	141 845	1 285	142 799	0,0	0,0	954	0,7%
Purchase cost	151 719	1 285	152 947	0,0	0,0	1 228	0,8%
Depreciation	-9 874	274	-10 148	0,0	0,0	-274	2,8%
Accrued interest not yet received	1 248	4 564	830	3,7	0,0	-418	-33,5%
Non-current assets	8 353	-	8 353	0,0	0,0	-	0,0%
Other assets	17 819	4 990	15 935	0,3	0,0	-1 884	-10,6%
Provision for impairment of other assets	-18 203	2 587	-18 331	0,1	0,0	-128	0,7%
LIABILITIES	431 127	478 547	401 199	1,1	0,8	-29 928	-6,9%
On demand	97 666	424 481	77 029	4,3	0,7	-20 637	-21,1%
Corporate clients	91 184	404 708	68 282	4,4	0,7	-22 902	-25,1%
Residents	91 184	404 708	68 282	4,4	0,7	-22 902	-25,1%
Individuals	6 482	22 038	8 747	3,4	0,0	2 265	34,9%
Residents	6 482	22 038	8 747	3,4	0,0	2 265	34,9%
Term	305 221	32 966	296 566	0,1	0,1	-8 655	-2,8%
Corporate clients	24 500	2 500	22 000	0,1	0,0	-2 500	-10,2%
Residents	24 500	2 500	22 000	0,1	0,0	-2 500	-10,2%
up to 180 days	2 500	2 500	-	1,0	0,0	-2 500	-100,0%
more than 3 years	22 000	-	22 000	0,0	0,0	-	0,0%
Individuals	280 721	30 466	274 566	0,1	0,1	-6 155	-2,2%
residents	280 721	30 466	274 566	0,1	0,1	-6 155	-2,2%
up to 180 days	107	45	152	0,4	0,0	45	42,1%
up to 1 year	87 704	13 241	92 292	0,2	0,0	4 588	5,2%
up to 3 years	174 595	21 707	163 622	0,1	0,0	-10 973	-6,3%
more than 3 years	18 315	291	18 500	0,0	0,0	185	1,0%
Securities issued	20 678	190	20 868	0,0	0,0	190	0,9%
Promissory notes	20 678	190	20 868	0,0	0,0	190	0,9%
up to 3 years	24 584	-	24 584	0,0	0,0	-	0,0%
Discount accrued	-3 906	190	-3 716	0,0	0,0	190	-4,9%
Other liabilities	7 562	21 100	6 736	2,8	0,0	-826	-10,9%
Other liabilities	216	17 696	207	81,9	0,0	-9	-4,2%
Accrued interest not yet paid	7 346	3 404	6 529	0,5	0,0	-817	-11,1%
EQUITY	187 735	18 475	188 713	0,1	0,0	978	0,5%
Capital	32 251	-	32 251	0,0	0,0	-	0,0%
Profit from previous years	156 668	-	156 668	0,0	0,0	-	0,0%
Retained earnings from previous years	156 668	-	156 668	0,0	0,0	-	0,0%
Current year profit	860	18 309	1 683	21,3	0,0	823	95,7%
Current year retained earnings	860	18 309	1 683	21,3	0,0	823	95,7%
Future expenses	-2 044	166	-1 889	0,1	0,0	155	-7,6%
OFF-BALANCE SHEET	558 216	91 410	550 466	0,2	0,2	-7 750	-1,4%
Contingent liabilities	-21 766	63 834	-31 673	2,9	0,1	-9 907	45,5%
Guarantees issued	-706	570	-136	0,8	0,0	570	-80,7%
Unused credit limits opened	-21 060	63 834	-31 537	3,0	0,1	-10 477	49,7%
Collateral on loans	579 643	27 120	581 858	0,0	0,0	2 215	0,4%
goods	507 973	27 120	510 188	0,1	0,0	2 215	0,4%
securities	71 670	-	71 670	0,0	0,0	-	0,0%
Other off-balance sheet accounts	339	456	281	1,3	0,0	-58	-17,1%
Accrued interest not yet received	1 325	456	1 267	0,3	0,0	-58	-4,4%
Written-off interest	-743	-	-743	0,0	0,0	-	0,0%
Written-off loans	-243	-	-243	0,0	0,0	-	0,0%
Credit card balances	-	-	-	-	-	-	-
Past due ratio, total	33	-	60	0,0	0,0	27	81,8%
Past due ratio, individuals	43	-	78	0,0	0,0	35	81,4%
Past due ratio, corporates	-	-	-	-	-	-	-
Past due ratio, entrepreneurs	-	-	-	-	-	-	-
Past due ratio, corporates + entrepreneurs	-	-	-	-	-	-	-
Risk-weighted assets	907 126	-	893 017	0,0	0,0	-14 109	-1,6%

You can also get acquainted with balance sheet aggregation methodics.