Kuap. Ru - Balance sheet of СОВКОМБАНК, analysis of f.101

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	1 936 403 488	1 936 403 488
High liquid assets	154 793 079	154 793 079
Cash and equivalents	134 565 147	134 565 147
Cash	57 717 389	57 717 389
in cash and en route	38 805 146	38 805 146
in ATMs	5 857 474	5 857 474
precious metals	13 054 769	13 054 769
Nostro account with Central Bank	76 847 758	76 847 758
Nostro accounts	18 580 202	18 580 202
Non-residents	5 965 888	5 965 888
Residents	12 614 314	12 614 314
Money in transfer	4 210 786	4 210 786
Provision for impairment of high-liquid assets	-2 563 056	-2 563 056
Interest-earning assets	1 562 507 390	1 562 507 390
Dues from banks	49 087 742	49 087 742
Residents	25 935 517	25 935 517
up to 30 days	11 827 640	11 827 640
up to 180 days	300 000	300 000
more than 180 days	13 807 877	13 807 877
Non-residents	23 445 580	23 445 580
up to 30 days	3 131 033	3 131 033
up to 180 days	250 000	250 000
more than 180 days	20 064 547	20 064 547
Loans past-due	20 283 441	20 283 441
residents	20 283 441	20 283 441
Provision for impairment of loans to banks	-20 576 796	-20 576 796
Securities	316 659 815	316 659 815
Bonds	298 418 810	298 418 810
Federal Loan Bonds (OFZs), OBRs	67 577 350	67 577 350
Corporate bonds	92 043 816	92 043 816
Financial institutions bonds	2 253 126	2 253 126
Foreign sovereign bonds	42 728	42 728
Corporate foreign bonds	16 341 960	16 341 960
Foreign financial institutions bonds	301 754	301 754
Valuation allowance	-33 952 488	-33 952 488
Pledged under REPO	153 919 025	153 919 025
Provision for impairment of bonds	-108 461	-108 461
Stocks	13 585 924	13 585 924
Residents	1 786 893	1 786 893
Non-residents	819 176	819 176
Valuation allowance	7 421 962	7 421 962
Pledged under REPO	3 557 893	3 557 893
Mutual funds	4 655 081	4 655 081
Loans to corporate clients	734 203 434	734 203 434
residents	524 119 631	524 119 631
up to 30 days	113 856 160	113 856 160
up to 180 days	131 281 477	131 281 477
up to 1 year	117 687 764	117 687 764
up to 3 years	69 641 151	69 641 151
more than 3 years	91 653 079	91 653 079
non-residents	199 483 432	199 483 432
up to 30 days	8 725 744	8 725 744
up to 180 days	18 704 698	18 704 698
up to 1 year	25 240 595	25 240 595
up to 3 years	45 904 564	45 904 564
more than 3 years	100 907 831	100 907 831
state-owned enterprises	22 467 664	22 467 664
up to 180 days	150 793	150 793
up to 1 year	6 367 098	6 367 098
up to 3 years	13 367 377	13 367 377
more than 3 years	2 582 396	2 582 396
Past-due	11 824 957	11 824 957
residents	11 319 040	11 319 040
non-residents	26 635	26 635
state-owned enterprises	479 282	479 282
Provision for impairment of corporate loans	-23 692 250	-23 692 250
residents	-20 853 987	-20 853 987
non-residents	-2 060 257	-2 060 257
state-owned enterprises	-778 006	-778 006
Loans to private entrepreneurs	9 440 419	9 440 419
up to 30 days	869 384	869 384
up to 180 days	184 483	184 483
up to 1 year	122 205	122 205
up to 3 years	2 447 015	2 447 015
more than 3 years	5 928 394	5 928 394
Past-due	869 365	869 365
Provision for impairment of loans to private entrepreneurs	-980 427	-980 427
Loans to individuals	453 115 980	453 115 980
Standard	466 262 284	466 262 284
up to 30 days	186 778 639	186 778 639
up to 180 days	180 882	180 882
up to 1 year	380 814	380 814
up to 3 years	6 130 198	6 130 198
more than 3 years	272 791 751	272 791 751
Past-due	59 947 231	59 947 231
Past-due	59 947 231	59 947 231
Provision for impairment of loans to individuals	-73 093 535	-73 093 535
Other assets	219 103 019	219 103 019
Mandatory reserves with Central Bank	13 377 553	13 377 553
Premises and equipment	13 524 587	13 524 587
Purchase cost	21 898 813	21 898 813
Depreciation	-8 374 226	-8 374 226
Accrued interest not yet received	13 841 026	13 841 026
Other assets	145 776 790	145 776 790
Investments in subsidiaries	30 111 123	30 111 123
Provision for impairment of other assets	-11 611 130	-11 611 130
Derivatives - assets	8 848 367	8 848 367
Deferred tax asset	5 234 703	5 234 703
LIABILITIES	1 743 816 169	1 743 816 169
Dues to banks	220 094 622	220 094 622
On demand	3 315 646	3 315 646
Residents	3 252 994	3 252 994
Non-residents	62 652	62 652
Term	215 843 219	215 843 219
Central Bank of Russia	1 187 145	1 187 145
more than 180 days	1 187 145	1 187 145
Residents	182 525 155	182 525 155
up to 30 days	66 705 208	66 705 208
up to 180 days	81 247 552	81 247 552
more than 180 days	34 572 395	34 572 395
Non-residents	32 130 919	32 130 919
up to 30 days	2 615 632	2 615 632
up to 180 days	11 617 285	11 617 285
more than 180 days	17 898 002	17 898 002
Other dues to banks	935 757	935 757
On demand	424 897 882	424 897 882
Corporate clients	303 034 761	303 034 761
State-owned enterprises	12 152 234	12 152 234
Residents	274 592 137	274 592 137
Non-residents	16 290 390	16 290 390
Individuals	102 789 188	102 789 188
Residents	101 849 825	101 849 825
Non-residents	939 363	939 363
Brokerage accounts	19 073 933	19 073 933
Residents	3 010 462	3 010 462
Non-residents	16 063 471	16 063 471
Term	1 030 045 750	1 030 045 750
Corporate clients	591 059 165	591 059 165
Residents	261 859 390	261 859 390
up to 30 days	65 394 213	65 394 213
up to 180 days	126 747 314	126 747 314
up to 1 year	46 134 253	46 134 253
up to 3 years	17 302 254	17 302 254
more than 3 years	6 281 356	6 281 356
Non-residents	103 508 177	103 508 177
up to 30 days	1 400 713	1 400 713
up to 180 days	129 500	129 500
up to 1 year	217 711	217 711
up to 3 years	7 838 375	7 838 375
more than 3 years	93 921 878	93 921 878
State-owned enterprises	225 691 598	225 691 598
up to 30 days	31 117 500	31 117 500
up to 180 days	88 164 700	88 164 700
up to 1 year	58 983 883	58 983 883
up to 3 years	1 500 524	1 500 524
more than 3 years	45 924 991	45 924 991
Individuals	438 986 585	438 986 585
residents	438 282 029	438 282 029
up to 180 days	85 765 567	85 765 567
up to 1 year	332 877 235	332 877 235
up to 3 years	19 616 491	19 616 491
more than 3 years	22 736	22 736
non-residents	704 556	704 556
up to 180 days	32 148	32 148
up to 1 year	609 007	609 007
up to 3 years	63 401	63 401
Securities issued	29 623 908	29 623 908
Bonds	28 736 699	28 736 699
Promissory notes	887 209	887 209
on demand	300	300
up to 1 year	126 133	126 133
up to 3 years	296 522	296 522
more than 3 years	464 254	464 254
Other liabilities	39 154 007	39 154 007
Other liabilities	5 912 135	5 912 135
Accrued interest not yet paid	20 135 137	20 135 137
Derivatives - liabilities	12 585 738	12 585 738
Deferred tax liabilities	520 997	520 997
EQUITY	192 587 319	192 587 319
Capital	14 890 697	14 890 697
Profit from previous years	178 371 418	178 371 418
Retained earnings from previous years	178 371 418	178 371 418
Current year profit	-674 796	-674 796
Current year retained earnings	-674 796	-674 796
OFF-BALANCE SHEET	2 267 151 534	2 267 151 534
Unused credit limits available	47 757 302	47 757 302
Contingent liabilities	-871 843 863	-871 843 863
Guarantees issued	-319 017 378	-319 017 378
Unused credit limits opened	-373 305 956	-373 305 956
Unused guarantee limits	-179 520 529	-179 520 529
Collateral on loans	958 434 837	958 434 837
goods	749 178 142	749 178 142
securities	209 256 695	209 256 695
Unprocessed payments	2 162 703 089	2 162 703 089
Due to lack of funds on client accounts	2 162 703 089	2 162 703 089
Other off-balance sheet accounts	-29 899 831	-29 899 831
Written-off interest	-4 995 256	-4 995 256
Written-off loans	-24 904 575	-24 904 575
Credit card balances	186 778 639	186 778 639
Risk-weighted assets	1 903 451 578	1 903 451 578
Reserve rates:
Loans to banks:	-29,54%	-100,0%
Customer loans, total:	-7,50%	-100,0%
including corporate loans:	-3,21%	-100,0%
including individual loans:	-13,89%	-100,0%
Past-due rate:	-5,61%	-100,0%
corporate clients:	-1,65%	-100,0%
individuals:	-11,39%	-100,0%

You can also get acquainted with balance sheet aggregation methodics.

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SOVKOMBANK

	SOVKOMBANK	add to comparison
Central Bank of Russia registration number: 963 CB RF representative, complies with 214-FZ (equity construction), complies with 213-FZ (work with state companies), complies with 185-FZ (work with housing and utilities infrastructure)