On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player ). You can also get acquainted with balance sheet aggregation methodics .
This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101): br>- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.
Balance sheet position, thous. rub.
01.12.2014
01.11.2014
01.10.2014
01.09.2014
01.08.2014
01.07.2014
01.06.2014
01.05.2014
01.04.2014
01.03.2014
01.02.2014
01.01.2014
01.12.2013
01.11.2013
01.10.2013
01.09.2013
01.08.2013
01.07.2013
01.06.2013
01.05.2013
01.04.2013
01.03.2013
01.02.2013
01.01.2013
01.12.2012
01.11.2012
01.10.2012
01.09.2012
01.08.2012
01.07.2012
01.06.2012
01.05.2012
01.04.2012
01.03.2012
01.02.2012
01.01.2012
01.12.2011
01.11.2011
01.10.2011
01.09.2011
01.08.2011
01.07.2011
01.06.2011
01.05.2011
01.04.2011
01.03.2011
01.02.2011
01.01.2011
01.12.2010
01.11.2010
01.10.2010
01.09.2010
01.08.2010
01.07.2010
01.06.2010
01.05.2010
01.04.2010
01.03.2010
01.02.2010
01.01.2010
01.12.2009
01.11.2009
01.10.2009
01.09.2009
01.08.2009
01.07.2009
01.06.2009
01.05.2009
01.04.2009
01.03.2009
01.02.2009
01.01.2009
01.12.2008
01.11.2008
01.10.2008
01.09.2008
01.08.2008
01.07.2008
01.06.2008
01.05.2008
01.04.2008
01.03.2008
01.02.2008
01.01.2008
01.12.2007
01.11.2007
01.10.2007
01.09.2007
01.08.2007
01.07.2007
01.06.2007
01.05.2007
01.04.2007
01.03.2007
01.02.2007
01.01.2007
01.12.2006
01.11.2006
01.10.2006
01.09.2006
01.08.2006
01.07.2006
01.06.2006
01.05.2006
01.04.2006
01.03.2006
01.02.2006
01.01.2006
01.12.2005
01.11.2005
01.10.2005
01.09.2005
01.08.2005
01.07.2005
01.06.2005
01.05.2005
01.04.2005
01.03.2005
01.02.2005
01.01.2005
01.12.2004
01.11.2004
01.10.2004
01.09.2004
01.08.2004
01.07.2004
01.06.2004
01.05.2004
01.04.2004
01.03.2004
01.02.2004
01.12.2014
01.11.2014
01.10.2014
01.09.2014
01.08.2014
01.07.2014
01.06.2014
01.05.2014
01.04.2014
01.03.2014
01.02.2014
01.01.2014
01.12.2013
01.11.2013
01.10.2013
01.09.2013
01.08.2013
01.07.2013
01.06.2013
01.05.2013
01.04.2013
01.03.2013
01.02.2013
01.01.2013
01.12.2012
01.11.2012
01.10.2012
01.09.2012
01.08.2012
01.07.2012
01.06.2012
01.05.2012
01.04.2012
01.03.2012
01.02.2012
01.01.2012
01.12.2011
01.11.2011
01.10.2011
01.09.2011
01.08.2011
01.07.2011
01.06.2011
01.05.2011
01.04.2011
01.03.2011
01.02.2011
01.01.2011
01.12.2010
01.11.2010
01.10.2010
01.09.2010
01.08.2010
01.07.2010
01.06.2010
01.05.2010
01.04.2010
01.03.2010
01.02.2010
01.01.2010
01.12.2009
01.11.2009
01.10.2009
01.09.2009
01.08.2009
01.07.2009
01.06.2009
01.05.2009
01.04.2009
01.03.2009
01.02.2009
01.01.2009
01.12.2008
01.11.2008
01.10.2008
01.09.2008
01.08.2008
01.07.2008
01.06.2008
01.05.2008
01.04.2008
01.03.2008
01.02.2008
01.01.2008
01.12.2007
01.11.2007
01.10.2007
01.09.2007
01.08.2007
01.07.2007
01.06.2007
01.05.2007
01.04.2007
01.03.2007
01.02.2007
01.01.2007
01.12.2006
01.11.2006
01.10.2006
01.09.2006
01.08.2006
01.07.2006
01.06.2006
01.05.2006
01.04.2006
01.03.2006
01.02.2006
01.01.2006
01.12.2005
01.11.2005
01.10.2005
01.09.2005
01.08.2005
01.07.2005
01.06.2005
01.05.2005
01.04.2005
01.03.2005
01.02.2005
01.01.2005
01.12.2004
01.11.2004
01.10.2004
01.09.2004
01.08.2004
01.07.2004
01.06.2004
01.05.2004
01.04.2004
01.03.2004
01.02.2004
Period change
ASSETS
5 556 414
5 556 414
High liquid assets
545 770
545 770
Cash and equivalents
450 620
450 620
Cash
246 165
246 165
in cash and en route
222 781
222 781
in ATMs
23 384
23 384
Nostro account with Central Bank
204 455
204 455
Nostro accounts
90 868
90 868
Residents
90 868
90 868
Money in transfer
5 212
5 212
Provision for impairment of high-liquid assets
-930
-930
Interest-earning assets
4 373 624
4 373 624
Dues from banks
2 359
2 359
Residents
2 383
2 383
up to 30 days
2 383
2 383
Provision for impairment of loans to banks
-24
-24
Securities
1 233 649
1 233 649
Bonds
1 232 333
1 232 333
Federal Loan Bonds (OFZs), OBRs
1 232 473
1 232 473
Corporate bonds
1 422
1 422
Valuation allowance
-1 562
-1 562
Stocks
1 316
1 316
Residents
2 121
2 121
Valuation allowance
-805
-805
Loans to corporate clients
2 253 726
2 253 726
residents
2 247 871
2 247 871
up to 30 days
107 399
107 399
up to 180 days
88 180
88 180
up to 1 year
1 022 222
1 022 222
up to 3 years
775 607
775 607
more than 3 years
254 463
254 463
state-owned enterprises
5 000
5 000
up to 1 year
5 000
5 000
Past-due
61 983
61 983
residents
61 983
61 983
Provision for impairment of corporate loans
-61 128
-61 128
residents
-61 128
-61 128
Loans to private entrepreneurs
53 622
53 622
up to 30 days
858
858
up to 3 years
7 599
7 599
more than 3 years
43 535
43 535
Past-due
10 277
10 277
Provision for impairment of loans to private entrepreneurs
-8 647
-8 647
Loans to individuals
830 268
830 268
Standard
863 611
863 611
up to 30 days
5 092
5 092
up to 180 days
29
29
up to 1 year
10 999
10 999
up to 3 years
279 239
279 239
more than 3 years
568 252
568 252
Past-due
8 986
8 986
Past-due
8 986
8 986
Provision for impairment of loans to individuals
-42 329
-42 329
Other assets
637 020
637 020
Mandatory reserves with Central Bank
150 672
150 672
Premises and equipment
443 111
443 111
Purchase cost
542 873
542 873
Depreciation
-99 762
-99 762
Accrued interest not yet received
638
638
Non-current assets
37 268
37 268
Other assets
13 575
13 575
Provision for impairment of other assets
-8 244
-8 244
LIABILITIES
5 053 309
5 053 309
On demand
773 382
773 382
Corporate clients
655 362
655 362
State-owned enterprises
4 755
4 755
Residents
648 135
648 135
Non-residents
2 472
2 472
Individuals
118 020
118 020
Residents
117 787
117 787
Non-residents
233
233
Term
4 251 089
4 251 089
Corporate clients
360 904
360 904
Residents
60 904
60 904
up to 180 days
404
404
up to 3 years
54 000
54 000
more than 3 years
6 500
6 500
Non-residents
300 000
300 000
more than 3 years
300 000
300 000
Individuals
3 890 185
3 890 185
residents
3 876 221
3 876 221
up to 180 days
41 637
41 637
up to 1 year
1 431 151
1 431 151
up to 3 years
2 032 182
2 032 182
more than 3 years
371 251
371 251
non-residents
13 964
13 964
up to 1 year
11 867
11 867
up to 3 years
2 097
2 097
Securities issued
764
764
Depositary certificates
764
764
up to 30 days
597
597
more than 180 days
167
167
Other liabilities
28 074
28 074
Other liabilities
6 218
6 218
Accrued interest not yet paid
1 645
1 645
Deferred tax liabilities
20 211
20 211
EQUITY
503 105
503 105
Capital
367 807
367 807
Profit from previous years
118 581
118 581
Retained earnings from previous years
118 581
118 581
Current year profit
27 316
27 316
Current year retained earnings
27 316
27 316
Future expenses
-10 599
-10 599
OFF-BALANCE SHEET
3 305 453
3 305 453
Contingent liabilities
-195 481
-195 481
Guarantees issued
-98 473
-98 473
Unused credit limits opened
-97 008
-97 008
Collateral on loans
3 110 866
3 110 866
goods
3 110 866
3 110 866
Unprocessed payments
399 419
399 419
Due to lack of funds on client accounts
399 419
399 419
Other off-balance sheet accounts
-9 351
-9 351
Accrued interest not yet received
3 845
3 845
Written-off interest
-2 259
-2 259
Written-off loans
-10 937
-10 937
Credit card balances
5 092
5 092
Risk-weighted assets
4 716 951
4 716 951
Reserve rates:
Loans to banks: -1,01%
-100,0%
Customer loans, total: -3,39%
-100,0%
including corporate loans: -2,94%
-100,0%
including individual loans: -4,85%
-100,0%
Past-due rate:
-2,50%
-100,0%
corporate clients:
-3,04%
-100,0%
individuals:
-1,03%
-100,0%
You can also get acquainted with balance sheet aggregation methodics .