Kuap. Ru - Balance sheet of ГРУППА «ЛАЙФ», analysis of f.101

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Mailing list archive

Our statistics

Our links

GROUP �LIFE�

Please login to save the list of favorite banks (register using our forum, login using form on top of the screen);

IFRS reports

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	307 593 309	307 593 309
High liquid assets	7 937 361	7 937 361
Cash and equivalents	2 492 612	2 492 612
Cash	1 397 437	1 397 437
in cash and en route	1 283 546	1 283 546
in ATMs	113 891	113 891
Nostro account with Central Bank	1 095 175	1 095 175
Nostro accounts	6 635 992	6 635 992
Residents	6 635 992	6 635 992
Money in transfer	77 015	77 015
Provision for impairment of high-liquid assets	-1 268 258	-1 268 258
Interest-earning assets	246 111 332	246 111 332
Dues from banks	68 251 684	68 251 684
Central Bank of Russia	4 817 000	4 817 000
Residents	41 751 383	41 751 383
up to 30 days	909 383	909 383
more than 180 days	40 842 000	40 842 000
Non-residents	1 040 109	1 040 109
up to 180 days	346 703	346 703
more than 180 days	693 406	693 406
Loans past-due	36 248 417	36 248 417
residents	36 248 417	36 248 417
Provision for impairment of loans to banks	-15 605 225	-15 605 225
Securities	115 182 987	115 182 987
Bonds	115 007 335	115 007 335
Federal Loan Bonds (OFZs), OBRs	18 543 813	18 543 813
Corporate bonds	33 097 889	33 097 889
Financial institutions bonds	9 536 015	9 536 015
Corporate foreign bonds	42 886 688	42 886 688
Valuation allowance	1 821 922	1 821 922
Pledged under REPO	9 317 096	9 317 096
Provision for impairment of bonds	-196 088	-196 088
Stocks	123 141	123 141
Residents	371 223	371 223
Valuation allowance	-248 082	-248 082
Mutual funds	52 511	52 511
Loans to corporate clients	42 768 094	42 768 094
residents	41 706 457	41 706 457
up to 30 days	26 697	26 697
up to 180 days	2 863 404	2 863 404
up to 1 year	16 419 240	16 419 240
up to 3 years	9 131 475	9 131 475
more than 3 years	13 265 641	13 265 641
non-residents	1 052 397	1 052 397
up to 180 days	55 715	55 715
up to 1 year	996 682	996 682
Past-due	2 184 184	2 184 184
residents	2 172 008	2 172 008
non-residents	12 143	12 143
state-owned enterprises	33	33
Provision for impairment of corporate loans	-2 174 944	-2 174 944
residents	-2 161 470	-2 161 470
non-residents	-13 445	-13 445
state-owned enterprises	-29	-29
Loans to private entrepreneurs	157 356	157 356
up to 30 days	14 978	14 978
up to 180 days	3 966	3 966
up to 1 year	10 123	10 123
up to 3 years	48 482	48 482
more than 3 years	46 820	46 820
Past-due	266 705	266 705
Provision for impairment of loans to private entrepreneurs	-233 718	-233 718
Loans to individuals	19 751 211	19 751 211
Standard	20 202 409	20 202 409
up to 30 days	181 894	181 894
up to 180 days	14	14
up to 1 year	38 902	38 902
up to 3 years	7 668 558	7 668 558
more than 3 years	12 313 041	12 313 041
Past-due	6 033 658	6 033 658
Past-due	6 033 658	6 033 658
Provision for impairment of loans to individuals	-6 484 856	-6 484 856
Other assets	53 544 616	53 544 616
Mandatory reserves with Central Bank	953 922	953 922
Premises and equipment	1 259 005	1 259 005
Purchase cost	2 633 860	2 633 860
Depreciation	-1 374 855	-1 374 855
Accrued interest not yet received	2 453 811	2 453 811
Other assets	57 650 412	57 650 412
Investments in subsidiaries	-5 616 028	-5 616 028
Provision for impairment of other assets	-3 969 531	-3 969 531
Derivatives - assets	37 593	37 593
Deferred tax asset	775 432	775 432
LIABILITIES	291 277 610	291 277 610
Dues to banks	213 530 655	213 530 655
On demand	1 000	1 000
Residents	1 000	1 000
Term	213 529 651	213 529 651
Residents	213 529 651	213 529 651
up to 30 days	36 187 699	36 187 699
up to 180 days	136 000 000	136 000 000
more than 180 days	41 341 952	41 341 952
Other dues to banks	4	4
On demand	3 678 429	3 678 429
Corporate clients	1 985 650	1 985 650
State-owned enterprises	50 162	50 162
Residents	1 567 513	1 567 513
Non-residents	367 975	367 975
Individuals	1 692 779	1 692 779
Residents	1 679 186	1 679 186
Non-residents	13 593	13 593
Term	72 264 120	72 264 120
Corporate clients	24 831 854	24 831 854
Residents	1 810 199	1 810 199
up to 30 days	389 690	389 690
up to 180 days	1 091 324	1 091 324
up to 1 year	183 685	183 685
up to 3 years	2 500	2 500
more than 3 years	143 000	143 000
State-owned enterprises	23 021 655	23 021 655
more than 3 years	23 021 655	23 021 655
Individuals	47 432 266	47 432 266
residents	47 322 944	47 322 944
up to 180 days	13 378	13 378
up to 1 year	16 422 943	16 422 943
up to 3 years	26 450 796	26 450 796
more than 3 years	4 435 827	4 435 827
non-residents	109 322	109 322
up to 1 year	31 547	31 547
up to 3 years	72 028	72 028
more than 3 years	5 747	5 747
Other liabilities	1 804 406	1 804 406
Other liabilities	718 028	718 028
Accrued interest not yet paid	1 043 682	1 043 682
Derivatives - liabilities	1 516	1 516
Deferred tax liabilities	41 180	41 180
EQUITY	16 315 699	16 315 699
Capital	-39 068	-39 068
Profit from previous years	5 753 192	5 753 192
Retained earnings from previous years	5 753 192	5 753 192
Current year profit	10 601 575	10 601 575
Current year retained earnings	10 601 575	10 601 575
OFF-BALANCE SHEET	54 861 573	54 861 573
Contingent liabilities	-13 809 185	-13 809 185
Guarantees issued	-12 150 805	-12 150 805
Unused credit limits opened	-1 657 526	-1 657 526
Unused guarantee limits	-854	-854
Collateral on loans	72 103 124	72 103 124
goods	69 399 512	69 399 512
securities	2 703 612	2 703 612
Unprocessed payments	8 464 291	8 464 291
Due to lack of funds on client accounts	8 464 291	8 464 291
Other off-balance sheet accounts	-11 896 657	-11 896 657
Written-off interest	-3 372 532	-3 372 532
Written-off loans	-8 524 125	-8 524 125
Reserve rates:
Loans to banks:	-18,61%	-100,0%
Customer loans, total:	-12,40%	-100,0%
including corporate loans:	-5,31%	-100,0%
including individual loans:	-24,72%	-100,0%
Past-due rate:	-11,85%	-100,0%
corporate clients:	-5,41%	-100,0%
individuals:	-23,00%	-100,0%

You can also get acquainted with balance sheet aggregation methodics.

RSS-канал. Telegram: http://t.me/kuapru
If you have proposals or questions on using our site materials, please write us letters.