Balance sheet position, thous. rub.
01.08.2012
01.07.2012
01.06.2012
01.05.2012
01.04.2012
01.03.2012
01.02.2012
01.01.2012
01.12.2011
01.11.2011
01.10.2011
01.09.2011
01.08.2011
01.07.2011
01.06.2011
01.05.2011
01.04.2011
01.03.2011
01.02.2011
01.01.2011
01.12.2010
01.11.2010
01.10.2010
01.09.2010
01.08.2010
01.07.2010
01.06.2010
01.05.2010
01.04.2010
01.03.2010
01.02.2010
01.01.2010
01.12.2009
01.11.2009
01.10.2009
01.09.2009
01.08.2009
01.07.2009
01.06.2009
01.05.2009
01.04.2009
01.03.2009
01.02.2009
01.01.2009
01.12.2008
01.11.2008
01.10.2008
01.09.2008
01.08.2008
01.07.2008
01.06.2008
01.05.2008
01.04.2008
01.03.2008
01.02.2008
01.01.2008
in roubles
in foreign crnc.
01.08.2012
01.07.2012
01.06.2012
01.05.2012
01.04.2012
01.03.2012
01.02.2012
01.01.2012
01.12.2011
01.11.2011
01.10.2011
01.09.2011
01.08.2011
01.07.2011
01.06.2011
01.05.2011
01.04.2011
01.03.2011
01.02.2011
01.01.2011
01.12.2010
01.11.2010
01.10.2010
01.09.2010
01.08.2010
01.07.2010
01.06.2010
01.05.2010
01.04.2010
01.03.2010
01.02.2010
01.01.2010
01.12.2009
01.11.2009
01.10.2009
01.09.2009
01.08.2009
01.07.2009
01.06.2009
01.05.2009
01.04.2009
01.03.2009
01.02.2009
01.01.2009
01.12.2008
01.11.2008
01.10.2008
01.09.2008
01.08.2008
01.07.2008
01.06.2008
01.05.2008
01.04.2008
01.03.2008
01.02.2008
01.01.2008
in roubles
in foreign crnc.
Change, roubles
Change, foreign currency
ASSETS
1 135 600
808 705
326 895
937 035
617 986
319 049
-190 719
-7 846
High liquid assets
10 111
6 228
3 883
-55 258
-55 819
561
-62 047
-3 322
Cash and equivalents
30 921
30 596
325
2 863
2 675
188
-27 921
-137
Cash
24 294
23 969
325
2 171
1 983
188
-21 986
-137
in cash and en route
22 855
22 530
325
2 171
1 983
188
-20 547
-137
in ATMs
1 439
1 439
-
-
-
-
-1 439
-
Nostro account with Central Bank
6 627
6 627
-
692
692
-
-5 935
-
Nostro accounts
8 577
5 019
3 558
506
133
373
-4 886
-3 185
Residents
8 577
5 019
3 558
506
133
373
-4 886
-3 185
Money in transfer
86
86
-
-
-
-
-86
-
Provision for impairment of high-liquid assets
-29 473
-29 473
-
-58 627
-58 627
-
-29 154
-
Interest-earning assets
855 971
550 037
305 934
1 100 096
799 598
300 498
249 561
-5 436
Securities
414 697
108 763
305 934
694 422
393 924
300 498
285 161
-5 436
Bonds
369 391
63 457
305 934
694 422
393 924
300 498
330 467
-5 436
Federal Loan Bonds (OFZs), OBRs
464 988
318 191
146 797
464 976
320 281
144 695
2 090
-2 102
Corporate bonds
70 220
70 220
-
70 441
70 441
-
221
-
Corporate foreign bonds
159 137
-
159 137
155 803
-
155 803
-
-3 334
Valuation allowance
3 710
3 710
-
17 995
17 995
-
14 285
-
Provision for impairment of bonds
-328 664
-328 664
-
-14 793
-14 793
-
313 871
-
Promissory notes
45 306
45 306
-
-
-
-
-45 306
-
Banks
45 306
45 306
-
-
-
-
-45 306
-
Loans to corporate clients
349 453
349 453
-
316 960
316 960
-
-32 493
-
residents
424 280
424 280
-
390 615
390 615
-
-33 665
-
up to 30 days
20 990
20 990
-
21 002
21 002
-
12
-
up to 180 days
338
338
-
-
-
-
-338
-
up to 1 year
103 929
103 929
-
58 685
58 685
-
-45 244
-
up to 3 years
295 652
295 652
-
309 287
309 287
-
13 635
-
more than 3 years
3 371
3 371
-
1 641
1 641
-
-1 730
-
Past-due
1 000
1 000
-
1 338
1 338
-
338
-
residents
1 000
1 000
-
1 338
1 338
-
338
-
Provision for impairment of corporate loans
-75 827
-75 827
-
-74 993
-74 993
-
834
-
residents
-75 827
-75 827
-
-74 993
-74 993
-
834
-
Loans to private entrepreneurs
3 607
3 607
-
3 722
3 722
-
115
-
up to 30 days
19
19
-
196
196
-
177
-
up to 1 year
190
190
-
190
190
-
-
-
up to 3 years
3 037
3 037
-
2 680
2 680
-
-357
-
Past-due
3 469
3 469
-
3 469
3 469
-
-
-
Provision for impairment of loans to private entrepreneurs
-3 108
-3 108
-
-2 813
-2 813
-
295
-
Loans to individuals
88 214
88 214
-
84 992
84 992
-
-3 222
-
Standard
105 984
105 984
-
102 172
102 172
-
-3 812
-
up to 30 days
1 257
1 257
-
2 086
2 086
-
829
-
up to 180 days
-
-
-
65
65
-
65
-
up to 1 year
8 674
8 674
-
7 324
7 324
-
-1 350
-
up to 3 years
84 641
84 641
-
83 504
83 504
-
-1 137
-
more than 3 years
11 412
11 412
-
9 193
9 193
-
-2 219
-
Past-due
6 127
6 127
-
6 828
6 828
-
701
-
Past-due
6 127
6 127
-
6 828
6 828
-
701
-
Provision for impairment of loans to individuals
-23 897
-23 897
-
-24 008
-24 008
-
-111
-
Other assets
269 518
252 440
17 078
-107 803
-125 793
17 990
-378 233
912
Mandatory reserves with Central Bank
33 815
33 815
-
37 372
37 372
-
3 557
-
Premises and equipment
108 966
108 966
-
108 741
108 741
-
-225
-
Purchase cost
129 310
129 310
-
129 347
129 347
-
37
-
Depreciation
-20 344
-20 344
-
-20 606
-20 606
-
-262
-
Accrued interest not yet received
2 288
2 288
-
1 595
1 595
-
-693
-
Other assets
127 341
110 263
17 078
69 141
51 151
17 990
-59 112
912
Provision for impairment of other assets
-2 892
-2 892
-
-324 652
-324 652
-
-321 760
-
LIABILITIES
820 746
782 962
37 784
658 279
624 479
33 800
-158 483
-3 984
Dues to banks
2 335
2 335
-
-
-
-
-2 335
-
On demand
2 335
2 335
-
-
-
-
-2 335
-
Residents
2 335
2 335
-
-
-
-
-2 335
-
On demand
307 361
302 339
5 022
87 736
85 967
1 769
-216 372
-3 253
Corporate clients
243 173
239 621
3 552
61 038
60 238
800
-179 383
-2 752
Residents
168 570
168 179
391
24 578
24 303
275
-143 876
-116
Non-residents
74 603
71 442
3 161
36 460
35 935
525
-35 507
-2 636
Individuals
64 188
62 718
1 470
26 698
25 729
969
-36 989
-501
Residents
64 179
62 714
1 465
26 689
25 725
964
-36 989
-501
Non-residents
9
4
5
9
4
5
-
-
Term
442 990
410 238
32 752
335 784
303 765
32 019
-106 473
-733
Corporate clients
38 012
38 012
-
33 022
33 022
-
-4 990
-
Residents
29 512
29 512
-
24 522
24 522
-
-4 990
-
up to 180 days
1 938
1 938
-
1 938
1 938
-
-
-
up to 1 year
22 354
22 354
-
22 354
22 354
-
-
-
up to 3 years
5 220
5 220
-
230
230
-
-4 990
-
State-owned enterprises
8 500
8 500
-
8 500
8 500
-
-
-
up to 3 years
8 500
8 500
-
8 500
8 500
-
-
-
Individuals
404 978
372 226
32 752
302 762
270 743
32 019
-101 483
-733
residents
389 437
372 226
17 211
287 478
270 743
16 735
-101 483
-476
up to 180 days
111
55
56
18
-
18
-55
-38
up to 1 year
541
62
479
502
1
501
-61
22
up to 3 years
340 050
323 374
16 676
225 022
208 806
16 216
-114 568
-460
more than 3 years
48 735
48 735
-
61 936
61 936
-
13 201
-
non-residents
15 541
-
15 541
15 284
-
15 284
-
-257
up to 3 years
15 541
-
15 541
15 284
-
15 284
-
-257
Securities issued
3 775
3 775
-
3 799
3 799
-
24
-
Promissory notes
3 775
3 775
-
3 799
3 799
-
24
-
more than 3 years
4 501
4 501
-
4 501
4 501
-
-
-
Discount accrued
-726
-726
-
-702
-702
-
24
-
Other liabilities
64 285
64 275
10
230 960
230 948
12
166 673
2
Other liabilities
61 408
61 408
-
61 762
61 762
-
354
-
Accrued interest not yet paid
2 877
2 867
10
2 698
2 686
12
-181
2
Liabilities past-due
-
-
-
166 500
166 500
-
166 500
-
EQUITY
314 854
314 854
-
278 756
278 756
-
-36 098
-
Capital
457 884
457 884
-
472 169
472 169
-
14 285
-
Profit from previous years
-27 815
-27 815
-
-27 815
-27 815
-
-
-
Retained earnings from previous years
-27 815
-27 815
-
-27 815
-27 815
-
-
-
Current year profit
-112 952
-112 952
-
-163 562
-163 562
-
-50 610
-
Current year retained earnings
-112 952
-112 952
-
-163 562
-163 562
-
-50 610
-
Future expenses
-2 263
-2 263
-
-2 036
-2 036
-
227
-
OFF-BALANCE SHEET
1 046 494
1 046 494
-
917 127
917 127
-
-129 367
-
Contingent liabilities
-39 239
-39 239
-
-38 651
-38 651
-
588
-
Guarantees issued
-9 728
-9 728
-
-9 728
-9 728
-
-
-
Unused credit limits opened
-29 511
-29 511
-
-28 923
-28 923
-
588
-
Collateral on loans
1 096 374
1 096 374
-
965 787
965 787
-
-130 587
-
goods
1 080 932
1 080 932
-
953 728
953 728
-
-127 204
-
securities
15 442
15 442
-
12 059
12 059
-
-3 383
-
Other off-balance sheet accounts
-10 641
-10 641
-
-10 009
-10 009
-
632
-
Accrued interest not yet received
144
144
-
776
776
-
632
-
Written-off interest
-163
-163
-
-163
-163
-
-
-
Written-off loans
-10 622
-10 622
-
-10 622
-10 622
-
-
-
Credit card balances
1 257
1 257
-
2 086
2 086
-
829
-
Past due ratio, total
195
195
0
229
229
-0
35
-1
Past due ratio, individuals
547
547
0
626
626
-0
80
-1
Past due ratio, corporates
24
24
0
34
34
-0
11
-1
Past due ratio, entrepreneurs
5 166
5 166
-0
5 308
5 308
-0
142
-0
Past due ratio, corporates + entrepreneurs
103
103
-0
121
121
0
17
1
Past-due rate:
1,95%
1,95%
-
2,29%
2,29%
-
0,35%
0,00%
corporate clients:
1,03%
1,03%
-
1,21%
1,21%
-
0,17%
0,00%
individuals:
5,47%
5,47%
-
6,26%
6,26%
-
0,80%
0,00%