Mailing list archive

	DIL-BANKI want to buy a report	add to comparison
Central Bank of Russia registration number: 3384  retail funding

General information Emissions0

Balance Profit Profitability

Capital (f. 134, 123) Ratios (f. 135) IFRS reports

Financial analysis Statutory reports

• Key financial ratios
• Returns and costs
• Financial analysis by 69-T
• Deposit rates by 3194-U
• Financial position

On this page you can see brief analysis of bank's financial and solvency ratios and their dynamics. Data is presented as disclosed by bank itself. This page is currently under construction.

Net assets

Report date	1 July 2015	1 August 2015	1 September 2015	1 October 2015	1 November 2015	1 December 2015	Change
Net assets	13 449 026	13 580 160	13 751 955	13 683 090	12 459 103	12 485 460	-963 566
Increase	-	+1,0%	+1,3%	-0,5%	-8,9%	+0,2%	-7,2%

For the period under examination bank demonstrated net assets contraction for-7,2%, but at some report dates net assets grew.

Mandatory ratios

Report date	1 July 2015	1 August 2015	1 September 2015	1 October 2015	1 November 2015	1 December 2015	Change
N1 no less than 8%	10,25%	10,24%	10,19%	10,15%	11,15%	10,07%	-0,18%
N2 no less than 15%	45,98%	23,35%	27,86%	36,93%	39,18%	48,61%	2,63%
N3 no less than 50%	71,84%	64,99%	78,96%	82,47%	97,72%	37,95%	-33,89%
N4 no greater than 120%	64,07%	62,84%	58,55%	51,41%	52,09%	23,91%	-40,16%

For the period under examination capital adequacy ratio (N1) contracted by0,18%, capital adequacy ratio (under Russian Accounting Standards) is currently near critical value. For the period under examination quick liquidity ratio (N2) grew by2,63%, highly liquid assets level is more than required to satisfy on demand liabilities. For the period under examination current liquidity ratio (N3) contracted by33,89%, liquid assets level is insufficient. For the period under examination long-term liquidity ratio (N4) contracted by40,16%, long-term assets level is significantly less than allowed.

According to available data during the last 6 months the bank violated Central Bank's mandatory ratios 14 time. Find detailed information on violations below.

Violations of mandatory ratios

16 October 2015 - ratio vaiolated Н1.0, value 9.14%, acceptable value %.
17 October 2015 - ratio vaiolated Н1.0, value 9.17%, acceptable value %.
18 October 2015 - ratio vaiolated Н1.0, value 9.17%, acceptable value %.
19 October 2015 - ratio vaiolated Н1.0, value 9.18%, acceptable value %.
20 October 2015 - ratio vaiolated Н1.0, value 9.18%, acceptable value %.
21 October 2015 - ratio vaiolated Н1.0, value 9.16%, acceptable value %.
22 October 2015 - ratio vaiolated Н1.0, value 9.14%, acceptable value %.
23 October 2015 - ratio vaiolated Н1.0, value 9.14%, acceptable value %.
24 October 2015 - ratio vaiolated Н1.0, value 9.19%, acceptable value %.
25 October 2015 - ratio vaiolated Н1.0, value 9.19%, acceptable value %.
26 October 2015 - ratio vaiolated Н1.0, value 9.19%, acceptable value %.
27 October 2015 - ratio vaiolated Н1.0, value 9.13%, acceptable value %.
28 October 2015 - ratio vaiolated Н1.0, value 9.16%, acceptable value %.
30 November 2015 - ratio vaiolated Н3, value 37.95%, acceptable value 50%.

Number of violations by month

Ratio	July 2015	August 2015	September 2015	October 2015	November 2015
N1	-	-	-	-	-
N2	-	-	-	-	-
N3	-	-	-	-	1
N4	-	-	-	-	-

Interbank loans market operatios

We do not have information that during the last 6 months the bank exceeded contract terms (loans became past-due) of principal or interest on interbank loans from Central Bank of Russia, resident banks or non-resident banks.