Kuap. Ru - Balance sheet of СЕВЕРНЫЙ МОРСКОЙ ПУТЬ (СМП-БАНК), analysis of f.101

	SEVERNIY MORSKOY PUT (SMP-BANK)	add to comparison
Central Bank of Russia registration number: 3368 under US sanctions, CB RF representative, complies with 214-FZ (equity construction), complies with 213-FZ (work with state companies), complies with 185-FZ (work with housing and utilities infrastructure)

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	695 913 352	695 913 352
High liquid assets	33 730 444	33 730 444
Cash and equivalents	32 075 748	32 075 748
Cash	11 897 459	11 897 459
in cash and en route	10 954 334	10 954 334
in ATMs	694 672	694 672
precious metals	248 453	248 453
Nostro account with Central Bank	20 178 289	20 178 289
Nostro accounts	1 001 587	1 001 587
Non-residents	138 480	138 480
Residents	863 107	863 107
Money in transfer	659 707	659 707
Provision for impairment of high-liquid assets	-6 598	-6 598
Interest-earning assets	639 285 443	639 285 443
Dues from banks	338 479 051	338 479 051
Residents	338 479 131	338 479 131
up to 30 days	211 466 631	211 466 631
up to 180 days	127 012 500	127 012 500
Provision for impairment of loans to banks	-80	-80
Securities	101 485 201	101 485 201
Bonds	96 162 568	96 162 568
Federal Loan Bonds (OFZs), OBRs	67 305 254	67 305 254
Corporate bonds	3 901 409	3 901 409
Corporate foreign bonds	16 277 327	16 277 327
Valuation allowance	-1 810 736	-1 810 736
Pledged under REPO	12 683 614	12 683 614
Provision for impairment of bonds	-2 194 300	-2 194 300
Promissory notes	5 186 701	5 186 701
Corporate	168 857	168 857
Banks	5 047 740	5 047 740
Provision for impairment of promissory notes	-29 896	-29 896
Stocks	135 932	135 932
Residents	201 829	201 829
Valuation allowance	-65 897	-65 897
Loans to corporate clients	166 959 034	166 959 034
residents	155 826 423	155 826 423
up to 30 days	1 394 983	1 394 983
up to 180 days	37 858 495	37 858 495
up to 1 year	53 844 796	53 844 796
up to 3 years	25 722 299	25 722 299
more than 3 years	37 005 850	37 005 850
non-residents	905 972	905 972
up to 30 days	905 972	905 972
state-owned enterprises	11 624 011	11 624 011
up to 30 days	3 615	3 615
up to 180 days	146 419	146 419
up to 1 year	8 375 177	8 375 177
up to 3 years	258 800	258 800
more than 3 years	2 840 000	2 840 000
Past-due	6 474 899	6 474 899
residents	6 474 346	6 474 346
non-residents	159	159
state-owned enterprises	394	394
Provision for impairment of corporate loans	-7 872 271	-7 872 271
residents	-7 779 555	-7 779 555
non-residents	-142	-142
state-owned enterprises	-92 574	-92 574
Loans to private entrepreneurs	3 090 292	3 090 292
up to 30 days	5 015	5 015
up to 180 days	233 231	233 231
up to 1 year	26 567	26 567
up to 3 years	150 547	150 547
more than 3 years	2 699 524	2 699 524
Past-due	113 246	113 246
Provision for impairment of loans to private entrepreneurs	-137 838	-137 838
Loans to individuals	29 271 865	29 271 865
Standard	29 858 344	29 858 344
up to 30 days	178 808	178 808
up to 3 years	564 537	564 537
more than 3 years	29 114 999	29 114 999
Past-due	3 854 961	3 854 961
Past-due	3 854 961	3 854 961
Provision for impairment of loans to individuals	-4 441 440	-4 441 440
Other assets	22 897 465	22 897 465
Mandatory reserves with Central Bank	4 383 571	4 383 571
Premises and equipment	6 734 105	6 734 105
Purchase cost	11 087 165	11 087 165
Depreciation	-4 353 060	-4 353 060
Accrued interest not yet received	5 242 705	5 242 705
Other assets	7 934 691	7 934 691
Investments in subsidiaries	24 438	24 438
Provision for impairment of other assets	-3 105 641	-3 105 641
Derivatives - assets	498 495	498 495
Deferred tax asset	1 185 101	1 185 101
LIABILITIES	650 329 945	650 329 945
Dues to banks	150 130 252	150 130 252
On demand	25 628	25 628
Residents	25 628	25 628
Term	150 104 624	150 104 624
Residents	150 104 624	150 104 624
up to 30 days	150 104 624	150 104 624
On demand	108 638 169	108 638 169
Corporate clients	93 066 680	93 066 680
State-owned enterprises	2 899 535	2 899 535
Residents	87 674 258	87 674 258
Non-residents	2 492 887	2 492 887
Individuals	15 513 607	15 513 607
Residents	15 362 050	15 362 050
Non-residents	151 557	151 557
Brokerage accounts	57 882	57 882
Residents	46 406	46 406
Non-residents	11 476	11 476
Term	337 628 965	337 628 965
Corporate clients	59 937 339	59 937 339
Residents	47 808 029	47 808 029
up to 30 days	15 911 881	15 911 881
up to 180 days	23 366 202	23 366 202
up to 1 year	7 860 540	7 860 540
up to 3 years	502 256	502 256
more than 3 years	167 150	167 150
Non-residents	39 510	39 510
up to 30 days	39 510	39 510
State-owned enterprises	12 089 800	12 089 800
up to 30 days	2 148 000	2 148 000
up to 180 days	4 373 800	4 373 800
up to 1 year	5 568 000	5 568 000
Individuals	277 691 626	277 691 626
residents	277 077 617	277 077 617
up to 180 days	784 397	784 397
up to 1 year	4 883 021	4 883 021
up to 3 years	196 732 003	196 732 003
more than 3 years	74 678 196	74 678 196
non-residents	614 009	614 009
up to 180 days	4 869	4 869
up to 1 year	531	531
up to 3 years	560 216	560 216
more than 3 years	48 393	48 393
Securities issued	46 739 941	46 739 941
Bonds	35 000 000	35 000 000
Promissory notes	11 739 941	11 739 941
on demand	6 235 701	6 235 701
up to 180 days	100 821	100 821
up to 1 year	413 245	413 245
up to 3 years	3 729 746	3 729 746
more than 3 years	1 260 428	1 260 428
Other liabilities	7 192 618	7 192 618
Other liabilities	2 858 433	2 858 433
Accrued interest not yet paid	3 481 567	3 481 567
Derivatives - liabilities	500 900	500 900
Deferred tax liabilities	351 718	351 718
EQUITY	45 583 408	45 583 408
Capital	15 860 821	15 860 821
Profit from previous years	30 700 640	30 700 640
Retained earnings from previous years	30 700 640	30 700 640
Current year profit	-978 053	-978 053
Current year retained earnings	-978 053	-978 053
OFF-BALANCE SHEET	-77 335 158	-77 335 158
Unused credit limits available	10 000 000	10 000 000
Contingent liabilities	-271 560 849	-271 560 849
Guarantees issued	-70 229 247	-70 229 247
Unused credit limits opened	-91 773 657	-91 773 657
Unused guarantee limits	-109 557 945	-109 557 945
Collateral on loans	179 249 642	179 249 642
goods	147 532 488	147 532 488
securities	31 717 154	31 717 154
Unprocessed payments	5 637 408	5 637 408
Due to lack of funds on client accounts	5 637 408	5 637 408
Other off-balance sheet accounts	-661 359	-661 359
Written-off interest	-220 719	-220 719
Written-off loans	-440 640	-440 640
Credit card balances	178 808	178 808
Risk-weighted assets	424 856 107	424 856 107
Reserve rates:
Loans to banks:	-0,00%	-100,0%
Customer loans, total:	-5,80%	-100,0%
including corporate loans:	-4,50%	-100,0%
including individual loans:	-13,17%	-100,0%
Past-due rate:	-4,93%	-100,0%
corporate clients:	-3,70%	-100,0%
individuals:	-11,43%	-100,0%