Kuap. Ru - Balance sheet of РОССИЯ, analysis of f.101

	ROSSIYA	add to comparison
Central Bank of Russia registration number: 328 under US sanctions, CB RF representative, complies with 214-FZ (equity construction), complies with 275-FZ (work with defence procurement), complies with 213-FZ (work with state companies), complies with 185-FZ (work with housing and utilities infrastructure)

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	1 185 985 988	1 185 985 988
High liquid assets	62 955 565	62 955 565
Cash and equivalents	59 757 733	59 757 733
Cash	21 683 416	21 683 416
in cash and en route	17 784 628	17 784 628
in ATMs	1 866 221	1 866 221
precious metals	2 032 567	2 032 567
Nostro account with Central Bank	38 074 317	38 074 317
Nostro accounts	15 968 524	15 968 524
Non-residents	6 908 020	6 908 020
Residents	9 060 504	9 060 504
Money in transfer	2 181 020	2 181 020
Provision for impairment of high-liquid assets	-14 951 712	-14 951 712
Interest-earning assets	1 072 594 202	1 072 594 202
Dues from banks	125 282 853	125 282 853
Central Bank of Russia	14 671 410	14 671 410
Residents	110 621 399	110 621 399
up to 30 days	90 621 399	90 621 399
up to 180 days	20 000 000	20 000 000
Loans past-due	2 028	2 028
residents	2 028	2 028
Provision for impairment of loans to banks	-11 984	-11 984
Securities	379 174 106	379 174 106
Bonds	217 631 566	217 631 566
Federal Loan Bonds (OFZs), OBRs	82 055 588	82 055 588
Corporate bonds	37 914 111	37 914 111
Financial institutions bonds	12 897 269	12 897 269
Corporate foreign bonds	3 249 686	3 249 686
Valuation allowance	-5 183 269	-5 183 269
Pledged under REPO	87 208 840	87 208 840
Past-due	33 296	33 296
Provision for impairment of bonds	-543 955	-543 955
Promissory notes	6 190 701	6 190 701
Corporate	27 503 412	27 503 412
Banks	-21 309 007	-21 309 007
Provision for impairment of promissory notes	-3 704	-3 704
Stocks	23 495 993	23 495 993
Residents	12 039 406	12 039 406
Non-residents	8 812 016	8 812 016
Valuation allowance	2 644 571	2 644 571
Mutual funds	131 855 846	131 855 846
Loans to corporate clients	523 045 923	523 045 923
residents	504 234 057	504 234 057
up to 30 days	967 491	967 491
up to 180 days	28 926 197	28 926 197
up to 1 year	116 482 831	116 482 831
up to 3 years	149 128 372	149 128 372
more than 3 years	208 729 166	208 729 166
state-owned enterprises	31 985 130	31 985 130
up to 30 days	2 155	2 155
up to 180 days	8 757 004	8 757 004
up to 1 year	9 850 690	9 850 690
up to 3 years	10 066 031	10 066 031
more than 3 years	3 309 250	3 309 250
Past-due	18 922 875	18 922 875
residents	18 875 232	18 875 232
non-residents	298	298
state-owned enterprises	47 345	47 345
Provision for impairment of corporate loans	-32 096 139	-32 096 139
residents	-31 930 016	-31 930 016
non-residents	-265	-265
state-owned enterprises	-165 858	-165 858
Loans to private entrepreneurs	19 571	19 571
up to 3 years	19 291	19 291
Past-due	5 162	5 162
Provision for impairment of loans to private entrepreneurs	-4 882	-4 882
Loans to individuals	45 071 749	45 071 749
Standard	45 391 395	45 391 395
up to 30 days	139 757	139 757
up to 180 days	90	90
up to 1 year	3 341	3 341
up to 3 years	2 492 004	2 492 004
more than 3 years	42 756 203	42 756 203
Past-due	1 247 599	1 247 599
Past-due	1 247 599	1 247 599
Provision for impairment of loans to individuals	-1 567 245	-1 567 245
Other assets	50 436 221	50 436 221
Mandatory reserves with Central Bank	8 557 525	8 557 525
Premises and equipment	12 315 882	12 315 882
Purchase cost	17 191 359	17 191 359
Depreciation	-4 875 477	-4 875 477
Accrued interest not yet received	5 164 276	5 164 276
Other assets	39 178 264	39 178 264
Investments in subsidiaries	160 951	160 951
Provision for impairment of other assets	-16 531 919	-16 531 919
Derivatives - assets	285 717	285 717
Deferred tax asset	1 305 525	1 305 525
LIABILITIES	1 121 264 395	1 121 264 395
Dues to banks	80 724 952	80 724 952
On demand	24 210	24 210
Residents	24 210	24 210
Term	80 684 551	80 684 551
Residents	80 684 551	80 684 551
up to 30 days	80 586 924	80 586 924
up to 180 days	97 627	97 627
Other dues to banks	16 191	16 191
On demand	470 302 814	470 302 814
Corporate clients	442 888 065	442 888 065
State-owned enterprises	52 416 676	52 416 676
Residents	390 448 677	390 448 677
Non-residents	22 712	22 712
Individuals	27 236 190	27 236 190
Residents	27 033 879	27 033 879
Non-residents	202 311	202 311
Brokerage accounts	178 559	178 559
Residents	178 559	178 559
Term	570 084 484	570 084 484
Corporate clients	436 768 902	436 768 902
Residents	433 585 195	433 585 195
up to 30 days	56 871 300	56 871 300
up to 180 days	25 176 655	25 176 655
up to 1 year	210 835 400	210 835 400
up to 3 years	63 579 675	63 579 675
more than 3 years	77 122 165	77 122 165
State-owned enterprises	3 183 707	3 183 707
up to 30 days	1 723 738	1 723 738
up to 180 days	209 100	209 100
up to 1 year	1 250 869	1 250 869
Individuals	133 315 582	133 315 582
residents	128 794 188	128 794 188
up to 180 days	15 266 914	15 266 914
up to 1 year	16 702 436	16 702 436
up to 3 years	96 551 310	96 551 310
more than 3 years	273 528	273 528
non-residents	4 521 394	4 521 394
up to 180 days	3 212 270	3 212 270
up to 1 year	29 304	29 304
up to 3 years	1 278 486	1 278 486
more than 3 years	1 334	1 334
Securities issued	4 069 424	4 069 424
Promissory notes	4 069 424	4 069 424
on demand	3 046 366	3 046 366
up to 1 year	551 036	551 036
up to 3 years	436 062	436 062
more than 3 years	35 960	35 960
Other liabilities	-3 917 279	-3 917 279
Other liabilities	-9 839 110	-9 839 110
Accrued interest not yet paid	5 787 944	5 787 944
Derivatives - liabilities	133 887	133 887
EQUITY	64 721 593	64 721 593
Capital	7 015 341	7 015 341
Profit from previous years	57 687 032	57 687 032
Retained earnings from previous years	57 687 032	57 687 032
Current year profit	19 220	19 220
Current year retained earnings	19 220	19 220
OFF-BALANCE SHEET	102 493 944	102 493 944
Contingent liabilities	-788 160 151	-788 160 151
Guarantees issued	-138 625 247	-138 625 247
Unused credit limits opened	-465 636 784	-465 636 784
Unused guarantee limits	-183 898 120	-183 898 120
Collateral on loans	708 971 695	708 971 695
goods	642 776 157	642 776 157
securities	66 195 538	66 195 538
Unprocessed payments	195 490 872	195 490 872
Due to lack of funds on client accounts	195 490 872	195 490 872
Other off-balance sheet accounts	-13 808 472	-13 808 472
Written-off interest	-2 721 563	-2 721 563
Written-off loans to banks	-123	-123
Written-off loans	-11 086 786	-11 086 786
Credit card balances	139 757	139 757
Risk-weighted assets	928 230 290	928 230 290
Reserve rates:
Loans to banks:	-0,01%	-100,0%
Customer loans, total:	-5,59%	-100,0%
including corporate loans:	-5,78%	-100,0%
including individual loans:	-3,36%	-100,0%
Past-due rate:	-3,35%	-100,0%
corporate clients:	-3,41%	-100,0%
individuals:	-2,68%	-100,0%